Community Trust Bancorp Inc Defensive Interval Ratio
Community Trust Bancorp Inc defensive interval ratio. Community Trust Bancorp Inc (CTBI) has a Defensive Interval Ratio of 329 days as of December 2025. Defensive assets of $5.14 Billion (cash $-, short-term investments $302.93 Million, receivables $4.83 Billion) cover 329 days of daily cash needs of $15.61 Million/day. Explore CTBI long-term investment intensity to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Community Trust Bancorp Inc (1991–2025)
Defensive interval ratio of Community Trust Bancorp Inc from 1991 to 2025. This chart shows how Community Trust Bancorp Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 329 days, meaning defensive assets of $5.14 Billion can fund 329 days of operations without new revenue. Read CTBI current and long-term liabilities for a breakdown of total debt and financial obligations.
Community Trust Bancorp Inc Defensive Interval Ratio by Year (1991–2025)
Community Trust Bancorp Inc defensive interval ratio by year from 1991 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Community Trust Bancorp Inc from 1991 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Community Trust Bancorp Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 329 days | $5.14 Billion | $15.61 Million/day | $- | $302.93 Million | ▲ +255 days |
| 2024 | 74 days | $1.08 Billion | $14.57 Million/day | $- | $1.06 Billion | ▼ -13 days |
| 2023 | 87 days | $1.19 Billion | $13.58 Million/day | $- | $1.16 Billion | ▼ -13 days |
| 2022 | 100 days | $1.28 Billion | $12.72 Million/day | $- | $1.26 Billion | ▼ -528303 days |
| 2021 | 528404 days | $1.47 Billion | $2.78K/day | $- | $1.46 Billion | ▲ +230919 days |
| 2020 | 297485 days | $1.01 Billion | $3.41K/day | $- | $997.26 Million | ▲ +218458 days |
| 2019 | 79027 days | $614.68 Million | $7.78K/day | $- | $599.84 Million | ▲ +78936 days |
| 2018 | 91 days | $598.53 Million | $6.54 Million/day | $- | $594.92 Million | ▼ -6 days |
| 2017 | 98 days | $589.25 Million | $6.03 Million/day | $- | $585.76 Million | ▼ -7 days |
| 2016 | 105 days | $608.83 Million | $5.82 Million/day | $- | $605.39 Million | ▲ +37 days |
| 2015 | 67 days | $598.17 Million | $8.86 Million/day | $- | $594.94 Million | ▼ -8 days |
| 2014 | 75 days | $643.15 Million | $8.55 Million/day | $- | $640.19 Million | ▼ -17870 days |
| 2013 | 17945 days | $612.83 Million | $34.15K/day | $- | $609.40 Million | ▼ -9 days |
| 2012 | 17954 days | $605.71 Million | $33.74K/day | $- | $603.34 Million | ▲ +17892 days |
| 2011 | 62 days | $529.68 Million | $8.55 Million/day | $- | $527.40 Million | ▲ +53 days |
| 2010 | 9 days | $70.09 Million | $7.96 Million/day | $- | $70.09 Million | ▲ +9 days |
| 2009 | 0 days | $100.00K | $7.27 Million/day | $- | $100.00K | ▼ 0 days |
| 2008 | 0 days | $100.00K | $6.85 Million/day | $- | $100.00K | ▼ -5 days |
| 2007 | 5 days | $32.04 Million | $6.77 Million/day | $- | $32.04 Million | ▼ -4 days |
| 2006 | 9 days | $62.10 Million | $7.12 Million/day | $- | $62.10 Million | ▲ +4 days |
| 2005 | 4 days | $31.14 Million | $7.23 Million/day | $- | $31.14 Million | ▼ -3 days |
| 2004 | 8 days | $50.85 Million | $6.56 Million/day | $- | $50.85 Million | ▲ +6 days |
| 2003 | 2 days | $9.05 Million | $5.96 Million/day | $- | $9.05 Million | ▼ -86 days |
| 2002 | 88 days | $527.34 Million | $6.02 Million/day | $- | $527.34 Million | ▲ +28 days |
| 2001 | 59 days | $367.23 Million | $6.20 Million/day | $- | $367.23 Million | ▲ +17 days |
| 2000 | 43 days | $236.62 Million | $5.57 Million/day | $- | $236.62 Million | ▲ +39 days |
| 1994 | 3 days | $10.00 Million | $3.27 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $9.40 Million | $3.15 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $10.00 Million | $3.06 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $11.50 Million | $3.06 Million/day | $- | $- | — |