First Community Bancshares Inc (FCBC) — Defensive Interval Ratio
First Community Bancshares Inc (FCBC) has a Defensive Interval Ratio of 4 days as of June 2025. Defensive assets of $31.87 Million (cash $-, short-term investments $23.09 Million, receivables $8.79 Million) cover 4 days of daily cash needs of $7.22 Million/day. Check FCBC tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Community Bancshares Inc Defensive Interval Ratio (1996–2024)
This chart shows how First Community Bancshares Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1996 to 2024. As of June 2025, the ratio stands at 4 days, meaning defensive assets of $31.87 Million can fund 4 days of operations without new revenue. Also explore net asset growth rate of First Community Bancshares Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Community Bancshares Inc (1996–2024)
The table below presents the year-by-year Defensive Interval Ratio for First Community Bancshares Inc from 1996 to 2024, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Community Bancshares Inc (FCBC) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 20 days | $145.47 Million | $7.38 Million/day | $- | $136.26 Million | ▼ -19 days |
| 2023 | 39 days | $291.84 Million | $7.46 Million/day | $- | $280.96 Million | ▼ -3 days |
| 2022 | 42 days | $309.63 Million | $7.43 Million/day | $- | $300.35 Million | ▲ +31 days |
| 2021 | 11 days | $84.19 Million | $7.58 Million/day | $- | $76.29 Million | ▼ -2 days |
| 2020 | 13 days | $92.41 Million | $7.08 Million/day | $- | $83.36 Million | ▼ -14 days |
| 2019 | 27 days | $176.25 Million | $6.49 Million/day | $- | $169.57 Million | ▼ -3 days |
| 2018 | 30 days | $158.60 Million | $5.24 Million/day | $- | $153.12 Million | ▼ -1 days |
| 2017 | 31 days | $171.36 Million | $5.45 Million/day | $- | $165.58 Million | ▼ -2257 days |
| 2016 | 2289 days | $171.13 Million | $74.77K/day | $- | $165.58 Million | ▲ +2222 days |
| 2015 | 67 days | $372.18 Million | $5.58 Million/day | $- | $366.17 Million | ▲ +10 days |
| 2014 | 56 days | $332.43 Million | $5.89 Million/day | $- | $326.12 Million | ▼ -35 days |
| 2013 | 91 days | $527.34 Million | $5.77 Million/day | $- | $519.82 Million | ▲ +1 days |
| 2012 | 90 days | $542.20 Million | $6.01 Million/day | $- | $534.36 Million | ▼ -15 days |
| 2011 | 105 days | $488.62 Million | $4.64 Million/day | $- | $482.43 Million | ▲ +101 days |
| 2010 | 4 days | $17.34 Million | $4.50 Million/day | $- | $9.66 Million | ▼ 0 days |
| 2009 | 4 days | $18.75 Million | $4.51 Million/day | $- | $10.14 Million | ▼ -1 days |
| 2008 | 5 days | $21.69 Million | $4.65 Million/day | $- | $11.61 Million | ▲ +0 days |
| 2007 | 4 days | $19.34 Million | $4.44 Million/day | $- | $6.88 Million | ▼ 0 days |
| 2006 | 5 days | $21.21 Million | $4.39 Million/day | $- | $9.07 Million | ▲ +1 days |
| 2005 | 4 days | $19.11 Million | $4.42 Million/day | $- | $8.87 Million | ▼ -2 days |
| 2004 | 6 days | $26.01 Million | $4.43 Million/day | $- | $17.45 Million | ▼ -2 days |
| 2003 | 8 days | $30.48 Million | $3.98 Million/day | $- | $22.14 Million | ▼ -22 days |
| 2002 | 29 days | $99.12 Million | $3.37 Million/day | $- | $91.22 Million | ▲ +27 days |
| 2001 | 3 days | $9.01 Million | $3.29 Million/day | $- | $249.00K | ▼ -4 days |
| 2000 | 7 days | $21.05 Million | $3.01 Million/day | $- | $11.79 Million | ▲ +4 days |
| 1999 | 3 days | $8.09 Million | $2.67 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $7.03 Million | $2.40 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $7.69 Million | $2.35 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $6.34 Million | $1.83 Million/day | $- | $- | — |