Finwise Bancorp (FINW) — Cash Flow Quality Index
Finwise Bancorp (FINW) has a Cash Flow Quality Index of 0.71x as of September 2025. Operating cash flow of $3.45 Million is below net income of $4.89 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Finwise Bancorp generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Finwise Bancorp Cash Flow Quality Index (2019–2024)
Historical Cash Flow Quality Index for Finwise Bancorp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FINW cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Finwise Bancorp (2019–2024)
Year-by-year earnings quality comparison for Finwise Bancorp. For live market cap and the full company financial profile, see FINW market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.18x | $-14.99 Million | $12.74 Million | ▼ -267.5% |
| 2023 | 0.70x | $12.27 Million | $17.46 Million | ▼ -71.2% |
| 2022 | 2.43x | $61.15 Million | $25.11 Million | ▲ +933.0% |
| 2021 | -0.29x | $-9.23 Million | $31.58 Million | ▼ -116.7% |
| 2020 | 1.75x | $19.59 Million | $11.20 Million | ▲ +314.1% |
| 2019 | -0.82x | $-7.89 Million | $9.66 Million | — |