Community Trust Bancorp Inc (CTBI) — Cash Flow Reinvestment Rate
Community Trust Bancorp Inc (CTBI) has a Cash Flow Reinvestment Rate of 5.46x as of December 2025, reinvesting $81.56 Million (capex $6.51 Million plus investments $-75.05 Million) from operating cash flow of $14.94 Million. See how much free cash does Community Trust Bancorp Inc generate to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Community Trust Bancorp Inc Cash Flow Reinvestment Rate (1991–2025)
Historical reinvestment intensity for Community Trust Bancorp Inc across 34 annual periods. For the full cash flow conversion analysis, see Community Trust Bancorp Inc cash conversion from operations.
Annual Cash Flow Reinvestment Rate for Community Trust Bancorp Inc (1991–2025)
Year-by-year capital reinvestment analysis for Community Trust Bancorp Inc. See CTBI free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.29x | $30.43 Million | $104.99 Million | $7.60 Million | ▼ -91.1% |
| 2024 | 3.27x | $343.75 Million | $105.17 Million | $8.08 Million | ▲ +20.3% |
| 2023 | 2.72x | $232.92 Million | $85.73 Million | $6.32 Million | ▼ -5.4% |
| 2022 | 2.87x | $286.23 Million | $99.68 Million | $6.22 Million | ▼ -32.7% |
| 2021 | 4.26x | $493.38 Million | $115.69 Million | $2.37 Million | ▼ -61.8% |
| 2020 | 11.17x | $696.79 Million | $62.38 Million | $1.48 Million | ▲ +2161.2% |
| 2019 | 0.49x | $41.23 Million | $83.46 Million | $2.57 Million | ▼ -70.9% |
| 2018 | 1.70x | $111.25 Million | $65.49 Million | $2.83 Million | ▼ -45.2% |
| 2017 | 3.10x | $193.12 Million | $62.35 Million | $2.40 Million | ▲ +101.2% |
| 2016 | 1.54x | $94.57 Million | $61.42 Million | $3.50 Million | ▼ -30.7% |
| 2015 | 2.22x | $122.16 Million | $54.98 Million | $2.25 Million | ▼ -12.9% |
| 2014 | 2.55x | $146.76 Million | $57.53 Million | $2.08 Million | ▲ +92.1% |
| 2013 | 1.33x | $120.46 Million | $90.72 Million | $2.10 Million | ▼ -12.9% |
| 2012 | 1.53x | $88.31 Million | $57.90 Million | $4.30 Million | ▼ -45.1% |
| 2011 | 2.78x | $178.62 Million | $64.33 Million | $3.12 Million | ▲ +6916.8% |
| 2010 | 0.04x | $2.43 Million | $61.30 Million | $2.43 Million | ▼ -64.4% |
| 2009 | 0.11x | $4.19 Million | $37.69 Million | $4.19 Million | ▲ +83.8% |
| 2008 | 0.06x | $3.31 Million | $54.76 Million | $3.31 Million | ▲ +12.7% |
| 2007 | 0.05x | $2.74 Million | $51.00 Million | $2.74 Million | ▲ +5.7% |
| 2006 | 0.05x | $2.82 Million | $55.48 Million | $2.82 Million | ▼ -60.3% |
| 2005 | 0.13x | $5.29 Million | $41.33 Million | $5.29 Million | ▼ -4.0% |
| 2004 | 0.13x | $7.00 Million | $52.55 Million | $7.00 Million | ▲ +62.2% |
| 2003 | 0.08x | $3.06 Million | $37.30 Million | $3.06 Million | ▲ +360.1% |
| 2002 | 0.02x | $3.54 Million | $198.43 Million | $3.54 Million | ▼ -59.8% |
| 2001 | 0.04x | $6.40 Million | $144.06 Million | $6.40 Million | ▲ +85.6% |
| 2000 | 0.02x | $1.74 Million | $72.53 Million | $1.74 Million | ▼ -32.3% |
| 1999 | 0.04x | $1.77 Million | $50.15 Million | $1.77 Million | ▼ -82.8% |
| 1998 | 0.21x | $6.10 Million | $29.60 Million | $6.10 Million | ▲ +325.5% |
| 1997 | 0.05x | $5.10 Million | $105.30 Million | $5.10 Million | ▼ -79.4% |
| 1995 | 0.24x | $4.80 Million | $20.40 Million | $4.80 Million | ▲ +14.0% |
| 1994 | 0.21x | $5.20 Million | $25.20 Million | $5.20 Million | ▲ +37.9% |
| 1993 | 0.15x | $6.90 Million | $46.10 Million | $6.90 Million | ▲ +407.5% |
| 1992 | 0.03x | $2.10 Million | $71.20 Million | $2.10 Million | ▼ -90.5% |
| 1991 | 0.31x | $4.70 Million | $15.20 Million | $4.70 Million | — |