First Community Bancshares Inc (FCBC) — Defensive Interval Ratio
First Community Bancshares Inc (FCBC) has a Defensive Interval Ratio of 4 days as of June 2025. Defensive assets of $31.87 Million (cash $-, short-term investments $23.09 Million, receivables $8.79 Million) cover 4 days of daily cash needs of $7.22 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Community Bancshares Inc Defensive Interval Ratio (1996–2024)
This chart shows how First Community Bancshares Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1996 to 2024. As of June 2025, the ratio stands at 4 days, meaning defensive assets of $31.87 Million can fund 4 days of operations without new revenue. For the complete balance sheet picture, see FCBC total asset value.
Annual Defensive Interval Ratio for First Community Bancshares Inc (1996–2024)
The table below presents the year-by-year Defensive Interval Ratio for First Community Bancshares Inc from 1996 to 2024, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of First Community Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 20 days | $145.47 Million | $7.38 Million/day | $- | $136.26 Million | ▼ -19 days |
| 2023 | 39 days | $291.84 Million | $7.46 Million/day | $- | $280.96 Million | ▼ -3 days |
| 2022 | 42 days | $309.63 Million | $7.43 Million/day | $- | $300.35 Million | ▲ +31 days |
| 2021 | 11 days | $84.19 Million | $7.58 Million/day | $- | $76.29 Million | ▼ -2 days |
| 2020 | 13 days | $92.41 Million | $7.08 Million/day | $- | $83.36 Million | ▼ -14 days |
| 2019 | 27 days | $176.25 Million | $6.49 Million/day | $- | $169.57 Million | ▼ -3 days |
| 2018 | 30 days | $158.60 Million | $5.24 Million/day | $- | $153.12 Million | ▼ -1 days |
| 2017 | 31 days | $171.36 Million | $5.45 Million/day | $- | $165.58 Million | ▼ -2257 days |
| 2016 | 2289 days | $171.13 Million | $74.77K/day | $- | $165.58 Million | ▲ +2222 days |
| 2015 | 67 days | $372.18 Million | $5.58 Million/day | $- | $366.17 Million | ▲ +10 days |
| 2014 | 56 days | $332.43 Million | $5.89 Million/day | $- | $326.12 Million | ▼ -35 days |
| 2013 | 91 days | $527.34 Million | $5.77 Million/day | $- | $519.82 Million | ▲ +1 days |
| 2012 | 90 days | $542.20 Million | $6.01 Million/day | $- | $534.36 Million | ▼ -15 days |
| 2011 | 105 days | $488.62 Million | $4.64 Million/day | $- | $482.43 Million | ▲ +101 days |
| 2010 | 4 days | $17.34 Million | $4.50 Million/day | $- | $9.66 Million | ▼ 0 days |
| 2009 | 4 days | $18.75 Million | $4.51 Million/day | $- | $10.14 Million | ▼ -1 days |
| 2008 | 5 days | $21.69 Million | $4.65 Million/day | $- | $11.61 Million | ▲ +0 days |
| 2007 | 4 days | $19.34 Million | $4.44 Million/day | $- | $6.88 Million | ▼ 0 days |
| 2006 | 5 days | $21.21 Million | $4.39 Million/day | $- | $9.07 Million | ▲ +1 days |
| 2005 | 4 days | $19.11 Million | $4.42 Million/day | $- | $8.87 Million | ▼ -2 days |
| 2004 | 6 days | $26.01 Million | $4.43 Million/day | $- | $17.45 Million | ▼ -2 days |
| 2003 | 8 days | $30.48 Million | $3.98 Million/day | $- | $22.14 Million | ▼ -22 days |
| 2002 | 29 days | $99.12 Million | $3.37 Million/day | $- | $91.22 Million | ▲ +27 days |
| 2001 | 3 days | $9.01 Million | $3.29 Million/day | $- | $249.00K | ▼ -4 days |
| 2000 | 7 days | $21.05 Million | $3.01 Million/day | $- | $11.79 Million | ▲ +4 days |
| 1999 | 3 days | $8.09 Million | $2.67 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $7.03 Million | $2.40 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $7.69 Million | $2.35 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $6.34 Million | $1.83 Million/day | $- | $- | — |