Community Trust Bancorp Inc (CTBI) — Cash Flow-to-Debt Ratio
Community Trust Bancorp Inc (CTBI) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $14.94 Million could theoretically repay 0% of its total liabilities ($5.83 Billion) in one year. See financial agility of Community Trust Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Community Trust Bancorp Inc Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for Community Trust Bancorp Inc across 35 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Community Trust Bancorp Inc.
Annual Cash Flow-to-Debt Ratio for Community Trust Bancorp Inc (1991–2025)
Year-by-year debt coverage analysis for Community Trust Bancorp Inc. Check cash flow quality index of Community Trust Bancorp Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $104.99 Million | $5.83 Billion | ▼ -6.9% |
| 2024 | 0.02x | $105.17 Million | $5.44 Billion | ▲ +14.4% |
| 2023 | 0.02x | $85.73 Million | $5.07 Billion | ▼ -19.3% |
| 2022 | 0.02x | $99.68 Million | $4.75 Billion | ▼ -14.4% |
| 2021 | 0.02x | $115.69 Million | $4.72 Billion | ▲ +76.2% |
| 2020 | 0.01x | $62.38 Million | $4.48 Billion | ▼ -37.5% |
| 2019 | 0.02x | $83.46 Million | $3.75 Billion | ▲ +23.6% |
| 2018 | 0.02x | $65.49 Million | $3.64 Billion | ▲ +4.1% |
| 2017 | 0.02x | $62.35 Million | $3.61 Billion | ▼ -3.4% |
| 2016 | 0.02x | $61.42 Million | $3.43 Billion | ▲ +11.6% |
| 2015 | 0.02x | $54.98 Million | $3.43 Billion | ▼ -8.7% |
| 2014 | 0.02x | $57.53 Million | $3.28 Billion | ▼ -38.6% |
| 2013 | 0.03x | $90.72 Million | $3.17 Billion | ▲ +60.0% |
| 2012 | 0.02x | $57.90 Million | $3.24 Billion | ▼ -10.3% |
| 2011 | 0.02x | $64.33 Million | $3.22 Billion | ▼ -1.8% |
| 2010 | 0.02x | $61.30 Million | $3.02 Billion | ▲ +49.1% |
| 2009 | 0.01x | $37.69 Million | $2.77 Billion | ▼ -34.1% |
| 2008 | 0.02x | $54.76 Million | $2.65 Billion | ▲ +5.6% |
| 2007 | 0.02x | $51.00 Million | $2.60 Billion | ▼ -5.0% |
| 2006 | 0.02x | $55.48 Million | $2.69 Billion | ▲ +29.6% |
| 2005 | 0.02x | $41.33 Million | $2.60 Billion | ▼ -25.1% |
| 2004 | 0.02x | $52.55 Million | $2.47 Billion | ▲ +28.3% |
| 2003 | 0.02x | $37.30 Million | $2.25 Billion | ▼ -81.0% |
| 2002 | 0.09x | $198.43 Million | $2.28 Billion | ▲ +39.8% |
| 2001 | 0.06x | $144.06 Million | $2.31 Billion | ▲ +78.7% |
| 2000 | 0.03x | $72.53 Million | $2.08 Billion | ▲ +39.3% |
| 1999 | 0.03x | $50.15 Million | $2.00 Billion | ▲ +76.1% |
| 1998 | 0.01x | $29.60 Million | $2.08 Billion | ▼ -77.1% |
| 1997 | 0.06x | $105.30 Million | $1.69 Billion | ▲ +359.6% |
| 1996 | -0.02x | $-40.00 Million | $1.67 Billion | ▼ -287.3% |
| 1995 | 0.01x | $20.40 Million | $1.60 Billion | ▼ -34.4% |
| 1994 | 0.02x | $25.20 Million | $1.29 Billion | ▼ -46.9% |
| 1993 | 0.04x | $46.10 Million | $1.26 Billion | ▼ -38.3% |
| 1992 | 0.06x | $71.20 Million | $1.20 Billion | ▲ +355.6% |
| 1991 | 0.01x | $15.20 Million | $1.16 Billion | — |