Fifth Third Bancorp Cash Flow Reinvestment Rate

Latest as of December 2025: 1.20x

Fifth Third Bancorp cash flow reinvestment rate. Fifth Third Bancorp (FITB) has a Cash Flow Reinvestment Rate of 1.20x as of December 2025, reinvesting $1.12 Billion (capex $175.00 Million plus investments $-941.00 Million) from operating cash flow of $929.00 Million. Explore Fifth Third Bancorp cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Reinvestment Rate

1.20x
(Capex + Investments) / Operating CF

Total Reinvested

$1.12 Billion
Capex + Investments

Operating Cash Flow

$929.00 Million
USD

Capital Expenditures

$175.00 Million
USD

Cash Flow Reinvestment Rate of Fifth Third Bancorp (1989–2025)

Cash flow reinvestment rate of Fifth Third Bancorp from 1989 to 2025. Historical reinvestment intensity for Fifth Third Bancorp across 36 annual periods. Explore Fifth Third Bancorp capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

Fifth Third Bancorp Cash Flow Reinvestment Rate by Year (1989–2025)

Fifth Third Bancorp cash flow reinvestment rate by year from 1989 to 2025. Year-by-year capital reinvestment analysis for Fifth Third Bancorp. For the full cash flow conversion analysis, see Fifth Third Bancorp cash flow conversion.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.73x $3.28 Billion $4.51 Billion $709.00 Million ▲ +41.3%
2024 0.51x $1.45 Billion $2.82 Billion $414.00 Million ▼ -82.1%
2023 2.87x $12.95 Billion $4.51 Billion $516.00 Million ▲ +378.3%
2022 0.60x $3.86 Billion $6.43 Billion $472.00 Million ▼ -76.6%
2021 2.56x $6.93 Billion $2.70 Billion $309.00 Million ▼ -97.0%
2020 86.00x $31.91 Billion $371.00 Million $358.00 Million ▲ +7373.3%
2019 1.15x $2.10 Billion $1.82 Billion $304.00 Million ▼ -20.7%
2018 1.45x $4.15 Billion $2.86 Billion $192.00 Million ▲ +117.3%
2017 0.67x $989.00 Million $1.48 Billion $231.00 Million ▼ -49.2%
2016 1.32x $2.75 Billion $2.09 Billion $312.00 Million ▼ -19.9%
2015 1.64x $3.97 Billion $2.42 Billion $249.00 Million ▼ -62.0%
2014 4.32x $8.96 Billion $2.08 Billion $282.00 Million ▲ +82.1%
2013 2.37x $10.89 Billion $4.59 Billion $480.00 Million ▼ -12.7%
2012 2.71x $6.94 Billion $2.56 Billion $488.00 Million ▲ +1598.6%
2011 0.16x $378.00 Million $2.37 Billion $378.00 Million ▼ -75.1%
2010 0.64x $2.12 Billion $3.31 Billion $245.00 Million ▲ +879.9%
2009 0.07x $248.00 Million $3.79 Billion $248.00 Million ▼ -63.4%
2008 0.18x $552.00 Million $3.09 Billion $552.00 Million ▼ -50.1%
2006 0.36x $520.00 Million $1.45 Billion $520.00 Million ▼ -37.4%
2005 0.57x $437.00 Million $765.00 Million $437.00 Million ▲ +409.3%
2004 0.11x $391.00 Million $3.49 Billion $391.00 Million ▲ +220.5%
2003 0.04x $284.00 Million $8.11 Billion $284.00 Million ▼ -55.2%
2002 0.08x $174.00 Million $2.23 Billion $174.00 Million ▼ -49.2%
2001 0.15x $139.00 Million $903.00 Million $139.00 Million ▼ -8.2%
2000 0.17x $132.00 Million $787.00 Million $132.00 Million ▲ +50.1%
1999 0.11x $116.00 Million $1.04 Billion $116.00 Million ▼ -28.5%
1998 0.16x $82.00 Million $525.00 Million $82.00 Million ▲ +67.0%
1997 0.09x $60.70 Million $649.20 Million $60.70 Million ▼ -38.3%
1996 0.15x $48.60 Million $320.70 Million $48.60 Million ▲ +110.1%
1995 0.07x $33.20 Million $460.30 Million $33.20 Million ▲ +15.4%
1994 0.06x $27.60 Million $441.70 Million $27.60 Million ▼ -74.6%
1993 0.25x $43.40 Million $176.30 Million $43.40 Million ▲ +236.0%
1992 0.07x $17.40 Million $237.50 Million $17.40 Million ▲ +15.6%
1991 0.06x $11.90 Million $187.70 Million $11.90 Million ▼ -38.5%
1990 0.10x $16.10 Million $156.10 Million $16.10 Million ▲ +8.7%
1989 0.09x $15.30 Million $161.20 Million $15.30 Million —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow