Finwise Bancorp (FINW) — Cash Flow Reinvestment Rate

Latest as of September 2025: 10.55x

Finwise Bancorp (FINW) has a Cash Flow Reinvestment Rate of 10.55x as of September 2025, reinvesting $36.44 Million (capex $1.64 Million plus investments $-34.80 Million) from operating cash flow of $3.45 Million. See FINW FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

10.55x
(Capex + Investments) / Operating CF

Total Reinvested

$36.44 Million
Capex + Investments

Operating Cash Flow

$3.45 Million
USD

Capital Expenditures

$1.64 Million
USD

Finwise Bancorp Cash Flow Reinvestment Rate (2020–2023)

Historical reinvestment intensity for Finwise Bancorp across 3 annual periods. For the full cash flow conversion analysis, see FINW cash flow conversion.

Annual Cash Flow Reinvestment Rate for Finwise Bancorp (2020–2023)

Year-by-year capital reinvestment analysis for Finwise Bancorp. See Finwise Bancorp (FINW) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2023 12.11x $148.48 Million $12.27 Million $7.46 Million ▲ +1619.8%
2022 0.70x $43.05 Million $61.15 Million $7.21 Million ▲ +602.7%
2020 0.10x $1.96 Million $19.59 Million $592.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow