Fifth Third Bancorp (FITB) — Cash Flow Quality Index

Latest as of March 2026: -6.70x

Fifth Third Bancorp (FITB) has a Cash Flow Quality Index of -6.70x as of March 2026. Operating cash flow of $-1.11 Billion is below net income of $165.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore FITB cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

-6.70x
Operating CF / Net Income

Operating Cash Flow

$-1.11 Billion
USD

Net Income

$165.00 Million
USD

Data as of

Mar 2026
Most recent filing

Fifth Third Bancorp Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Fifth Third Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Fifth Third Bancorp to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Fifth Third Bancorp (1989–2025)

Year-by-year earnings quality comparison for Fifth Third Bancorp. For live market cap and the full company financial profile, see Fifth Third Bancorp (FITB) total market value.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.79x $4.51 Billion $2.52 Billion ▲ +46.7%
2024 1.22x $2.82 Billion $2.31 Billion ▼ -36.4%
2023 1.92x $4.51 Billion $2.35 Billion ▼ -27.0%
2022 2.63x $6.43 Billion $2.45 Billion ▲ +169.2%
2021 0.98x $2.70 Billion $2.77 Billion ▲ +275.5%
2020 0.26x $371.00 Million $1.43 Billion ▼ -64.2%
2019 0.73x $1.82 Billion $2.51 Billion ▼ -44.2%
2018 1.30x $2.86 Billion $2.19 Billion ▲ +91.8%
2017 0.68x $1.48 Billion $2.18 Billion ▼ -49.9%
2016 1.36x $2.09 Billion $1.54 Billion ▼ -4.4%
2015 1.42x $2.42 Billion $1.71 Billion ▲ +1.2%
2014 1.40x $2.08 Billion $1.48 Billion ▼ -44.4%
2013 2.52x $4.59 Billion $1.83 Billion ▲ +54.9%
2012 1.62x $2.56 Billion $1.57 Billion ▼ -10.9%
2011 1.82x $2.37 Billion $1.30 Billion ▼ -58.5%
2010 4.39x $3.31 Billion $753.00 Million ▼ -14.7%
2009 5.15x $3.79 Billion $737.00 Million ▲ +885.7%
2007 -0.66x $-705.00 Million $1.08 Billion ▼ -153.5%
2006 1.22x $1.45 Billion $1.19 Billion ▲ +147.8%
2005 0.49x $765.00 Million $1.55 Billion ▼ -78.4%
2004 2.29x $3.49 Billion $1.52 Billion ▼ -50.6%
2003 4.62x $8.11 Billion $1.75 Billion ▲ +239.4%
2002 1.36x $2.23 Billion $1.64 Billion ▲ +65.0%
2001 0.83x $903.00 Million $1.09 Billion ▼ -85.2%
2000 5.58x $787.00 Million $141.00 Million ▲ +259.2%
1999 1.55x $1.04 Billion $668.00 Million ▲ +61.9%
1998 0.96x $525.00 Million $547.00 Million ▼ -31.9%
1997 1.41x $649.20 Million $460.90 Million ▲ +67.9%
1996 0.84x $320.70 Million $382.30 Million ▼ -47.6%
1995 1.60x $460.30 Million $287.70 Million ▼ -11.4%
1994 1.81x $441.70 Million $244.50 Million ▲ +101.3%
1993 0.90x $176.30 Million $196.40 Million ▼ -38.0%
1992 1.45x $237.50 Million $164.10 Million ▲ +6.6%
1991 1.36x $187.70 Million $138.20 Million ▲ +4.8%
1990 1.30x $156.10 Million $120.40 Million ▼ -12.9%
1989 1.49x $161.20 Million $108.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.