Finwise Bancorp (FINW) — Cash Flow Reinvestment Rate

Latest as of September 2025: 10.55x

Finwise Bancorp (FINW) has a Cash Flow Reinvestment Rate of 10.55x as of September 2025, reinvesting $36.44 Million (capex $1.64 Million plus investments $-34.80 Million) from operating cash flow of $3.45 Million. Check Finwise Bancorp cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

10.55x
(Capex + Investments) / Operating CF

Total Reinvested

$36.44 Million
Capex + Investments

Operating Cash Flow

$3.45 Million
USD

Capital Expenditures

$1.64 Million
USD

Finwise Bancorp Cash Flow Reinvestment Rate (2020–2023)

Historical reinvestment intensity for Finwise Bancorp across 3 annual periods. Explore FINW long-term investments to assets to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Finwise Bancorp (2020–2023)

Year-by-year capital reinvestment analysis for Finwise Bancorp. For live market cap and broader valuation context, see how much is Finwise Bancorp worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2023 12.11x $148.48 Million $12.27 Million $7.46 Million ▲ +1619.8%
2022 0.70x $43.05 Million $61.15 Million $7.21 Million ▲ +602.7%
2020 0.10x $1.96 Million $19.59 Million $592.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow