Community Trust Bancorp Inc (CTBI) — Defensive Interval Ratio
Community Trust Bancorp Inc (CTBI) has a Defensive Interval Ratio of 329 days as of December 2025. Defensive assets of $5.14 Billion (cash $-, short-term investments $302.93 Million, receivables $4.83 Billion) cover 329 days of daily cash needs of $15.61 Million/day. Check Community Trust Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Community Trust Bancorp Inc Defensive Interval Ratio (1991–2025)
This chart shows how Community Trust Bancorp Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 329 days, meaning defensive assets of $5.14 Billion can fund 329 days of operations without new revenue. Also explore Community Trust Bancorp Inc (CTBI) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Community Trust Bancorp Inc (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Community Trust Bancorp Inc from 1991 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CTBI market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 329 days | $5.14 Billion | $15.61 Million/day | $- | $302.93 Million | ▲ +255 days |
| 2024 | 74 days | $1.08 Billion | $14.57 Million/day | $- | $1.06 Billion | ▼ -13 days |
| 2023 | 87 days | $1.19 Billion | $13.58 Million/day | $- | $1.16 Billion | ▼ -13 days |
| 2022 | 100 days | $1.28 Billion | $12.72 Million/day | $- | $1.26 Billion | ▼ -528303 days |
| 2021 | 528404 days | $1.47 Billion | $2.78K/day | $- | $1.46 Billion | ▲ +230919 days |
| 2020 | 297485 days | $1.01 Billion | $3.41K/day | $- | $997.26 Million | ▲ +218458 days |
| 2019 | 79027 days | $614.68 Million | $7.78K/day | $- | $599.84 Million | ▲ +78936 days |
| 2018 | 91 days | $598.53 Million | $6.54 Million/day | $- | $594.92 Million | ▼ -6 days |
| 2017 | 98 days | $589.25 Million | $6.03 Million/day | $- | $585.76 Million | ▼ -7 days |
| 2016 | 105 days | $608.83 Million | $5.82 Million/day | $- | $605.39 Million | ▲ +37 days |
| 2015 | 67 days | $598.17 Million | $8.86 Million/day | $- | $594.94 Million | ▼ -8 days |
| 2014 | 75 days | $643.15 Million | $8.55 Million/day | $- | $640.19 Million | ▼ -17870 days |
| 2013 | 17945 days | $612.83 Million | $34.15K/day | $- | $609.40 Million | ▼ -9 days |
| 2012 | 17954 days | $605.71 Million | $33.74K/day | $- | $603.34 Million | ▲ +17892 days |
| 2011 | 62 days | $529.68 Million | $8.55 Million/day | $- | $527.40 Million | ▲ +53 days |
| 2010 | 9 days | $70.09 Million | $7.96 Million/day | $- | $70.09 Million | ▲ +9 days |
| 2009 | 0 days | $100.00K | $7.27 Million/day | $- | $100.00K | ▼ 0 days |
| 2008 | 0 days | $100.00K | $6.85 Million/day | $- | $100.00K | ▼ -5 days |
| 2007 | 5 days | $32.04 Million | $6.77 Million/day | $- | $32.04 Million | ▼ -4 days |
| 2006 | 9 days | $62.10 Million | $7.12 Million/day | $- | $62.10 Million | ▲ +4 days |
| 2005 | 4 days | $31.14 Million | $7.23 Million/day | $- | $31.14 Million | ▼ -3 days |
| 2004 | 8 days | $50.85 Million | $6.56 Million/day | $- | $50.85 Million | ▲ +6 days |
| 2003 | 2 days | $9.05 Million | $5.96 Million/day | $- | $9.05 Million | ▼ -86 days |
| 2002 | 88 days | $527.34 Million | $6.02 Million/day | $- | $527.34 Million | ▲ +28 days |
| 2001 | 59 days | $367.23 Million | $6.20 Million/day | $- | $367.23 Million | ▲ +17 days |
| 2000 | 43 days | $236.62 Million | $5.57 Million/day | $- | $236.62 Million | ▲ +39 days |
| 1994 | 3 days | $10.00 Million | $3.27 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $9.40 Million | $3.15 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $10.00 Million | $3.06 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $11.50 Million | $3.06 Million/day | $- | $- | — |