Fifth Third Bancorp (FITB) — Cash Flow Quality Index
Fifth Third Bancorp (FITB) has a Cash Flow Quality Index of -6.70x as of March 2026. Operating cash flow of $-1.11 Billion is below net income of $165.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Fifth Third Bancorp cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Fifth Third Bancorp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Fifth Third Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Fifth Third Bancorp.
Annual Cash Flow Quality Index for Fifth Third Bancorp (1989–2025)
Year-by-year earnings quality comparison for Fifth Third Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.79x | $4.51 Billion | $2.52 Billion | ▲ +46.7% |
| 2024 | 1.22x | $2.82 Billion | $2.31 Billion | ▼ -36.4% |
| 2023 | 1.92x | $4.51 Billion | $2.35 Billion | ▼ -27.0% |
| 2022 | 2.63x | $6.43 Billion | $2.45 Billion | ▲ +169.2% |
| 2021 | 0.98x | $2.70 Billion | $2.77 Billion | ▲ +275.5% |
| 2020 | 0.26x | $371.00 Million | $1.43 Billion | ▼ -64.2% |
| 2019 | 0.73x | $1.82 Billion | $2.51 Billion | ▼ -44.2% |
| 2018 | 1.30x | $2.86 Billion | $2.19 Billion | ▲ +91.8% |
| 2017 | 0.68x | $1.48 Billion | $2.18 Billion | ▼ -49.9% |
| 2016 | 1.36x | $2.09 Billion | $1.54 Billion | ▼ -4.4% |
| 2015 | 1.42x | $2.42 Billion | $1.71 Billion | ▲ +1.2% |
| 2014 | 1.40x | $2.08 Billion | $1.48 Billion | ▼ -44.4% |
| 2013 | 2.52x | $4.59 Billion | $1.83 Billion | ▲ +54.9% |
| 2012 | 1.62x | $2.56 Billion | $1.57 Billion | ▼ -10.9% |
| 2011 | 1.82x | $2.37 Billion | $1.30 Billion | ▼ -58.5% |
| 2010 | 4.39x | $3.31 Billion | $753.00 Million | ▼ -14.7% |
| 2009 | 5.15x | $3.79 Billion | $737.00 Million | ▲ +885.7% |
| 2007 | -0.66x | $-705.00 Million | $1.08 Billion | ▼ -153.5% |
| 2006 | 1.22x | $1.45 Billion | $1.19 Billion | ▲ +147.8% |
| 2005 | 0.49x | $765.00 Million | $1.55 Billion | ▼ -78.4% |
| 2004 | 2.29x | $3.49 Billion | $1.52 Billion | ▼ -50.6% |
| 2003 | 4.62x | $8.11 Billion | $1.75 Billion | ▲ +239.4% |
| 2002 | 1.36x | $2.23 Billion | $1.64 Billion | ▲ +65.0% |
| 2001 | 0.83x | $903.00 Million | $1.09 Billion | ▼ -85.2% |
| 2000 | 5.58x | $787.00 Million | $141.00 Million | ▲ +259.2% |
| 1999 | 1.55x | $1.04 Billion | $668.00 Million | ▲ +61.9% |
| 1998 | 0.96x | $525.00 Million | $547.00 Million | ▼ -31.9% |
| 1997 | 1.41x | $649.20 Million | $460.90 Million | ▲ +67.9% |
| 1996 | 0.84x | $320.70 Million | $382.30 Million | ▼ -47.6% |
| 1995 | 1.60x | $460.30 Million | $287.70 Million | ▼ -11.4% |
| 1994 | 1.81x | $441.70 Million | $244.50 Million | ▲ +101.3% |
| 1993 | 0.90x | $176.30 Million | $196.40 Million | ▼ -38.0% |
| 1992 | 1.45x | $237.50 Million | $164.10 Million | ▲ +6.6% |
| 1991 | 1.36x | $187.70 Million | $138.20 Million | ▲ +4.8% |
| 1990 | 1.30x | $156.10 Million | $120.40 Million | ▼ -12.9% |
| 1989 | 1.49x | $161.20 Million | $108.30 Million | — |