Community Trust Bancorp Inc (CTBI) — Working Capital to Net Assets Ratio
Community Trust Bancorp Inc (CTBI) has a Working Capital to Net Assets ratio of -58.1% as of December 2025. Working capital of $-497.09 Million (current assets of $5.20 Billion minus current liabilities of $5.70 Billion) is measured against net assets of $856.07 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See operational self-sufficiency of Community Trust Bancorp Inc to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Community Trust Bancorp Inc Working Capital to Net Assets (1991–2025)
This chart shows how Community Trust Bancorp Inc's Working Capital to Net Assets ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at -58.1%, reflecting working capital of $-497.09 Million against net assets of $856.07 Million USD. For the complete balance sheet picture, see total assets of Community Trust Bancorp Inc.
Annual Working Capital to Net Assets for Community Trust Bancorp Inc (1991–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Community Trust Bancorp Inc from 1991 to 2025, covering 35 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check CTBI cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -58.1% | $-497.09 Million | $856.07 Million | $5.20 Billion | $5.70 Billion | ▲ +452.6 pp |
| 2024 | -510.7% | $-3.87 Billion | $757.58 Million | $1.45 Billion | $5.32 Billion | ▼ -12.4 pp |
| 2023 | -498.3% | $-3.50 Billion | $702.21 Million | $1.46 Billion | $4.96 Billion | ▲ +17.6 pp |
| 2022 | -515.8% | $-3.24 Billion | $628.05 Million | $1.40 Billion | $4.64 Billion | ▼ -733.0 pp |
| 2021 | 217.2% | $1.52 Billion | $698.20 Million | $1.52 Billion | $1.02 Million | ▲ +54.4 pp |
| 2020 | 162.8% | $1.07 Billion | $654.87 Million | $1.07 Billion | $1.24 Million | ▲ +53.7 pp |
| 2019 | 109.0% | $670.52 Million | $614.89 Million | $673.36 Million | $2.84 Million | ▼ -86.5 pp |
| 2018 | 195.6% | $1.10 Billion | $564.15 Million | $3.49 Billion | $2.39 Billion | ▼ -36.6 pp |
| 2017 | 232.2% | $1.23 Billion | $530.70 Million | $3.43 Billion | $2.20 Billion | ▲ +15.5 pp |
| 2016 | 216.7% | $1.08 Billion | $500.62 Million | $3.21 Billion | $2.12 Billion | ▲ +731.8 pp |
| 2015 | -515.2% | $-2.45 Billion | $475.58 Million | $785.59 Million | $3.24 Billion | ▲ +14.3 pp |
| 2014 | -529.5% | $-2.37 Billion | $447.88 Million | $748.97 Million | $3.12 Billion | ▼ -1217.2 pp |
| 2013 | 687.7% | $2.84 Billion | $412.49 Million | $2.85 Billion | $12.46 Million | ▼ -35.5 pp |
| 2012 | 723.2% | $2.90 Billion | $400.34 Million | $2.91 Billion | $12.31 Million | ▲ +1362.9 pp |
| 2011 | -639.7% | $-2.35 Billion | $366.87 Million | $775.05 Million | $3.12 Billion | ▲ +178.7 pp |
| 2010 | -818.4% | $-2.77 Billion | $338.64 Million | $132.65 Million | $2.90 Billion | ▼ -22.0 pp |
| 2009 | -796.5% | $-2.56 Billion | $321.46 Million | $94.63 Million | $2.65 Billion | ▼ -15.9 pp |
| 2008 | -780.5% | $-2.41 Billion | $308.21 Million | $95.10 Million | $2.50 Billion | ▲ +4.4 pp |
| 2007 | -784.9% | $-2.37 Billion | $301.36 Million | $105.21 Million | $2.47 Billion | ▲ +102.1 pp |
| 2006 | -887.0% | $-2.50 Billion | $282.38 Million | $95.44 Million | $2.60 Billion | ▲ +116.3 pp |
| 2005 | -1003.3% | $-2.55 Billion | $253.94 Million | $91.07 Million | $2.64 Billion | ▼ -22.3 pp |
| 2004 | -981.0% | $-2.32 Billion | $236.17 Million | $78.72 Million | $2.40 Billion | ▼ -34.1 pp |
| 2003 | -946.8% | $-2.10 Billion | $221.39 Million | $79.91 Million | $2.18 Billion | ▲ +58.7 pp |
| 2002 | -1005.5% | $-2.11 Billion | $209.42 Million | $92.95 Million | $2.20 Billion | ▲ +126.1 pp |
| 2001 | -1131.6% | $-2.17 Billion | $191.61 Million | $96.17 Million | $2.26 Billion | ▼ -54.5 pp |
| 2000 | -1077.1% | $-1.96 Billion | $181.90 Million | $72.72 Million | $2.03 Billion | ▼ -24.1 pp |
| 1999 | -1053.0% | $-1.82 Billion | $172.42 Million | $107.46 Million | $1.92 Billion | ▼ -2.4 pp |
| 1998 | -1050.6% | $-1.73 Billion | $164.80 Million | $233.10 Million | $1.96 Billion | ▼ -69.0 pp |
| 1997 | -981.6% | $-1.55 Billion | $158.00 Million | $61.40 Million | $1.61 Billion | ▲ +31.8 pp |
| 1996 | -1013.4% | $-1.47 Billion | $144.80 Million | $63.90 Million | $1.53 Billion | ▲ +66.0 pp |
| 1995 | -1079.4% | $-1.44 Billion | $133.80 Million | $107.00 Million | $1.55 Billion | ▼ -23.1 pp |
| 1994 | -1056.4% | $-1.11 Billion | $105.00 Million | $84.30 Million | $1.19 Billion | ▲ +21.9 pp |
| 1993 | -1078.3% | $-1.04 Billion | $96.30 Million | $113.00 Million | $1.15 Billion | ▲ +88.1 pp |
| 1992 | -1166.4% | $-1.01 Billion | $86.40 Million | $110.80 Million | $1.12 Billion | ▲ +157.5 pp |
| 1991 | -1323.9% | $-1.01 Billion | $76.10 Million | $110.70 Million | $1.12 Billion | — |