Finwise Bancorp (FINW) — Free Cash Flow Generation Index

Latest as of September 2025: 1.48x

Finwise Bancorp (FINW) has a Free Cash Flow Generation Index of 1.48x as of September 2025. Free cash flow of $5.09 Million represents 1% of operating cash flow ($3.45 Million). Explore how much does Finwise Bancorp reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

1.48x
Free Cash Flow / Operating CF

Free Cash Flow

$5.09 Million
USD

Operating Cash Flow

$3.45 Million
USD

Capital Expenditures

$1.64 Million
USD

Finwise Bancorp Free Cash Flow Generation Index (2020–2023)

Historical FCF Generation Index trend for Finwise Bancorp across 3 annual periods. For the full cash flow conversion analysis, see FINW cash flow metrics.

Annual Free Cash Flow Generation for Finwise Bancorp (2020–2023)

Year-by-year Free Cash Flow Generation Index for Finwise Bancorp. Check Finwise Bancorp (FINW) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2023 0.39x $4.81 Million $12.27 Million $7.46 Million ▼ -55.6%
2022 0.88x $53.94 Million $61.15 Million $7.21 Million ▼ -9.0%
2020 0.97x $18.99 Million $19.59 Million $592.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).