Fifth Third Bancorp (FITB) — Cash Flow Quality Index

Latest as of March 2026: -6.70x

Fifth Third Bancorp (FITB) has a Cash Flow Quality Index of -6.70x as of March 2026. Operating cash flow of $-1.11 Billion is below net income of $165.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of Fifth Third Bancorp's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-6.70x
Operating CF / Net Income

Operating Cash Flow

$-1.11 Billion
USD

Net Income

$165.00 Million
USD

Data as of

Mar 2026
Most recent filing

Fifth Third Bancorp Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Fifth Third Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Fifth Third Bancorp tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Fifth Third Bancorp (1989–2025)

Year-by-year earnings quality comparison for Fifth Third Bancorp. For live market cap and the full company financial profile, see Fifth Third Bancorp market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.79x $4.51 Billion $2.52 Billion ▲ +46.7%
2024 1.22x $2.82 Billion $2.31 Billion ▼ -36.4%
2023 1.92x $4.51 Billion $2.35 Billion ▼ -27.0%
2022 2.63x $6.43 Billion $2.45 Billion ▲ +169.2%
2021 0.98x $2.70 Billion $2.77 Billion ▲ +275.5%
2020 0.26x $371.00 Million $1.43 Billion ▼ -64.2%
2019 0.73x $1.82 Billion $2.51 Billion ▼ -44.2%
2018 1.30x $2.86 Billion $2.19 Billion ▲ +91.8%
2017 0.68x $1.48 Billion $2.18 Billion ▼ -49.9%
2016 1.36x $2.09 Billion $1.54 Billion ▼ -4.4%
2015 1.42x $2.42 Billion $1.71 Billion ▲ +1.2%
2014 1.40x $2.08 Billion $1.48 Billion ▼ -44.4%
2013 2.52x $4.59 Billion $1.83 Billion ▲ +54.9%
2012 1.62x $2.56 Billion $1.57 Billion ▼ -10.9%
2011 1.82x $2.37 Billion $1.30 Billion ▼ -58.5%
2010 4.39x $3.31 Billion $753.00 Million ▼ -14.7%
2009 5.15x $3.79 Billion $737.00 Million ▲ +885.7%
2007 -0.66x $-705.00 Million $1.08 Billion ▼ -153.5%
2006 1.22x $1.45 Billion $1.19 Billion ▲ +147.8%
2005 0.49x $765.00 Million $1.55 Billion ▼ -78.4%
2004 2.29x $3.49 Billion $1.52 Billion ▼ -50.6%
2003 4.62x $8.11 Billion $1.75 Billion ▲ +239.4%
2002 1.36x $2.23 Billion $1.64 Billion ▲ +65.0%
2001 0.83x $903.00 Million $1.09 Billion ▼ -85.2%
2000 5.58x $787.00 Million $141.00 Million ▲ +259.2%
1999 1.55x $1.04 Billion $668.00 Million ▲ +61.9%
1998 0.96x $525.00 Million $547.00 Million ▼ -31.9%
1997 1.41x $649.20 Million $460.90 Million ▲ +67.9%
1996 0.84x $320.70 Million $382.30 Million ▼ -47.6%
1995 1.60x $460.30 Million $287.70 Million ▼ -11.4%
1994 1.81x $441.70 Million $244.50 Million ▲ +101.3%
1993 0.90x $176.30 Million $196.40 Million ▼ -38.0%
1992 1.45x $237.50 Million $164.10 Million ▲ +6.6%
1991 1.36x $187.70 Million $138.20 Million ▲ +4.8%
1990 1.30x $156.10 Million $120.40 Million ▼ -12.9%
1989 1.49x $161.20 Million $108.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.