Community Trust Bancorp Inc (CTBI) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Community Trust Bancorp Inc (CTBI) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $21.45 Million (operating CF $14.94 Million minus capex $6.51 Million) represents 0% of total liabilities ($5.83 Billion). Also explore Community Trust Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$21.45 Million
Operating CF − Capex

Total Liabilities

$5.83 Billion
USD

Capital Expenditures

$6.51 Million
USD

Community Trust Bancorp Inc Financial Flexibility Index (1991–2025)

Historical Financial Flexibility Index trend for Community Trust Bancorp Inc across 35 annual periods. Check Community Trust Bancorp Inc (CTBI) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Community Trust Bancorp Inc (1991–2025)

Year-by-year free cash flow to debt coverage for Community Trust Bancorp Inc. For the full company profile including market capitalisation, see Community Trust Bancorp Inc (CTBI) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $112.59 Million $104.99 Million $5.83 Billion ▼ -7.3%
2024 0.02x $113.25 Million $105.17 Million $5.44 Billion ▲ +14.7%
2023 0.02x $92.05 Million $85.73 Million $5.07 Billion ▼ -18.5%
2022 0.02x $105.90 Million $99.68 Million $4.75 Billion ▼ -10.9%
2021 0.03x $118.07 Million $115.69 Million $4.72 Billion ▲ +75.6%
2020 0.01x $63.86 Million $62.38 Million $4.48 Billion ▼ -37.9%
2019 0.02x $86.03 Million $83.46 Million $3.75 Billion ▲ +22.1%
2018 0.02x $68.32 Million $65.49 Million $3.64 Billion ▲ +4.6%
2017 0.02x $64.75 Million $62.35 Million $3.61 Billion ▼ -5.1%
2016 0.02x $64.92 Million $61.42 Million $3.43 Billion ▲ +13.3%
2015 0.02x $57.23 Million $54.98 Million $3.43 Billion ▼ -8.3%
2014 0.02x $59.61 Million $57.53 Million $3.28 Billion ▼ -37.9%
2013 0.03x $92.82 Million $90.72 Million $3.17 Billion ▲ +52.3%
2012 0.02x $62.20 Million $57.90 Million $3.24 Billion ▼ -8.1%
2011 0.02x $67.44 Million $64.33 Million $3.22 Billion ▼ -1.0%
2010 0.02x $63.73 Million $61.30 Million $3.02 Billion ▲ +39.5%
2009 0.02x $41.88 Million $37.69 Million $2.77 Billion ▼ -31.0%
2008 0.02x $58.08 Million $54.76 Million $2.65 Billion ▲ +6.2%
2007 0.02x $53.73 Million $51.00 Million $2.60 Billion ▼ -4.8%
2006 0.02x $58.30 Million $55.48 Million $2.69 Billion ▲ +20.8%
2005 0.02x $46.62 Million $41.33 Million $2.60 Billion ▼ -25.4%
2004 0.02x $59.55 Million $52.55 Million $2.47 Billion ▲ +34.4%
2003 0.02x $40.37 Million $37.30 Million $2.25 Billion ▼ -79.8%
2002 0.09x $201.97 Million $198.43 Million $2.28 Billion ▲ +36.2%
2001 0.07x $150.46 Million $144.06 Million $2.31 Billion ▲ +82.3%
2000 0.04x $74.27 Million $72.53 Million $2.08 Billion ▲ +37.8%
1999 0.03x $51.92 Million $50.15 Million $2.00 Billion ▲ +51.2%
1998 0.02x $35.70 Million $29.60 Million $2.08 Billion ▼ -73.7%
1997 0.07x $110.40 Million $105.30 Million $1.69 Billion ▲ +395.0%
1996 -0.02x $-36.90 Million $-40.00 Million $1.67 Billion ▼ -239.9%
1995 0.02x $25.20 Million $20.40 Million $1.60 Billion ▼ -32.9%
1994 0.02x $30.40 Million $25.20 Million $1.29 Billion ▼ -44.2%
1993 0.04x $53.00 Million $46.10 Million $1.26 Billion ▼ -31.1%
1992 0.06x $73.30 Million $71.20 Million $1.20 Billion ▲ +258.2%
1991 0.02x $19.90 Million $15.20 Million $1.16 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities