Fifth Third Bancorp (FITB) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.20x

Fifth Third Bancorp (FITB) has a Cash Flow Reinvestment Rate of 1.20x as of December 2025, reinvesting $1.12 Billion (capex $175.00 Million plus investments $-941.00 Million) from operating cash flow of $929.00 Million. See FITB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.20x
(Capex + Investments) / Operating CF

Total Reinvested

$1.12 Billion
Capex + Investments

Operating Cash Flow

$929.00 Million
USD

Capital Expenditures

$175.00 Million
USD

Fifth Third Bancorp Cash Flow Reinvestment Rate (1989–2025)

Historical reinvestment intensity for Fifth Third Bancorp across 36 annual periods. For the full cash flow conversion analysis, see Fifth Third Bancorp operating cash flow efficiency.

Annual Cash Flow Reinvestment Rate for Fifth Third Bancorp (1989–2025)

Year-by-year capital reinvestment analysis for Fifth Third Bancorp. See Fifth Third Bancorp (FITB) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.73x $3.28 Billion $4.51 Billion $709.00 Million ▲ +41.3%
2024 0.51x $1.45 Billion $2.82 Billion $414.00 Million ▼ -82.1%
2023 2.87x $12.95 Billion $4.51 Billion $516.00 Million ▲ +378.3%
2022 0.60x $3.86 Billion $6.43 Billion $472.00 Million ▼ -76.6%
2021 2.56x $6.93 Billion $2.70 Billion $309.00 Million ▼ -97.0%
2020 86.00x $31.91 Billion $371.00 Million $358.00 Million ▲ +7373.3%
2019 1.15x $2.10 Billion $1.82 Billion $304.00 Million ▼ -20.7%
2018 1.45x $4.15 Billion $2.86 Billion $192.00 Million ▲ +117.3%
2017 0.67x $989.00 Million $1.48 Billion $231.00 Million ▼ -49.2%
2016 1.32x $2.75 Billion $2.09 Billion $312.00 Million ▼ -19.9%
2015 1.64x $3.97 Billion $2.42 Billion $249.00 Million ▼ -62.0%
2014 4.32x $8.96 Billion $2.08 Billion $282.00 Million ▲ +82.1%
2013 2.37x $10.89 Billion $4.59 Billion $480.00 Million ▼ -12.7%
2012 2.71x $6.94 Billion $2.56 Billion $488.00 Million ▲ +1598.6%
2011 0.16x $378.00 Million $2.37 Billion $378.00 Million ▼ -75.1%
2010 0.64x $2.12 Billion $3.31 Billion $245.00 Million ▲ +879.9%
2009 0.07x $248.00 Million $3.79 Billion $248.00 Million ▼ -63.4%
2008 0.18x $552.00 Million $3.09 Billion $552.00 Million ▼ -50.1%
2006 0.36x $520.00 Million $1.45 Billion $520.00 Million ▼ -37.4%
2005 0.57x $437.00 Million $765.00 Million $437.00 Million ▲ +409.3%
2004 0.11x $391.00 Million $3.49 Billion $391.00 Million ▲ +220.5%
2003 0.04x $284.00 Million $8.11 Billion $284.00 Million ▼ -55.2%
2002 0.08x $174.00 Million $2.23 Billion $174.00 Million ▼ -49.2%
2001 0.15x $139.00 Million $903.00 Million $139.00 Million ▼ -8.2%
2000 0.17x $132.00 Million $787.00 Million $132.00 Million ▲ +50.1%
1999 0.11x $116.00 Million $1.04 Billion $116.00 Million ▼ -28.5%
1998 0.16x $82.00 Million $525.00 Million $82.00 Million ▲ +67.0%
1997 0.09x $60.70 Million $649.20 Million $60.70 Million ▼ -38.3%
1996 0.15x $48.60 Million $320.70 Million $48.60 Million ▲ +110.1%
1995 0.07x $33.20 Million $460.30 Million $33.20 Million ▲ +15.4%
1994 0.06x $27.60 Million $441.70 Million $27.60 Million ▼ -74.6%
1993 0.25x $43.40 Million $176.30 Million $43.40 Million ▲ +236.0%
1992 0.07x $17.40 Million $237.50 Million $17.40 Million ▲ +15.6%
1991 0.06x $11.90 Million $187.70 Million $11.90 Million ▼ -38.5%
1990 0.10x $16.10 Million $156.10 Million $16.10 Million ▲ +8.7%
1989 0.09x $15.30 Million $161.20 Million $15.30 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow