First Community Bancshares Inc (FCBC) — Tangible Net Worth Ratio

Latest as of September 2025: 97.7%

First Community Bancshares Inc (FCBC) has a Tangible Net Worth Ratio of 97.7% as of September 2025. This metric is calculated by deducting intangible assets ($11.53 Million) from net assets ($510.73 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See First Community Bancshares Inc (FCBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

97.7%
Tangible equity / total equity

Net Assets (Equity)

$510.73 Million
USD

Intangible Assets

$11.53 Million
Goodwill, patents, brand value

Total Assets

$3.19 Billion
USD

First Community Bancshares Inc Tangible Net Worth Ratio (1996–2024)

This chart shows how First Community Bancshares Inc's Tangible Net Worth Ratio has changed across 29 annual periods from 1996 to 2024. As of September 2025, the ratio stands at 97.7%, reflecting net assets of $510.73 Million with intangible assets of $11.53 Million USD. See First Community Bancshares Inc (FCBC) defensive interval to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for First Community Bancshares Inc (1996–2024)

The table below presents the year-by-year Tangible Net Worth Ratio for First Community Bancshares Inc from 1996 to 2024, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see FCBC stock market capitalisation.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2024 97.5% $526.39 Million $13.01 Million $3.26 Billion ▲ +0.5 pp
2023 97.0% $503.29 Million $15.14 Million $3.27 Billion ▼ -2.0 pp
2022 99.0% $421.99 Million $4.18 Million $3.14 Billion ▲ +0.3 pp
2021 98.7% $427.77 Million $5.62 Million $3.19 Billion ▲ +0.3 pp
2020 98.3% $426.73 Million $7.07 Million $3.01 Billion ▲ +0.3 pp
2019 98.0% $428.82 Million $8.52 Million $2.80 Billion ▼ -0.5 pp
2018 98.5% $332.86 Million $5.03 Million $2.24 Billion ▲ +0.2 pp
2017 98.2% $350.71 Million $6.15 Million $2.39 Billion ▲ +0.4 pp
2016 97.9% $339.06 Million $7.21 Million $2.39 Billion ▼ -0.6 pp
2015 98.5% $343.02 Million $5.24 Million $2.46 Billion ▲ +0.3 pp
2014 98.2% $351.37 Million $6.42 Million $2.61 Billion ▼ -1.0 pp
2013 99.1% $328.61 Million $2.87 Million $2.60 Billion ▲ +0.1 pp
2012 99.0% $356.47 Million $3.52 Million $2.73 Billion ▲ +0.4 pp
2011 98.6% $305.73 Million $4.33 Million $2.16 Billion ▲ +0.7 pp
2010 97.9% $269.88 Million $5.72 Million $2.24 Billion ▲ +0.4 pp
2009 97.5% $253.86 Million $6.41 Million $2.27 Billion ▲ +0.4 pp
2008 97.1% $220.34 Million $6.42 Million $2.13 Billion ▲ +2.8 pp
2007 94.3% $217.10 Million $12.46 Million $2.15 Billion ▼ 0.0 pp
2006 94.3% $212.73 Million $12.14 Million $2.03 Billion ▲ +25.7 pp
2005 68.6% $194.50 Million $61.12 Million $1.95 Billion ▲ +2.0 pp
2004 66.5% $183.23 Million $61.31 Million $1.83 Billion ▼ -10.2 pp
2003 76.7% $175.03 Million $40.73 Million $1.67 Billion ▼ -5.5 pp
2002 82.2% $152.46 Million $27.08 Million $1.52 Billion ▼ -11.2 pp
2001 93.4% $133.04 Million $8.77 Million $1.48 Billion ▲ +1.1 pp
2000 92.3% $120.68 Million $9.26 Million $1.22 Billion ▲ +0.1 pp
1999 92.2% $103.49 Million $8.09 Million $1.09 Billion ▼ -0.9 pp
1998 93.1% $101.74 Million $7.03 Million $1.05 Billion ▲ +0.9 pp
1997 92.1% $97.89 Million $7.69 Million $1.04 Billion ▼ -0.8 pp
1996 92.9% $89.33 Million $6.34 Million $837.66 Million
pp = percentage points