Finwise Bancorp Financial Flexibility Index
Finwise Bancorp financial flexibility index. Finwise Bancorp (FINW) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $5.09 Million (operating CF $3.45 Million minus capex $1.64 Million) represents 0% of total liabilities ($712.16 Million). See FINW free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Finwise Bancorp (2019–2024)
Financial flexibility index of Finwise Bancorp from 2019 to 2024. Historical Financial Flexibility Index trend for Finwise Bancorp across 6 annual periods. Check Finwise Bancorp (FINW) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Finwise Bancorp Financial Flexibility Index by Year (2019–2024)
Finwise Bancorp financial flexibility index by year from 2019 to 2024. Year-by-year free cash flow to debt coverage for Finwise Bancorp. For the full cash flow conversion analysis, see cash flow conversion of Finwise Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.02x | $-10.10 Million | $-14.99 Million | $572.26 Million | ▼ -138.6% |
| 2023 | 0.05x | $19.72 Million | $12.27 Million | $431.17 Million | ▼ -82.6% |
| 2022 | 0.26x | $68.37 Million | $61.15 Million | $260.32 Million | ▲ +1108.0% |
| 2021 | -0.03x | $-6.90 Million | $-9.23 Million | $264.77 Million | ▼ -135.1% |
| 2020 | 0.07x | $20.18 Million | $19.59 Million | $271.64 Million | ▲ +245.5% |
| 2019 | -0.05x | $-7.35 Million | $-7.89 Million | $143.97 Million | — |