Finwise Bancorp (FINW) — Cash Flow Quality Index
Finwise Bancorp (FINW) has a Cash Flow Quality Index of 0.71x as of September 2025. Operating cash flow of $3.45 Million is below net income of $4.89 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Finwise Bancorp to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Finwise Bancorp Cash Flow Quality Index (2019–2024)
Historical Cash Flow Quality Index for Finwise Bancorp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Finwise Bancorp tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Finwise Bancorp (2019–2024)
Year-by-year earnings quality comparison for Finwise Bancorp. For live market cap and the full company financial profile, see FINW market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.18x | $-14.99 Million | $12.74 Million | ▼ -267.5% |
| 2023 | 0.70x | $12.27 Million | $17.46 Million | ▼ -71.2% |
| 2022 | 2.43x | $61.15 Million | $25.11 Million | ▲ +933.0% |
| 2021 | -0.29x | $-9.23 Million | $31.58 Million | ▼ -116.7% |
| 2020 | 1.75x | $19.59 Million | $11.20 Million | ▲ +314.1% |
| 2019 | -0.82x | $-7.89 Million | $9.66 Million | — |