Finwise Bancorp (FINW) — Cash Flow Reinvestment Rate

Latest as of September 2025: 10.55x

Finwise Bancorp (FINW) has a Cash Flow Reinvestment Rate of 10.55x as of September 2025, reinvesting $36.44 Million (capex $1.64 Million plus investments $-34.80 Million) from operating cash flow of $3.45 Million. Explore how much does Finwise Bancorp reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

10.55x
(Capex + Investments) / Operating CF

Total Reinvested

$36.44 Million
Capex + Investments

Operating Cash Flow

$3.45 Million
USD

Capital Expenditures

$1.64 Million
USD

Finwise Bancorp Cash Flow Reinvestment Rate (2020–2023)

Historical reinvestment intensity for Finwise Bancorp across 3 annual periods. Also explore Finwise Bancorp balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Finwise Bancorp (2020–2023)

Year-by-year capital reinvestment analysis for Finwise Bancorp. For live market cap and broader valuation context, see how much is Finwise Bancorp worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2023 12.11x $148.48 Million $12.27 Million $7.46 Million ▲ +1619.8%
2022 0.70x $43.05 Million $61.15 Million $7.21 Million ▲ +602.7%
2020 0.10x $1.96 Million $19.59 Million $592.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow