Fifth Third Bancorp (FITB) - Net Assets
Based on the latest financial reports, Fifth Third Bancorp (FITB) has net assets worth $21.72 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($214.38 Billion) and total liabilities ($192.65 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FITB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $21.72 Billion |
| % of Total Assets | 10.13% |
| Annual Growth Rate | 10.02% |
| 5-Year Change | -2.19% |
| 10-Year Change | 33.83% |
| Growth Volatility | 14.86 |
Fifth Third Bancorp - Net Assets Trend (1989–2025)
This chart illustrates how Fifth Third Bancorp's net assets have evolved over time, based on quarterly financial data. Also explore FITB total assets for the complete picture of this company's asset base.
Annual Net Assets for Fifth Third Bancorp (1989–2025)
The table below shows the annual net assets of Fifth Third Bancorp from 1989 to 2025. For live valuation and market cap data, see Fifth Third Bancorp stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $21.72 Billion | +10.58% |
| 2024-12-31 | $19.64 Billion | +2.47% |
| 2023-12-31 | $19.17 Billion | +10.65% |
| 2022-12-31 | $17.33 Billion | -21.99% |
| 2021-12-31 | $22.21 Billion | -3.90% |
| 2020-12-31 | $23.11 Billion | +9.00% |
| 2019-12-31 | $21.20 Billion | +30.48% |
| 2018-12-31 | $16.25 Billion | +0.18% |
| 2017-12-31 | $16.22 Billion | -0.07% |
| 2016-12-31 | $16.23 Billion | +2.28% |
| 2015-12-31 | $15.87 Billion | +1.31% |
| 2014-12-31 | $15.66 Billion | +7.10% |
| 2013-12-31 | $14.63 Billion | +6.26% |
| 2012-12-31 | $13.76 Billion | +3.87% |
| 2011-12-31 | $13.25 Billion | -5.89% |
| 2010-12-31 | $14.08 Billion | +4.32% |
| 2009-12-31 | $13.50 Billion | +11.76% |
| 2008-12-31 | $12.08 Billion | +31.83% |
| 2007-12-31 | $9.16 Billion | -8.59% |
| 2006-12-31 | $10.02 Billion | +6.10% |
| 2005-12-31 | $9.45 Billion | +5.85% |
| 2004-12-31 | $8.92 Billion | +2.97% |
| 2003-12-31 | $8.67 Billion | -3.02% |
| 2002-12-31 | $8.94 Billion | +10.87% |
| 2001-12-31 | $8.06 Billion | +59.16% |
| 2000-12-31 | $5.06 Billion | +19.15% |
| 1999-12-31 | $4.25 Billion | +7.11% |
| 1998-12-31 | $3.97 Billion | +43.62% |
| 1997-12-31 | $2.76 Billion | +28.86% |
| 1996-12-31 | $2.14 Billion | +24.32% |
| 1995-12-31 | $1.72 Billion | +23.29% |
| 1994-12-31 | $1.40 Billion | +16.80% |
| 1993-12-31 | $1.20 Billion | +19.14% |
| 1992-12-31 | $1.01 Billion | +14.29% |
| 1991-12-31 | $879.50 Million | +12.37% |
| 1990-12-31 | $782.70 Million | +11.93% |
| 1989-12-31 | $699.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fifth Third Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5794.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $25.49 Billion | 117.33% |
| Common Stock | $2.05 Billion | 9.44% |
| Other Comprehensive Income | $-3.11 Billion | -14.32% |
| Total Equity | $21.72 Billion | 100.00% |
Fifth Third Bancorp Competitors by Market Cap
The table below lists competitors of Fifth Third Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sun Life Financial Inc.
TO:SLF
|
$39.38 Billion |
|
CITIC LTD. ADR/5 HD-40
F:CPF0
|
$39.45 Billion |
|
Swiss Re AG
SW:SREN
|
$39.47 Billion |
|
KB Financial Group Inc
NYSE:KB
|
$39.52 Billion |
|
Alnylam Pharmaceuticals Inc
NASDAQ:ALNY
|
$39.27 Billion |
|
Nokia Corp ADR
NYSE:NOK
|
$39.25 Billion |
|
Bloom Energy Corp
NYSE:BE
|
$39.20 Billion |
|
Swedbank AB (publ)
ST:SWED-A
|
$39.10 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fifth Third Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 19,645,000,000 to 21,724,000,000, a change of 2,079,000,000 (10.6%).
- Net income of 2,523,000,000 contributed positively to equity growth.
- Dividend payments of 1,163,000,000 reduced retained earnings.
- Share repurchases of 525,000,000 reduced equity.
- Other comprehensive income increased equity by 1,526,000,000.
