Fifth Third Bancorp (FITB) — Free Cash Flow Generation Index

Latest as of December 2025: 0.81x

Fifth Third Bancorp (FITB) has a Free Cash Flow Generation Index of 0.81x as of December 2025. Free cash flow of $754.00 Million represents 1% of operating cash flow ($929.00 Million). Read total liabilities of Fifth Third Bancorp for a breakdown of total debt and financial obligations.

FCF Generation Index

0.81x
Free Cash Flow / Operating CF

Free Cash Flow

$754.00 Million
USD

Operating Cash Flow

$929.00 Million
USD

Capital Expenditures

$175.00 Million
USD

Fifth Third Bancorp Free Cash Flow Generation Index (1989–2025)

Historical FCF Generation Index trend for Fifth Third Bancorp across 36 annual periods. Explore FITB capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Fifth Third Bancorp (1989–2025)

Year-by-year Free Cash Flow Generation Index for Fifth Third Bancorp. For the full company profile including market capitalisation, see Fifth Third Bancorp (FITB) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.84x $3.81 Billion $4.51 Billion $709.00 Million ▼ -1.2%
2024 0.85x $2.41 Billion $2.82 Billion $414.00 Million ▼ -3.6%
2023 0.89x $3.99 Billion $4.51 Billion $516.00 Million ▼ -4.4%
2022 0.93x $5.96 Billion $6.43 Billion $472.00 Million ▲ +4.6%
2021 0.89x $2.40 Billion $2.70 Billion $309.00 Million ▲ +2427.7%
2020 0.04x $13.00 Million $371.00 Million $358.00 Million ▼ -95.8%
2019 0.83x $1.52 Billion $1.82 Billion $304.00 Million ▼ -10.7%
2018 0.93x $2.66 Billion $2.86 Billion $192.00 Million ▲ +10.5%
2017 0.84x $1.25 Billion $1.48 Billion $231.00 Million ▼ -0.8%
2016 0.85x $1.78 Billion $2.09 Billion $312.00 Million ▼ -5.2%
2015 0.90x $2.17 Billion $2.42 Billion $249.00 Million ▲ +3.8%
2014 0.86x $1.79 Billion $2.08 Billion $282.00 Million ▼ -3.5%
2013 0.90x $4.12 Billion $4.59 Billion $480.00 Million ▲ +10.7%
2012 0.81x $2.07 Billion $2.56 Billion $488.00 Million ▼ -3.7%
2011 0.84x $1.99 Billion $2.37 Billion $378.00 Million ▼ -9.2%
2010 0.93x $3.06 Billion $3.31 Billion $245.00 Million ▼ -0.9%
2009 0.93x $3.55 Billion $3.79 Billion $248.00 Million ▲ +13.8%
2008 0.82x $2.54 Billion $3.09 Billion $552.00 Million ▲ +27.9%
2006 0.64x $934.00 Million $1.45 Billion $520.00 Million ▲ +49.8%
2005 0.43x $328.00 Million $765.00 Million $437.00 Million ▼ -51.7%
2004 0.89x $3.10 Billion $3.49 Billion $391.00 Million ▼ -8.0%
2003 0.96x $7.83 Billion $8.11 Billion $284.00 Million ▲ +4.7%
2002 0.92x $2.05 Billion $2.23 Billion $174.00 Million ▲ +9.0%
2001 0.85x $764.00 Million $903.00 Million $139.00 Million ▲ +1.7%
2000 0.83x $655.00 Million $787.00 Million $132.00 Million ▼ -6.3%
1999 0.89x $922.00 Million $1.04 Billion $116.00 Million ▲ +5.3%
1998 0.84x $443.00 Million $525.00 Million $82.00 Million ▼ -6.9%
1997 0.91x $588.50 Million $649.20 Million $60.70 Million ▲ +6.8%
1996 0.85x $272.10 Million $320.70 Million $48.60 Million ▼ -8.6%
1995 0.93x $427.10 Million $460.30 Million $33.20 Million ▼ -1.0%
1994 0.94x $414.10 Million $441.70 Million $27.60 Million ▲ +24.4%
1993 0.75x $132.90 Million $176.30 Million $43.40 Million ▼ -18.7%
1992 0.93x $220.10 Million $237.50 Million $17.40 Million ▼ -1.1%
1991 0.94x $175.80 Million $187.70 Million $11.90 Million ▲ +4.4%
1990 0.90x $140.00 Million $156.10 Million $16.10 Million ▼ -0.9%
1989 0.91x $145.90 Million $161.20 Million $15.30 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).