Fifth Third Bancorp (FITB) — Defensive Interval Ratio

Latest as of March 2026: 17875 days

Fifth Third Bancorp (FITB) has a Defensive Interval Ratio of 17875 days as of March 2026. Defensive assets of $63.13 Billion (cash $-, short-term investments $63.13 Billion, receivables $-) cover 17875 days of daily cash needs of $3.53 Million/day. See Fifth Third Bancorp (FITB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

17875 days
Days of operational coverage

Defensive Assets

$63.13 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$3.53 Million
Current Liabilities ÷ 365

Current Liabilities

$1.29 Billion
USD

Fifth Third Bancorp Defensive Interval Ratio (1989–2025)

This chart shows how Fifth Third Bancorp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 17875 days, meaning defensive assets of $63.13 Billion can fund 17875 days of operations without new revenue. See FITB equity to assets ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Fifth Third Bancorp (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for Fifth Third Bancorp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FITB stock market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 291 days $139.27 Billion $478.98 Million/day $- $18.88 Billion ▲ +158 days
2024 133 days $62.45 Billion $470.92 Million/day $- $55.93 Billion ▼ -32 days
2023 164 days $77.37 Billion $471.13 Million/day $- $71.78 Billion ▲ +23 days
2022 141 days $65.21 Billion $461.87 Million/day $- $58.98 Billion ▼ -28 days
2021 169 days $78.78 Billion $466.16 Million/day $- $72.16 Billion ▼ -5 days
2020 174 days $76.37 Billion $438.63 Million/day $- $70.39 Billion ▲ +51 days
2019 123 days $43.85 Billion $356.80 Million/day $- $37.42 Billion ▼ -7 days
2018 130 days $40.14 Billion $308.56 Million/day $- $34.10 Billion ▼ -5 days
2017 135 days $40.26 Billion $297.18 Million/day $- $33.89 Billion ▲ +2 days
2016 134 days $39.96 Billion $298.39 Million/day $- $33.33 Billion ▲ +7 days
2015 127 days $36.90 Billion $291.63 Million/day $- $31.11 Billion ▲ +5 days
2014 121 days $35.31 Billion $291.58 Million/day $- $29.72 Billion ▲ +20 days
2013 101 days $28.39 Billion $281.36 Million/day $- $22.96 Billion ▲ +19 days
2012 81 days $21.96 Billion $269.61 Million/day $- $16.88 Billion ▼ -3 days
2011 85 days $21.17 Billion $249.70 Million/day $- $16.30 Billion ▼ -5 days
2010 90 days $20.88 Billion $231.21 Million/day $- $16.06 Billion ▼ -18 days
2009 108 days $25.63 Billion $237.47 Million/day $- $20.69 Billion ▲ +22 days
2008 86 days $21.33 Billion $249.01 Million/day $- $15.51 Billion ▲ +15 days
2007 70 days $16.77 Billion $238.48 Million/day $- $10.57 Billion ▼ -14 days
2006 84 days $16.97 Billion $201.64 Million/day $- $11.15 Billion ▼ -22 days
2005 106 days $22.43 Billion $210.97 Million/day $- $21.92 Billion ▲ +101 days
2004 5 days $929.00 Million $186.99 Million/day $- $532.00 Million ▲ +3 days
2003 2 days $408.10 Million $192.51 Million/day $- $- ▼ -3 days
2002 5 days $881.53 Million $167.21 Million/day $- $312.00 Million ▼ -1 days
2001 6 days $843.00 Million $146.05 Million/day $- $225.00 Million ▼ 0 days
2000 6 days $588.00 Million $96.46 Million/day $- $198.00 Million ▲ +3 days
1999 3 days $321.00 Million $94.41 Million/day $- $- ▼ -1 days
1998 4 days $343.00 Million $79.48 Million/day $- $- ▲ +1 days
1997 3 days $178.80 Million $62.11 Million/day $- $- ▼ -1 days
1996 4 days $182.90 Million $48.33 Million/day $- $- ▲ +0 days
1995 3 days $134.00 Million $39.70 Million/day $- $- ▲ +0 days
1994 3 days $114.00 Million $35.84 Million/day $- $- ▼ 0 days
1993 3 days $92.80 Million $28.03 Million/day $- $- ▲ +0 days
1992 3 days $76.00 Million $24.00 Million/day $- $- ▼ 0 days
1991 4 days $76.10 Million $21.18 Million/day $- $- ▼ -1 days
1990 4 days $84.50 Million $19.16 Million/day $- $- ▼ 0 days
1989 5 days $79.90 Million $17.16 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)