Community Trust Bancorp Inc (CTBI) — Free Cash Flow Generation Index
Community Trust Bancorp Inc (CTBI) has a Free Cash Flow Generation Index of 0.56x as of December 2025. Free cash flow of $8.43 Million represents 1% of operating cash flow ($14.94 Million). Explore Community Trust Bancorp Inc capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Community Trust Bancorp Inc Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for Community Trust Bancorp Inc across 34 annual periods. For the full cash flow conversion analysis, see CTBI cash flow conversion.
Annual Free Cash Flow Generation for Community Trust Bancorp Inc (1991–2025)
Year-by-year Free Cash Flow Generation Index for Community Trust Bancorp Inc. Check Community Trust Bancorp Inc (CTBI) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.93x | $97.39 Million | $104.99 Million | $7.60 Million | ▲ +0.5% |
| 2024 | 0.92x | $97.09 Million | $105.17 Million | $8.08 Million | ▼ -0.3% |
| 2023 | 0.93x | $79.41 Million | $85.73 Million | $6.32 Million | ▼ -1.2% |
| 2022 | 0.94x | $93.47 Million | $99.68 Million | $6.22 Million | ▼ -4.3% |
| 2021 | 0.98x | $113.32 Million | $115.69 Million | $2.37 Million | ▲ +0.3% |
| 2020 | 0.98x | $60.90 Million | $62.38 Million | $1.48 Million | ▲ +0.7% |
| 2019 | 0.97x | $80.89 Million | $83.46 Million | $2.57 Million | ▲ +1.3% |
| 2018 | 0.96x | $62.66 Million | $65.49 Million | $2.83 Million | ▼ -0.5% |
| 2017 | 0.96x | $59.95 Million | $62.35 Million | $2.40 Million | ▲ +2.0% |
| 2016 | 0.94x | $57.93 Million | $61.42 Million | $3.50 Million | ▼ -1.7% |
| 2015 | 0.96x | $52.73 Million | $54.98 Million | $2.25 Million | ▼ -0.5% |
| 2014 | 0.96x | $55.45 Million | $57.53 Million | $2.08 Million | ▼ -1.3% |
| 2013 | 0.98x | $88.61 Million | $90.72 Million | $2.10 Million | ▲ +5.5% |
| 2012 | 0.93x | $53.59 Million | $57.90 Million | $4.30 Million | ▼ -2.7% |
| 2011 | 0.95x | $61.21 Million | $64.33 Million | $3.12 Million | ▼ -0.5% |
| 2010 | 0.96x | $58.65 Million | $61.30 Million | $2.43 Million | ▲ +7.7% |
| 2009 | 0.89x | $33.50 Million | $37.69 Million | $4.19 Million | ▼ -5.7% |
| 2008 | 0.94x | $51.59 Million | $54.76 Million | $3.31 Million | ▼ -0.4% |
| 2007 | 0.95x | $48.26 Million | $51.00 Million | $2.74 Million | ▼ -0.3% |
| 2006 | 0.95x | $52.66 Million | $55.48 Million | $2.82 Million | ▲ +8.8% |
| 2005 | 0.87x | $36.04 Million | $41.33 Million | $5.29 Million | ▲ +0.6% |
| 2004 | 0.87x | $45.55 Million | $52.55 Million | $7.00 Million | ▼ -5.6% |
| 2003 | 0.92x | $34.23 Million | $37.30 Million | $3.06 Million | ▼ -6.5% |
| 2002 | 0.98x | $194.89 Million | $198.43 Million | $3.54 Million | ▲ +2.8% |
| 2001 | 0.96x | $137.65 Million | $144.06 Million | $6.40 Million | ▼ -2.1% |
| 2000 | 0.98x | $70.79 Million | $72.53 Million | $1.74 Million | ▲ +1.2% |
| 1999 | 0.96x | $48.37 Million | $50.15 Million | $1.77 Million | ▲ +21.5% |
| 1998 | 0.79x | $23.50 Million | $29.60 Million | $6.10 Million | ▼ -16.6% |
| 1997 | 0.95x | $100.20 Million | $105.30 Million | $5.10 Million | ▲ +24.4% |
| 1995 | 0.76x | $15.60 Million | $20.40 Million | $4.80 Million | ▼ -3.6% |
| 1994 | 0.79x | $20.00 Million | $25.20 Million | $5.20 Million | ▼ -6.7% |
| 1993 | 0.85x | $39.20 Million | $46.10 Million | $6.90 Million | ▼ -12.4% |
| 1992 | 0.97x | $69.10 Million | $71.20 Million | $2.10 Million | ▲ +40.5% |
| 1991 | 0.69x | $10.50 Million | $15.20 Million | $4.70 Million | — |