Fifth Third Bancorp (FITB) — Defensive Interval Ratio
Fifth Third Bancorp (FITB) has a Defensive Interval Ratio of 17875 days as of March 2026. Defensive assets of $63.13 Billion (cash $-, short-term investments $63.13 Billion, receivables $-) cover 17875 days of daily cash needs of $3.53 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Fifth Third Bancorp Defensive Interval Ratio (1989–2025)
This chart shows how Fifth Third Bancorp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 17875 days, meaning defensive assets of $63.13 Billion can fund 17875 days of operations without new revenue. For the complete balance sheet picture, see Fifth Third Bancorp balance sheet assets.
Annual Defensive Interval Ratio for Fifth Third Bancorp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Fifth Third Bancorp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Fifth Third Bancorp's working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 291 days | $139.27 Billion | $478.98 Million/day | $- | $18.88 Billion | ▲ +158 days |
| 2024 | 133 days | $62.45 Billion | $470.92 Million/day | $- | $55.93 Billion | ▼ -32 days |
| 2023 | 164 days | $77.37 Billion | $471.13 Million/day | $- | $71.78 Billion | ▲ +23 days |
| 2022 | 141 days | $65.21 Billion | $461.87 Million/day | $- | $58.98 Billion | ▼ -28 days |
| 2021 | 169 days | $78.78 Billion | $466.16 Million/day | $- | $72.16 Billion | ▼ -5 days |
| 2020 | 174 days | $76.37 Billion | $438.63 Million/day | $- | $70.39 Billion | ▲ +51 days |
| 2019 | 123 days | $43.85 Billion | $356.80 Million/day | $- | $37.42 Billion | ▼ -7 days |
| 2018 | 130 days | $40.14 Billion | $308.56 Million/day | $- | $34.10 Billion | ▼ -5 days |
| 2017 | 135 days | $40.26 Billion | $297.18 Million/day | $- | $33.89 Billion | ▲ +2 days |
| 2016 | 134 days | $39.96 Billion | $298.39 Million/day | $- | $33.33 Billion | ▲ +7 days |
| 2015 | 127 days | $36.90 Billion | $291.63 Million/day | $- | $31.11 Billion | ▲ +5 days |
| 2014 | 121 days | $35.31 Billion | $291.58 Million/day | $- | $29.72 Billion | ▲ +20 days |
| 2013 | 101 days | $28.39 Billion | $281.36 Million/day | $- | $22.96 Billion | ▲ +19 days |
| 2012 | 81 days | $21.96 Billion | $269.61 Million/day | $- | $16.88 Billion | ▼ -3 days |
| 2011 | 85 days | $21.17 Billion | $249.70 Million/day | $- | $16.30 Billion | ▼ -5 days |
| 2010 | 90 days | $20.88 Billion | $231.21 Million/day | $- | $16.06 Billion | ▼ -18 days |
| 2009 | 108 days | $25.63 Billion | $237.47 Million/day | $- | $20.69 Billion | ▲ +22 days |
| 2008 | 86 days | $21.33 Billion | $249.01 Million/day | $- | $15.51 Billion | ▲ +15 days |
| 2007 | 70 days | $16.77 Billion | $238.48 Million/day | $- | $10.57 Billion | ▼ -14 days |
| 2006 | 84 days | $16.97 Billion | $201.64 Million/day | $- | $11.15 Billion | ▼ -22 days |
| 2005 | 106 days | $22.43 Billion | $210.97 Million/day | $- | $21.92 Billion | ▲ +101 days |
| 2004 | 5 days | $929.00 Million | $186.99 Million/day | $- | $532.00 Million | ▲ +3 days |
| 2003 | 2 days | $408.10 Million | $192.51 Million/day | $- | $- | ▼ -3 days |
| 2002 | 5 days | $881.53 Million | $167.21 Million/day | $- | $312.00 Million | ▼ -1 days |
| 2001 | 6 days | $843.00 Million | $146.05 Million/day | $- | $225.00 Million | ▼ 0 days |
| 2000 | 6 days | $588.00 Million | $96.46 Million/day | $- | $198.00 Million | ▲ +3 days |
| 1999 | 3 days | $321.00 Million | $94.41 Million/day | $- | $- | ▼ -1 days |
| 1998 | 4 days | $343.00 Million | $79.48 Million/day | $- | $- | ▲ +1 days |
| 1997 | 3 days | $178.80 Million | $62.11 Million/day | $- | $- | ▼ -1 days |
| 1996 | 4 days | $182.90 Million | $48.33 Million/day | $- | $- | ▲ +0 days |
| 1995 | 3 days | $134.00 Million | $39.70 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $114.00 Million | $35.84 Million/day | $- | $- | ▼ 0 days |
| 1993 | 3 days | $92.80 Million | $28.03 Million/day | $- | $- | ▲ +0 days |
| 1992 | 3 days | $76.00 Million | $24.00 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $76.10 Million | $21.18 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $84.50 Million | $19.16 Million/day | $- | $- | ▼ 0 days |
| 1989 | 5 days | $79.90 Million | $17.16 Million/day | $- | $- | — |