First Community Bancshares Inc Defensive Interval Ratio
First Community Bancshares Inc defensive interval ratio. First Community Bancshares Inc (FCBC) has a Defensive Interval Ratio of 30 days as of June 2026. Defensive assets of $248.39 Million (cash $-, short-term investments $239.05 Million, receivables $9.34 Million) cover 30 days of daily cash needs of $8.26 Million/day. See First Community Bancshares Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First Community Bancshares Inc (1996–2025)
Defensive interval ratio of First Community Bancshares Inc from 1996 to 2025. This chart shows how First Community Bancshares Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the ratio stands at 30 days, meaning defensive assets of $248.39 Million can fund 30 days of operations without new revenue. Check First Community Bancshares Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
First Community Bancshares Inc Defensive Interval Ratio by Year (1996–2025)
First Community Bancshares Inc defensive interval ratio by year from 1996 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First Community Bancshares Inc from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see FCBC total asset value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 58 days | $141.41 Million | $2.46 Million/day | $- | $132.69 Million | ▲ +38 days |
| 2024 | 20 days | $145.47 Million | $7.38 Million/day | $- | $136.26 Million | ▼ -19 days |
| 2023 | 39 days | $291.84 Million | $7.46 Million/day | $- | $280.96 Million | ▼ -3 days |
| 2022 | 42 days | $309.63 Million | $7.43 Million/day | $- | $300.35 Million | ▲ +31 days |
| 2021 | 11 days | $84.19 Million | $7.58 Million/day | $- | $76.29 Million | ▼ -2 days |
| 2020 | 13 days | $92.41 Million | $7.08 Million/day | $- | $83.36 Million | ▼ -14 days |
| 2019 | 27 days | $176.25 Million | $6.49 Million/day | $- | $169.57 Million | ▼ -3 days |
| 2018 | 30 days | $158.60 Million | $5.24 Million/day | $- | $153.12 Million | ▼ -1 days |
| 2017 | 31 days | $171.36 Million | $5.45 Million/day | $- | $165.58 Million | ▼ -2257 days |
| 2016 | 2289 days | $171.13 Million | $74.77K/day | $- | $165.58 Million | ▲ +2222 days |
| 2015 | 67 days | $372.18 Million | $5.58 Million/day | $- | $366.17 Million | ▲ +10 days |
| 2014 | 56 days | $332.43 Million | $5.89 Million/day | $- | $326.12 Million | ▼ -35 days |
| 2013 | 91 days | $527.34 Million | $5.77 Million/day | $- | $519.82 Million | ▲ +1 days |
| 2012 | 90 days | $542.20 Million | $6.01 Million/day | $- | $534.36 Million | ▼ -15 days |
| 2011 | 105 days | $488.62 Million | $4.64 Million/day | $- | $482.43 Million | ▲ +101 days |
| 2010 | 4 days | $17.34 Million | $4.50 Million/day | $- | $9.66 Million | ▼ 0 days |
| 2009 | 4 days | $18.75 Million | $4.51 Million/day | $- | $10.14 Million | ▼ -1 days |
| 2008 | 5 days | $21.69 Million | $4.65 Million/day | $- | $11.61 Million | ▲ +0 days |
| 2007 | 4 days | $19.34 Million | $4.44 Million/day | $- | $6.88 Million | ▼ 0 days |
| 2006 | 5 days | $21.21 Million | $4.39 Million/day | $- | $9.07 Million | ▲ +1 days |
| 2005 | 4 days | $19.11 Million | $4.42 Million/day | $- | $8.87 Million | ▼ -2 days |
| 2004 | 6 days | $26.01 Million | $4.43 Million/day | $- | $17.45 Million | ▼ -2 days |
| 2003 | 8 days | $30.48 Million | $3.98 Million/day | $- | $22.14 Million | ▼ -22 days |
| 2002 | 29 days | $99.12 Million | $3.37 Million/day | $- | $91.22 Million | ▲ +27 days |
| 2001 | 3 days | $9.01 Million | $3.29 Million/day | $- | $249.00K | ▼ -4 days |
| 2000 | 7 days | $21.05 Million | $3.01 Million/day | $- | $11.79 Million | ▲ +4 days |
| 1999 | 3 days | $8.09 Million | $2.67 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $7.03 Million | $2.40 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $7.69 Million | $2.35 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $6.34 Million | $1.83 Million/day | $- | $- | — |