Finwise Bancorp (FINW) — Free Cash Flow Generation Index

Latest as of September 2025: 1.48x

Finwise Bancorp (FINW) has a Free Cash Flow Generation Index of 1.48x as of September 2025. Free cash flow of $5.09 Million represents 1% of operating cash flow ($3.45 Million). See FINW working capital ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

1.48x
Free Cash Flow / Operating CF

Free Cash Flow

$5.09 Million
USD

Operating Cash Flow

$3.45 Million
USD

Capital Expenditures

$1.64 Million
USD

Finwise Bancorp Free Cash Flow Generation Index (2020–2023)

Historical FCF Generation Index trend for Finwise Bancorp across 3 annual periods. Explore cash flow to debt ratio of Finwise Bancorp to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Finwise Bancorp (2020–2023)

Year-by-year Free Cash Flow Generation Index for Finwise Bancorp. For the full company profile including market capitalisation, see FINW market cap.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2023 0.39x $4.81 Million $12.27 Million $7.46 Million ▼ -55.6%
2022 0.88x $53.94 Million $61.15 Million $7.21 Million ▼ -9.0%
2020 0.97x $18.99 Million $19.59 Million $592.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).