Fifth Third Bancorp (FITB) — Financial Flexibility Index
Fifth Third Bancorp (FITB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-960.00 Million (operating CF $-1.11 Billion minus capex $146.00 Million) represents 0% of total liabilities ($262.93 Billion). Check FITB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Fifth Third Bancorp Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Fifth Third Bancorp across 37 annual periods. For the full cash flow conversion analysis, see Fifth Third Bancorp (FITB) cash flow conversion.
Annual Financial Flexibility Index for Fifth Third Bancorp (1989–2025)
Year-by-year free cash flow to debt coverage for Fifth Third Bancorp. Explore debt repayment capacity of Fifth Third Bancorp to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $5.22 Billion | $4.51 Billion | $192.65 Billion | ▲ +61.8% |
| 2024 | 0.02x | $3.24 Billion | $2.82 Billion | $193.28 Billion | ▼ -34.9% |
| 2023 | 0.03x | $5.03 Billion | $4.51 Billion | $195.40 Billion | ▼ -29.1% |
| 2022 | 0.04x | $6.90 Billion | $6.43 Billion | $190.12 Billion | ▲ +127.5% |
| 2021 | 0.02x | $3.01 Billion | $2.70 Billion | $188.91 Billion | ▲ +297.3% |
| 2020 | 0.00x | $729.00 Million | $371.00 Million | $181.57 Billion | ▼ -72.0% |
| 2019 | 0.01x | $2.13 Billion | $1.82 Billion | $148.17 Billion | ▼ -38.8% |
| 2018 | 0.02x | $3.05 Billion | $2.86 Billion | $129.82 Billion | ▲ +72.7% |
| 2017 | 0.01x | $1.71 Billion | $1.48 Billion | $125.86 Billion | ▼ -28.7% |
| 2016 | 0.02x | $2.40 Billion | $2.09 Billion | $125.94 Billion | ▼ -10.4% |
| 2015 | 0.02x | $2.67 Billion | $2.42 Billion | $125.18 Billion | ▲ +11.2% |
| 2014 | 0.02x | $2.36 Billion | $2.08 Billion | $123.04 Billion | ▼ -56.3% |
| 2013 | 0.04x | $5.08 Billion | $4.59 Billion | $115.82 Billion | ▲ +55.6% |
| 2012 | 0.03x | $3.04 Billion | $2.56 Billion | $108.13 Billion | ▲ +6.4% |
| 2011 | 0.03x | $2.74 Billion | $2.37 Billion | $103.72 Billion | ▼ -27.8% |
| 2010 | 0.04x | $3.55 Billion | $3.31 Billion | $96.93 Billion | ▼ -9.5% |
| 2009 | 0.04x | $4.04 Billion | $3.79 Billion | $99.88 Billion | ▲ +19.6% |
| 2008 | 0.03x | $3.65 Billion | $3.09 Billion | $107.69 Billion | ▲ +4756.4% |
| 2007 | 0.00x | $-74.00 Million | $-705.00 Million | $101.80 Billion | ▼ -103.3% |
| 2006 | 0.02x | $1.97 Billion | $1.45 Billion | $90.65 Billion | ▲ +73.5% |
| 2005 | 0.01x | $1.20 Billion | $765.00 Million | $95.78 Billion | ▼ -72.3% |
| 2004 | 0.05x | $3.88 Billion | $3.49 Billion | $85.53 Billion | ▼ -55.5% |
| 2003 | 0.10x | $8.40 Billion | $8.11 Billion | $82.51 Billion | ▲ +205.0% |
| 2002 | 0.03x | $2.40 Billion | $2.23 Billion | $71.96 Billion | ▲ +101.6% |
| 2001 | 0.02x | $1.04 Billion | $903.00 Million | $62.97 Billion | ▼ -26.5% |
| 2000 | 0.02x | $919.00 Million | $787.00 Million | $40.79 Billion | ▼ -27.1% |
| 1999 | 0.03x | $1.15 Billion | $1.04 Billion | $37.34 Billion | ▲ +68.7% |
| 1998 | 0.02x | $607.00 Million | $525.00 Million | $33.12 Billion | ▼ -35.6% |
| 1997 | 0.03x | $709.90 Million | $649.20 Million | $24.95 Billion | ▲ +41.8% |
| 1996 | 0.02x | $369.30 Million | $320.70 Million | $18.40 Billion | ▼ -37.7% |
| 1995 | 0.03x | $493.50 Million | $460.30 Million | $15.33 Billion | ▼ -7.0% |
| 1994 | 0.03x | $469.30 Million | $441.70 Million | $13.56 Billion | ▲ +69.7% |
| 1993 | 0.02x | $219.70 Million | $176.30 Million | $10.77 Billion | ▼ -26.3% |
| 1992 | 0.03x | $254.90 Million | $237.50 Million | $9.21 Billion | ▲ +10.2% |
| 1991 | 0.03x | $199.60 Million | $187.70 Million | $7.95 Billion | ▲ +4.6% |
| 1990 | 0.02x | $172.20 Million | $156.10 Million | $7.17 Billion | ▼ -12.4% |
| 1989 | 0.03x | $176.50 Million | $161.20 Million | $6.44 Billion | — |