Finwise Bancorp Cash Flow Reinvestment Rate

Latest as of September 2025: 10.55x

Finwise Bancorp cash flow reinvestment rate. Finwise Bancorp (FINW) has a Cash Flow Reinvestment Rate of 10.55x as of September 2025, reinvesting $36.44 Million (capex $1.64 Million plus investments $-34.80 Million) from operating cash flow of $3.45 Million. Explore how well can Finwise Bancorp service its debt to assess how comfortably operating cash covers total debt obligations.

Reinvestment Rate

10.55x
(Capex + Investments) / Operating CF

Total Reinvested

$36.44 Million
Capex + Investments

Operating Cash Flow

$3.45 Million
USD

Capital Expenditures

$1.64 Million
USD

Cash Flow Reinvestment Rate of Finwise Bancorp (2020–2023)

Cash flow reinvestment rate of Finwise Bancorp from 2020 to 2023. Historical reinvestment intensity for Finwise Bancorp across 3 annual periods. Explore reinvestment intensity of Finwise Bancorp to see what proportion of operating cash flow is directed to capital expenditures.

Finwise Bancorp Cash Flow Reinvestment Rate by Year (2020–2023)

Finwise Bancorp cash flow reinvestment rate by year from 2020 to 2023. Year-by-year capital reinvestment analysis for Finwise Bancorp. For the full cash flow conversion analysis, see cash efficiency ratio of Finwise Bancorp.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2023 12.11x $148.48 Million $12.27 Million $7.46 Million ▲ +1619.8%
2022 0.70x $43.05 Million $61.15 Million $7.21 Million ▲ +602.7%
2020 0.10x $1.96 Million $19.59 Million $592.00K —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow