First Community Bancshares Inc (FCBC) — Cash Flow Quality Index
First Community Bancshares Inc (FCBC) has a Cash Flow Quality Index of 1.54x as of September 2025. Operating cash flow of $18.95 Million exceeds net income of $12.27 Million, indicating high earnings quality where cash backs reported profits. Explore First Community Bancshares Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Community Bancshares Inc Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for First Community Bancshares Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Community Bancshares Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for First Community Bancshares Inc (1996–2024)
Year-by-year earnings quality comparison for First Community Bancshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.12x | $57.74 Million | $51.60 Million | ▼ -13.1% |
| 2023 | 1.29x | $61.83 Million | $48.02 Million | ▲ +1.8% |
| 2022 | 1.26x | $59.02 Million | $46.66 Million | ▲ +34.2% |
| 2021 | 0.94x | $48.22 Million | $51.17 Million | ▼ -26.2% |
| 2020 | 1.28x | $45.84 Million | $35.93 Million | ▼ -12.6% |
| 2019 | 1.46x | $56.66 Million | $38.80 Million | ▲ +7.2% |
| 2018 | 1.36x | $49.50 Million | $36.34 Million | ▼ -19.5% |
| 2017 | 1.69x | $36.37 Million | $21.48 Million | ▼ -1.3% |
| 2016 | 1.71x | $43.09 Million | $25.13 Million | ▼ -28.1% |
| 2015 | 2.38x | $58.52 Million | $24.54 Million | ▲ +45.8% |
| 2014 | 1.64x | $41.69 Million | $25.49 Million | ▼ -14.4% |
| 2013 | 1.91x | $44.52 Million | $23.31 Million | ▼ -3.6% |
| 2012 | 1.98x | $56.64 Million | $28.58 Million | ▼ -26.5% |
| 2011 | 2.70x | $54.01 Million | $20.03 Million | ▲ +1.4% |
| 2010 | 2.66x | $58.08 Million | $21.85 Million | ▼ -75.6% |
| 2008 | 10.90x | $33.59 Million | $3.08 Million | ▲ +895.6% |
| 2007 | 1.10x | $32.45 Million | $29.63 Million | ▼ -9.5% |
| 2006 | 1.21x | $35.04 Million | $28.95 Million | ▲ +29.8% |
| 2005 | 0.93x | $24.65 Million | $26.45 Million | ▼ -29.5% |
| 2004 | 1.32x | $34.40 Million | $26.02 Million | ▼ -58.7% |
| 2003 | 3.20x | $80.83 Million | $25.24 Million | ▲ +146.1% |
| 2002 | 1.30x | $32.17 Million | $24.72 Million | ▲ +212.7% |
| 2001 | -1.15x | $-22.09 Million | $19.13 Million | ▼ -183.3% |
| 2000 | 1.39x | $23.66 Million | $17.06 Million | ▲ +34.1% |
| 1999 | 1.03x | $17.43 Million | $16.85 Million | ▼ -43.8% |
| 1998 | 1.84x | $24.11 Million | $13.10 Million | ▲ +44.4% |
| 1997 | 1.27x | $19.24 Million | $15.09 Million | ▲ +29.0% |
| 1996 | 0.99x | $13.76 Million | $13.92 Million | — |