Finwise Bancorp (FINW) — Financial Flexibility Index
Finwise Bancorp (FINW) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $5.09 Million (operating CF $3.45 Million minus capex $1.64 Million) represents 0% of total liabilities ($712.16 Million). Check Finwise Bancorp (FINW) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Finwise Bancorp Financial Flexibility Index (2019–2024)
Historical Financial Flexibility Index trend for Finwise Bancorp across 6 annual periods. See FINW working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Finwise Bancorp (2019–2024)
Year-by-year free cash flow to debt coverage for Finwise Bancorp. For the full company profile including market capitalisation, see Finwise Bancorp (FINW) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.02x | $-10.10 Million | $-14.99 Million | $572.26 Million | ▼ -138.6% |
| 2023 | 0.05x | $19.72 Million | $12.27 Million | $431.17 Million | ▼ -82.6% |
| 2022 | 0.26x | $68.37 Million | $61.15 Million | $260.32 Million | ▲ +1108.0% |
| 2021 | -0.03x | $-6.90 Million | $-9.23 Million | $264.77 Million | ▼ -135.1% |
| 2020 | 0.07x | $20.18 Million | $19.59 Million | $271.64 Million | ▲ +245.5% |
| 2019 | -0.05x | $-7.35 Million | $-7.89 Million | $143.97 Million | — |