- Other factors decreased equity by 282,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.52 Billion | +11.61% |
| Dividends Paid | $1.16 Billion | -5.35% |
| Share Repurchases | $525.00 Million | -2.42% |
| Other Comprehensive Income | $1.53 Billion | +7.02% |
| Other Changes | $-282.00 Million | -1.3% |
| Total Change | $- | 10.58% |
Book Value vs Market Value Analysis
This analysis compares Fifth Third Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.55x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 21.38x to 1.55x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $2.36 | $50.43 | x |
| 1990-12-31 | $2.62 | $50.43 | x |
| 1991-12-31 | $2.93 | $50.43 | x |
| 1992-12-31 | $3.33 | $50.43 | x |
| 1993-12-31 | $3.86 | $50.43 | x |
| 1994-12-31 | $4.29 | $50.43 | x |
| 1995-12-31 | $5.02 | $50.43 | x |
| 1996-12-31 | $6.00 | $50.43 | x |
| 1997-12-31 | $7.91 | $50.43 | x |
| 1998-12-31 | $8.23 | $50.43 | x |
| 1999-12-31 | $5.80 | $50.43 | x |
| 2000-12-31 | $10.37 | $50.43 | x |
| 2001-12-31 | $11.88 | $50.43 | x |
| 2002-12-31 | $13.43 | $50.43 | x |
| 2003-12-31 | $14.97 | $50.43 | x |
| 2004-12-31 | $15.69 | $50.43 | x |
| 2005-12-31 | $16.91 | $50.43 | x |
| 2006-12-31 | $17.98 | $50.43 | x |
| 2007-12-31 | $16.96 | $50.43 | x |
| 2008-12-31 | $21.84 | $50.43 | x |
| 2009-12-31 | $18.58 | $50.43 | x |
| 2010-12-31 | $17.42 | $50.43 | x |
| 2011-12-31 | $13.90 | $50.43 | x |
| 2012-12-31 | $14.51 | $50.43 | x |
| 2013-12-31 | $16.31 | $50.43 | x |
| 2014-12-31 | $18.54 | $50.43 | x |
| 2015-12-31 | $19.61 | $50.43 | x |
| 2016-12-31 | $21.20 | $50.43 | x |
| 2017-12-31 | $21.87 | $50.43 | x |
| 2018-12-31 | $23.71 | $50.43 | x |
| 2019-12-31 | $29.45 | $50.43 | x |
| 2020-12-31 | $32.11 | $50.43 | x |
| 2021-12-31 | $31.23 | $50.43 | x |
| 2022-12-31 | $24.93 | $50.43 | x |
| 2023-12-31 | $27.88 | $50.43 | x |
| 2024-12-31 | $28.58 | $50.43 | x |
| 2025-12-31 | $32.46 | $50.43 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fifth Third Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.61%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.61%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.87x
- Recent ROE (11.61%) is below the historical average (12.90%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 15.49% | 14.10% | 0.11x | 10.21x | $38.37 Million |
| 1990 | 15.38% | 14.43% | 0.10x | 10.16x | $42.13 Million |
| 1991 | 15.71% | 15.61% | 0.10x | 10.04x | $50.25 Million |
| 1992 | 16.33% | 18.34% | 0.09x | 10.16x | $63.58 Million |
| 1993 | 16.40% | 20.59% | 0.08x | 9.99x | $76.64 Million |
| 1994 | 17.48% | 20.75% | 0.08x | 10.69x | $104.62 Million |
| 1995 | 16.68% | 19.45% | 0.09x | 9.89x | $115.24 Million |
| 1996 | 17.83% | 17.45% | 0.11x | 9.58x | $167.89 Million |
| 1997 | 16.68% | 19.04% | 0.09x | 10.03x | $184.62 Million |
| 1998 | 14.41% | 16.38% | 0.09x | 9.77x | $167.50 Million |
| 1999 | 16.38% | 18.48% | 0.09x | 10.20x | $260.30 Million |
| 2000 | 23.33% | 17.75% | 0.14x | 9.38x | $651.90 Million |
| 2001 | 14.32% | 16.82% | 0.09x | 9.30x | $330.10 Million |
| 2002 | 19.29% | 25.86% | 0.08x | 9.55x | $787.50 Million |
| 2003 | 20.25% | 27.11% | 0.07x | 10.52x | $888.30 Million |
| 2004 | 17.09% | 24.31% | 0.07x | 10.58x | $632.60 Million |
| 2005 | 16.40% | 21.44% | 0.07x | 11.14x | $604.40 Million |
| 2006 | 11.81% | 15.40% | 0.08x | 10.04x | $181.80 Million |
| 2007 | 11.75% | 13.23% | 0.07x | 12.11x | $159.90 Million |
| 2008 | -17.50% | -27.29% | 0.06x | 9.92x | $-3.32 Billion |
| 2009 | 5.46% | 10.52% | 0.06x | 8.40x | $-612.70 Million |
| 2010 | 5.36% | 10.96% | 0.06x | 7.90x | $-652.10 Million |
| 2011 | 9.83% | 20.58% | 0.05x | 8.86x | $-23.10 Million |
| 2012 | 11.49% | 24.36% | 0.05x | 8.89x | $204.40 Million |
| 2013 | 12.58% | 28.24% | 0.05x | 8.94x | $377.10 Million |
| 2014 | 9.48% | 24.41% | 0.04x | 8.88x | $-81.60 Million |
| 2015 | 10.81% | 26.80% | 0.05x | 8.91x | $128.10 Million |
| 2016 | 9.55% | 24.80% | 0.04x | 8.77x | $-73.50 Million |
| 2017 | 13.46% | 34.38% | 0.04x | 8.77x | $560.00 Million |
| 2018 | 13.50% | 30.71% | 0.05x | 8.99x | $568.00 Million |
| 2019 | 11.85% | 29.14% | 0.05x | 7.99x | $391.70 Million |
| 2020 | 6.17% | 17.76% | 0.04x | 8.86x | $-884.10 Million |
| 2021 | 12.47% | 34.86% | 0.04x | 9.51x | $549.00 Million |
| 2022 | 14.12% | 26.94% | 0.04x | 11.97x | $713.30 Million |
| 2023 | 12.25% | 19.01% | 0.06x | 11.19x | $431.80 Million |
| 2024 | 11.78% | 17.73% | 0.06x | 10.84x | $349.50 Million |
| 2025 | 11.61% | 19.61% | 0.06x | 9.87x | $350.60 Million |
Industry Comparison
This section compares Fifth Third Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fifth Third Bancorp (FITB) | $21.72 Billion | 15.49% | 8.87x | $39.31 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Fifth Third Bancorp
Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that provides a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial se… Read more