Fifth Third Bancorp (FITB) — Free Cash Flow Generation Index
Fifth Third Bancorp (FITB) has a Free Cash Flow Generation Index of 0.81x as of December 2025. Free cash flow of $754.00 Million represents 1% of operating cash flow ($929.00 Million). Explore reinvestment intensity of Fifth Third Bancorp to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Fifth Third Bancorp Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for Fifth Third Bancorp across 36 annual periods. For the full cash flow conversion analysis, see Fifth Third Bancorp operating cash flow efficiency.
Annual Free Cash Flow Generation for Fifth Third Bancorp (1989–2025)
Year-by-year Free Cash Flow Generation Index for Fifth Third Bancorp. Check Fifth Third Bancorp total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.84x | $3.81 Billion | $4.51 Billion | $709.00 Million | ▼ -1.2% |
| 2024 | 0.85x | $2.41 Billion | $2.82 Billion | $414.00 Million | ▼ -3.6% |
| 2023 | 0.89x | $3.99 Billion | $4.51 Billion | $516.00 Million | ▼ -4.4% |
| 2022 | 0.93x | $5.96 Billion | $6.43 Billion | $472.00 Million | ▲ +4.6% |
| 2021 | 0.89x | $2.40 Billion | $2.70 Billion | $309.00 Million | ▲ +2427.7% |
| 2020 | 0.04x | $13.00 Million | $371.00 Million | $358.00 Million | ▼ -95.8% |
| 2019 | 0.83x | $1.52 Billion | $1.82 Billion | $304.00 Million | ▼ -10.7% |
| 2018 | 0.93x | $2.66 Billion | $2.86 Billion | $192.00 Million | ▲ +10.5% |
| 2017 | 0.84x | $1.25 Billion | $1.48 Billion | $231.00 Million | ▼ -0.8% |
| 2016 | 0.85x | $1.78 Billion | $2.09 Billion | $312.00 Million | ▼ -5.2% |
| 2015 | 0.90x | $2.17 Billion | $2.42 Billion | $249.00 Million | ▲ +3.8% |
| 2014 | 0.86x | $1.79 Billion | $2.08 Billion | $282.00 Million | ▼ -3.5% |
| 2013 | 0.90x | $4.12 Billion | $4.59 Billion | $480.00 Million | ▲ +10.7% |
| 2012 | 0.81x | $2.07 Billion | $2.56 Billion | $488.00 Million | ▼ -3.7% |
| 2011 | 0.84x | $1.99 Billion | $2.37 Billion | $378.00 Million | ▼ -9.2% |
| 2010 | 0.93x | $3.06 Billion | $3.31 Billion | $245.00 Million | ▼ -0.9% |
| 2009 | 0.93x | $3.55 Billion | $3.79 Billion | $248.00 Million | ▲ +13.8% |
| 2008 | 0.82x | $2.54 Billion | $3.09 Billion | $552.00 Million | ▲ +27.9% |
| 2006 | 0.64x | $934.00 Million | $1.45 Billion | $520.00 Million | ▲ +49.8% |
| 2005 | 0.43x | $328.00 Million | $765.00 Million | $437.00 Million | ▼ -51.7% |
| 2004 | 0.89x | $3.10 Billion | $3.49 Billion | $391.00 Million | ▼ -8.0% |
| 2003 | 0.96x | $7.83 Billion | $8.11 Billion | $284.00 Million | ▲ +4.7% |
| 2002 | 0.92x | $2.05 Billion | $2.23 Billion | $174.00 Million | ▲ +9.0% |
| 2001 | 0.85x | $764.00 Million | $903.00 Million | $139.00 Million | ▲ +1.7% |
| 2000 | 0.83x | $655.00 Million | $787.00 Million | $132.00 Million | ▼ -6.3% |
| 1999 | 0.89x | $922.00 Million | $1.04 Billion | $116.00 Million | ▲ +5.3% |
| 1998 | 0.84x | $443.00 Million | $525.00 Million | $82.00 Million | ▼ -6.9% |
| 1997 | 0.91x | $588.50 Million | $649.20 Million | $60.70 Million | ▲ +6.8% |
| 1996 | 0.85x | $272.10 Million | $320.70 Million | $48.60 Million | ▼ -8.6% |
| 1995 | 0.93x | $427.10 Million | $460.30 Million | $33.20 Million | ▼ -1.0% |
| 1994 | 0.94x | $414.10 Million | $441.70 Million | $27.60 Million | ▲ +24.4% |
| 1993 | 0.75x | $132.90 Million | $176.30 Million | $43.40 Million | ▼ -18.7% |
| 1992 | 0.93x | $220.10 Million | $237.50 Million | $17.40 Million | ▼ -1.1% |
| 1991 | 0.94x | $175.80 Million | $187.70 Million | $11.90 Million | ▲ +4.4% |
| 1990 | 0.90x | $140.00 Million | $156.10 Million | $16.10 Million | ▼ -0.9% |
| 1989 | 0.91x | $145.90 Million | $161.20 Million | $15.30 Million | — |