Finwise Bancorp Cash Flow Quality Index
Finwise Bancorp cash flow quality index. Finwise Bancorp (FINW) has a Cash Flow Quality Index of 0.71x as of September 2025. Operating cash flow of $3.45 Million is below net income of $4.89 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of Finwise Bancorp to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Finwise Bancorp (2019–2024)
Cash flow quality index of Finwise Bancorp from 2019 to 2024. Historical Cash Flow Quality Index for Finwise Bancorp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Finwise Bancorp to assess how comfortably operating cash covers total debt obligations.
Finwise Bancorp Cash Flow Quality Index by Year (2019–2024)
Finwise Bancorp cash flow quality index by year from 2019 to 2024. Year-by-year earnings quality comparison for Finwise Bancorp. For the full cash flow conversion analysis, see Finwise Bancorp (FINW) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.18x | $-14.99 Million | $12.74 Million | ▼ -267.5% |
| 2023 | 0.70x | $12.27 Million | $17.46 Million | ▼ -71.2% |
| 2022 | 2.43x | $61.15 Million | $25.11 Million | ▲ +933.0% |
| 2021 | -0.29x | $-9.23 Million | $31.58 Million | ▼ -116.7% |
| 2020 | 1.75x | $19.59 Million | $11.20 Million | ▲ +314.1% |
| 2019 | -0.82x | $-7.89 Million | $9.66 Million | — |