First Community Bancshares Inc (FCBC) — Net Asset Quality Index
First Community Bancshares Inc (FCBC) has a Net Asset Quality Index of 16.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.19 Billion minus total liabilities of $2.68 Billion yields net assets of $510.73 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check FCBC asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
First Community Bancshares Inc Net Asset Quality Index Over Time (1996–2024)
This chart shows how First Community Bancshares Inc's Net Asset Quality Index has evolved across 29 annual periods from 1996 to 2024. As of September 2025, the index stands at 16.0%, representing net assets of $510.73 Million against total assets of $3.19 Billion USD. See FCBC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for First Community Bancshares Inc (1996–2024)
The table below presents the year-by-year Net Asset Quality Index for First Community Bancshares Inc from 1996 to 2024, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of First Community Bancshares Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 16.1% | $526.39 Million | $3.26 Billion | $2.73 Billion | ▲ +0.7 pp |
| 2023 | 15.4% | $503.29 Million | $3.27 Billion | $2.77 Billion | ▲ +1.9 pp |
| 2022 | 13.5% | $421.99 Million | $3.14 Billion | $2.71 Billion | ▲ +0.1 pp |
| 2021 | 13.4% | $427.77 Million | $3.19 Billion | $2.77 Billion | ▼ -0.8 pp |
| 2020 | 14.2% | $426.73 Million | $3.01 Billion | $2.58 Billion | ▼ -1.1 pp |
| 2019 | 15.3% | $428.82 Million | $2.80 Billion | $2.37 Billion | ▲ +0.5 pp |
| 2018 | 14.8% | $332.86 Million | $2.24 Billion | $1.91 Billion | ▲ +0.1 pp |
| 2017 | 14.7% | $350.71 Million | $2.39 Billion | $2.04 Billion | ▲ +0.5 pp |
| 2016 | 14.2% | $339.06 Million | $2.39 Billion | $2.05 Billion | ▲ +0.3 pp |
| 2015 | 13.9% | $343.02 Million | $2.46 Billion | $2.12 Billion | ▲ +0.5 pp |
| 2014 | 13.5% | $351.37 Million | $2.61 Billion | $2.26 Billion | ▲ +0.8 pp |
| 2013 | 12.6% | $328.61 Million | $2.60 Billion | $2.27 Billion | ▼ -0.4 pp |
| 2012 | 13.1% | $356.47 Million | $2.73 Billion | $2.37 Billion | ▼ -1.1 pp |
| 2011 | 14.1% | $305.73 Million | $2.16 Billion | $1.86 Billion | ▲ +2.1 pp |
| 2010 | 12.0% | $269.88 Million | $2.24 Billion | $1.97 Billion | ▲ +0.9 pp |
| 2009 | 11.2% | $253.86 Million | $2.27 Billion | $2.02 Billion | ▲ +0.8 pp |
| 2008 | 10.3% | $220.34 Million | $2.13 Billion | $1.91 Billion | ▲ +0.2 pp |
| 2007 | 10.1% | $217.10 Million | $2.15 Billion | $1.93 Billion | ▼ -0.4 pp |
| 2006 | 10.5% | $212.73 Million | $2.03 Billion | $1.82 Billion | ▲ +0.5 pp |
| 2005 | 10.0% | $194.50 Million | $1.95 Billion | $1.76 Billion | ▼ 0.0 pp |
| 2004 | 10.0% | $183.23 Million | $1.83 Billion | $1.65 Billion | ▼ -0.5 pp |
| 2003 | 10.5% | $175.03 Million | $1.67 Billion | $1.50 Billion | ▲ +0.5 pp |
| 2002 | 10.0% | $152.46 Million | $1.52 Billion | $1.37 Billion | ▲ +1.0 pp |
| 2001 | 9.0% | $133.04 Million | $1.48 Billion | $1.35 Billion | ▼ -0.9 pp |
| 2000 | 9.9% | $120.68 Million | $1.22 Billion | $1.10 Billion | ▲ +0.4 pp |
| 1999 | 9.5% | $103.49 Million | $1.09 Billion | $984.67 Million | ▼ -0.1 pp |
| 1998 | 9.7% | $101.74 Million | $1.05 Billion | $952.27 Million | ▲ +0.3 pp |
| 1997 | 9.4% | $97.89 Million | $1.04 Billion | $944.46 Million | ▼ -1.3 pp |
| 1996 | 10.7% | $89.33 Million | $837.66 Million | $748.34 Million | — |