Fifth Third Bancorp Cash Flow Quality Index

Latest as of March 2026: -6.70x

Fifth Third Bancorp cash flow quality index. Fifth Third Bancorp (FITB) has a Cash Flow Quality Index of -6.70x as of March 2026. Operating cash flow of $-1.11 Billion is below net income of $165.00 Million, suggesting accrual-heavy earnings not yet converted to cash. See Fifth Third Bancorp financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-6.70x
Operating CF / Net Income

Operating Cash Flow

$-1.11 Billion
USD

Net Income

$165.00 Million
USD

Data as of

Mar 2026
Most recent filing

Cash Flow Quality Index of Fifth Third Bancorp (1989–2025)

Cash flow quality index of Fifth Third Bancorp from 1989 to 2025. Historical Cash Flow Quality Index for Fifth Third Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore FITB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Fifth Third Bancorp Cash Flow Quality Index by Year (1989–2025)

Fifth Third Bancorp cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for Fifth Third Bancorp. For the full cash flow conversion analysis, see FITB operating cash flow.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.79x $4.51 Billion $2.52 Billion ▲ +46.7%
2024 1.22x $2.82 Billion $2.31 Billion ▼ -36.4%
2023 1.92x $4.51 Billion $2.35 Billion ▼ -27.0%
2022 2.63x $6.43 Billion $2.45 Billion ▲ +169.2%
2021 0.98x $2.70 Billion $2.77 Billion ▲ +275.5%
2020 0.26x $371.00 Million $1.43 Billion ▼ -64.2%
2019 0.73x $1.82 Billion $2.51 Billion ▼ -44.2%
2018 1.30x $2.86 Billion $2.19 Billion ▲ +91.8%
2017 0.68x $1.48 Billion $2.18 Billion ▼ -49.9%
2016 1.36x $2.09 Billion $1.54 Billion ▼ -4.4%
2015 1.42x $2.42 Billion $1.71 Billion ▲ +1.2%
2014 1.40x $2.08 Billion $1.48 Billion ▼ -44.4%
2013 2.52x $4.59 Billion $1.83 Billion ▲ +54.9%
2012 1.62x $2.56 Billion $1.57 Billion ▼ -10.9%
2011 1.82x $2.37 Billion $1.30 Billion ▼ -58.5%
2010 4.39x $3.31 Billion $753.00 Million ▼ -14.7%
2009 5.15x $3.79 Billion $737.00 Million ▲ +885.7%
2007 -0.66x $-705.00 Million $1.08 Billion ▼ -153.5%
2006 1.22x $1.45 Billion $1.19 Billion ▲ +147.8%
2005 0.49x $765.00 Million $1.55 Billion ▼ -78.4%
2004 2.29x $3.49 Billion $1.52 Billion ▼ -50.6%
2003 4.62x $8.11 Billion $1.75 Billion ▲ +239.4%
2002 1.36x $2.23 Billion $1.64 Billion ▲ +65.0%
2001 0.83x $903.00 Million $1.09 Billion ▼ -85.2%
2000 5.58x $787.00 Million $141.00 Million ▲ +259.2%
1999 1.55x $1.04 Billion $668.00 Million ▲ +61.9%
1998 0.96x $525.00 Million $547.00 Million ▼ -31.9%
1997 1.41x $649.20 Million $460.90 Million ▲ +67.9%
1996 0.84x $320.70 Million $382.30 Million ▼ -47.6%
1995 1.60x $460.30 Million $287.70 Million ▼ -11.4%
1994 1.81x $441.70 Million $244.50 Million ▲ +101.3%
1993 0.90x $176.30 Million $196.40 Million ▼ -38.0%
1992 1.45x $237.50 Million $164.10 Million ▲ +6.6%
1991 1.36x $187.70 Million $138.20 Million ▲ +4.8%
1990 1.30x $156.10 Million $120.40 Million ▼ -12.9%
1989 1.49x $161.20 Million $108.30 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.