Fifth Third Bancorp (FITB) — Cash Flow Reinvestment Rate
Fifth Third Bancorp (FITB) has a Cash Flow Reinvestment Rate of 1.20x as of December 2025, reinvesting $1.12 Billion (capex $175.00 Million plus investments $-941.00 Million) from operating cash flow of $929.00 Million. See FITB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Fifth Third Bancorp Cash Flow Reinvestment Rate (1989–2025)
Historical reinvestment intensity for Fifth Third Bancorp across 36 annual periods. For the full cash flow conversion analysis, see Fifth Third Bancorp operating cash flow efficiency.
Annual Cash Flow Reinvestment Rate for Fifth Third Bancorp (1989–2025)
Year-by-year capital reinvestment analysis for Fifth Third Bancorp. See Fifth Third Bancorp (FITB) financial flexibility to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.73x | $3.28 Billion | $4.51 Billion | $709.00 Million | ▲ +41.3% |
| 2024 | 0.51x | $1.45 Billion | $2.82 Billion | $414.00 Million | ▼ -82.1% |
| 2023 | 2.87x | $12.95 Billion | $4.51 Billion | $516.00 Million | ▲ +378.3% |
| 2022 | 0.60x | $3.86 Billion | $6.43 Billion | $472.00 Million | ▼ -76.6% |
| 2021 | 2.56x | $6.93 Billion | $2.70 Billion | $309.00 Million | ▼ -97.0% |
| 2020 | 86.00x | $31.91 Billion | $371.00 Million | $358.00 Million | ▲ +7373.3% |
| 2019 | 1.15x | $2.10 Billion | $1.82 Billion | $304.00 Million | ▼ -20.7% |
| 2018 | 1.45x | $4.15 Billion | $2.86 Billion | $192.00 Million | ▲ +117.3% |
| 2017 | 0.67x | $989.00 Million | $1.48 Billion | $231.00 Million | ▼ -49.2% |
| 2016 | 1.32x | $2.75 Billion | $2.09 Billion | $312.00 Million | ▼ -19.9% |
| 2015 | 1.64x | $3.97 Billion | $2.42 Billion | $249.00 Million | ▼ -62.0% |
| 2014 | 4.32x | $8.96 Billion | $2.08 Billion | $282.00 Million | ▲ +82.1% |
| 2013 | 2.37x | $10.89 Billion | $4.59 Billion | $480.00 Million | ▼ -12.7% |
| 2012 | 2.71x | $6.94 Billion | $2.56 Billion | $488.00 Million | ▲ +1598.6% |
| 2011 | 0.16x | $378.00 Million | $2.37 Billion | $378.00 Million | ▼ -75.1% |
| 2010 | 0.64x | $2.12 Billion | $3.31 Billion | $245.00 Million | ▲ +879.9% |
| 2009 | 0.07x | $248.00 Million | $3.79 Billion | $248.00 Million | ▼ -63.4% |
| 2008 | 0.18x | $552.00 Million | $3.09 Billion | $552.00 Million | ▼ -50.1% |
| 2006 | 0.36x | $520.00 Million | $1.45 Billion | $520.00 Million | ▼ -37.4% |
| 2005 | 0.57x | $437.00 Million | $765.00 Million | $437.00 Million | ▲ +409.3% |
| 2004 | 0.11x | $391.00 Million | $3.49 Billion | $391.00 Million | ▲ +220.5% |
| 2003 | 0.04x | $284.00 Million | $8.11 Billion | $284.00 Million | ▼ -55.2% |
| 2002 | 0.08x | $174.00 Million | $2.23 Billion | $174.00 Million | ▼ -49.2% |
| 2001 | 0.15x | $139.00 Million | $903.00 Million | $139.00 Million | ▼ -8.2% |
| 2000 | 0.17x | $132.00 Million | $787.00 Million | $132.00 Million | ▲ +50.1% |
| 1999 | 0.11x | $116.00 Million | $1.04 Billion | $116.00 Million | ▼ -28.5% |
| 1998 | 0.16x | $82.00 Million | $525.00 Million | $82.00 Million | ▲ +67.0% |
| 1997 | 0.09x | $60.70 Million | $649.20 Million | $60.70 Million | ▼ -38.3% |
| 1996 | 0.15x | $48.60 Million | $320.70 Million | $48.60 Million | ▲ +110.1% |
| 1995 | 0.07x | $33.20 Million | $460.30 Million | $33.20 Million | ▲ +15.4% |
| 1994 | 0.06x | $27.60 Million | $441.70 Million | $27.60 Million | ▼ -74.6% |
| 1993 | 0.25x | $43.40 Million | $176.30 Million | $43.40 Million | ▲ +236.0% |
| 1992 | 0.07x | $17.40 Million | $237.50 Million | $17.40 Million | ▲ +15.6% |
| 1991 | 0.06x | $11.90 Million | $187.70 Million | $11.90 Million | ▼ -38.5% |
| 1990 | 0.10x | $16.10 Million | $156.10 Million | $16.10 Million | ▲ +8.7% |
| 1989 | 0.09x | $15.30 Million | $161.20 Million | $15.30 Million | — |