Community Trust Bancorp Inc (CTBI) — Financial Flexibility Index
Community Trust Bancorp Inc (CTBI) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $21.45 Million (operating CF $14.94 Million minus capex $6.51 Million) represents 0% of total liabilities ($5.83 Billion). Check Community Trust Bancorp Inc (CTBI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Community Trust Bancorp Inc Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Community Trust Bancorp Inc across 35 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Community Trust Bancorp Inc.
Annual Financial Flexibility Index for Community Trust Bancorp Inc (1991–2025)
Year-by-year free cash flow to debt coverage for Community Trust Bancorp Inc. Explore Community Trust Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $112.59 Million | $104.99 Million | $5.83 Billion | ▼ -7.3% |
| 2024 | 0.02x | $113.25 Million | $105.17 Million | $5.44 Billion | ▲ +14.7% |
| 2023 | 0.02x | $92.05 Million | $85.73 Million | $5.07 Billion | ▼ -18.5% |
| 2022 | 0.02x | $105.90 Million | $99.68 Million | $4.75 Billion | ▼ -10.9% |
| 2021 | 0.03x | $118.07 Million | $115.69 Million | $4.72 Billion | ▲ +75.6% |
| 2020 | 0.01x | $63.86 Million | $62.38 Million | $4.48 Billion | ▼ -37.9% |
| 2019 | 0.02x | $86.03 Million | $83.46 Million | $3.75 Billion | ▲ +22.1% |
| 2018 | 0.02x | $68.32 Million | $65.49 Million | $3.64 Billion | ▲ +4.6% |
| 2017 | 0.02x | $64.75 Million | $62.35 Million | $3.61 Billion | ▼ -5.1% |
| 2016 | 0.02x | $64.92 Million | $61.42 Million | $3.43 Billion | ▲ +13.3% |
| 2015 | 0.02x | $57.23 Million | $54.98 Million | $3.43 Billion | ▼ -8.3% |
| 2014 | 0.02x | $59.61 Million | $57.53 Million | $3.28 Billion | ▼ -37.9% |
| 2013 | 0.03x | $92.82 Million | $90.72 Million | $3.17 Billion | ▲ +52.3% |
| 2012 | 0.02x | $62.20 Million | $57.90 Million | $3.24 Billion | ▼ -8.1% |
| 2011 | 0.02x | $67.44 Million | $64.33 Million | $3.22 Billion | ▼ -1.0% |
| 2010 | 0.02x | $63.73 Million | $61.30 Million | $3.02 Billion | ▲ +39.5% |
| 2009 | 0.02x | $41.88 Million | $37.69 Million | $2.77 Billion | ▼ -31.0% |
| 2008 | 0.02x | $58.08 Million | $54.76 Million | $2.65 Billion | ▲ +6.2% |
| 2007 | 0.02x | $53.73 Million | $51.00 Million | $2.60 Billion | ▼ -4.8% |
| 2006 | 0.02x | $58.30 Million | $55.48 Million | $2.69 Billion | ▲ +20.8% |
| 2005 | 0.02x | $46.62 Million | $41.33 Million | $2.60 Billion | ▼ -25.4% |
| 2004 | 0.02x | $59.55 Million | $52.55 Million | $2.47 Billion | ▲ +34.4% |
| 2003 | 0.02x | $40.37 Million | $37.30 Million | $2.25 Billion | ▼ -79.8% |
| 2002 | 0.09x | $201.97 Million | $198.43 Million | $2.28 Billion | ▲ +36.2% |
| 2001 | 0.07x | $150.46 Million | $144.06 Million | $2.31 Billion | ▲ +82.3% |
| 2000 | 0.04x | $74.27 Million | $72.53 Million | $2.08 Billion | ▲ +37.8% |
| 1999 | 0.03x | $51.92 Million | $50.15 Million | $2.00 Billion | ▲ +51.2% |
| 1998 | 0.02x | $35.70 Million | $29.60 Million | $2.08 Billion | ▼ -73.7% |
| 1997 | 0.07x | $110.40 Million | $105.30 Million | $1.69 Billion | ▲ +395.0% |
| 1996 | -0.02x | $-36.90 Million | $-40.00 Million | $1.67 Billion | ▼ -239.9% |
| 1995 | 0.02x | $25.20 Million | $20.40 Million | $1.60 Billion | ▼ -32.9% |
| 1994 | 0.02x | $30.40 Million | $25.20 Million | $1.29 Billion | ▼ -44.2% |
| 1993 | 0.04x | $53.00 Million | $46.10 Million | $1.26 Billion | ▼ -31.1% |
| 1992 | 0.06x | $73.30 Million | $71.20 Million | $1.20 Billion | ▲ +258.2% |
| 1991 | 0.02x | $19.90 Million | $15.20 Million | $1.16 Billion | — |