Community Trust Bancorp Inc (CTBI) — Cash Flow Reinvestment Rate

Latest as of December 2025: 5.46x

Community Trust Bancorp Inc (CTBI) has a Cash Flow Reinvestment Rate of 5.46x as of December 2025, reinvesting $81.56 Million (capex $6.51 Million plus investments $-75.05 Million) from operating cash flow of $14.94 Million. Explore Community Trust Bancorp Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

5.46x
(Capex + Investments) / Operating CF

Total Reinvested

$81.56 Million
Capex + Investments

Operating Cash Flow

$14.94 Million
USD

Capital Expenditures

$6.51 Million
USD

Community Trust Bancorp Inc Cash Flow Reinvestment Rate (1991–2025)

Historical reinvestment intensity for Community Trust Bancorp Inc across 34 annual periods. Also explore Community Trust Bancorp Inc assets under control for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Community Trust Bancorp Inc (1991–2025)

Year-by-year capital reinvestment analysis for Community Trust Bancorp Inc. For live market cap and broader valuation context, see Community Trust Bancorp Inc market cap and net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.29x $30.43 Million $104.99 Million $7.60 Million ▼ -91.1%
2024 3.27x $343.75 Million $105.17 Million $8.08 Million ▲ +20.3%
2023 2.72x $232.92 Million $85.73 Million $6.32 Million ▼ -5.4%
2022 2.87x $286.23 Million $99.68 Million $6.22 Million ▼ -32.7%
2021 4.26x $493.38 Million $115.69 Million $2.37 Million ▼ -61.8%
2020 11.17x $696.79 Million $62.38 Million $1.48 Million ▲ +2161.2%
2019 0.49x $41.23 Million $83.46 Million $2.57 Million ▼ -70.9%
2018 1.70x $111.25 Million $65.49 Million $2.83 Million ▼ -45.2%
2017 3.10x $193.12 Million $62.35 Million $2.40 Million ▲ +101.2%
2016 1.54x $94.57 Million $61.42 Million $3.50 Million ▼ -30.7%
2015 2.22x $122.16 Million $54.98 Million $2.25 Million ▼ -12.9%
2014 2.55x $146.76 Million $57.53 Million $2.08 Million ▲ +92.1%
2013 1.33x $120.46 Million $90.72 Million $2.10 Million ▼ -12.9%
2012 1.53x $88.31 Million $57.90 Million $4.30 Million ▼ -45.1%
2011 2.78x $178.62 Million $64.33 Million $3.12 Million ▲ +6916.8%
2010 0.04x $2.43 Million $61.30 Million $2.43 Million ▼ -64.4%
2009 0.11x $4.19 Million $37.69 Million $4.19 Million ▲ +83.8%
2008 0.06x $3.31 Million $54.76 Million $3.31 Million ▲ +12.7%
2007 0.05x $2.74 Million $51.00 Million $2.74 Million ▲ +5.7%
2006 0.05x $2.82 Million $55.48 Million $2.82 Million ▼ -60.3%
2005 0.13x $5.29 Million $41.33 Million $5.29 Million ▼ -4.0%
2004 0.13x $7.00 Million $52.55 Million $7.00 Million ▲ +62.2%
2003 0.08x $3.06 Million $37.30 Million $3.06 Million ▲ +360.1%
2002 0.02x $3.54 Million $198.43 Million $3.54 Million ▼ -59.8%
2001 0.04x $6.40 Million $144.06 Million $6.40 Million ▲ +85.6%
2000 0.02x $1.74 Million $72.53 Million $1.74 Million ▼ -32.3%
1999 0.04x $1.77 Million $50.15 Million $1.77 Million ▼ -82.8%
1998 0.21x $6.10 Million $29.60 Million $6.10 Million ▲ +325.5%
1997 0.05x $5.10 Million $105.30 Million $5.10 Million ▼ -79.4%
1995 0.24x $4.80 Million $20.40 Million $4.80 Million ▲ +14.0%
1994 0.21x $5.20 Million $25.20 Million $5.20 Million ▲ +37.9%
1993 0.15x $6.90 Million $46.10 Million $6.90 Million ▲ +407.5%
1992 0.03x $2.10 Million $71.20 Million $2.10 Million ▼ -90.5%
1991 0.31x $4.70 Million $15.20 Million $4.70 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow