Five Star Bancorp (FSBC) — Cash Flow Quality Index
Five Star Bancorp (FSBC) has a Cash Flow Quality Index of 1.02x as of March 2026. Operating cash flow of $18.93 Million exceeds net income of $18.62 Million, indicating high earnings quality where cash backs reported profits. Explore FSBC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Five Star Bancorp Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Five Star Bancorp across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Five Star Bancorp (FSBC) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Five Star Bancorp (2016–2025)
Year-by-year earnings quality comparison for Five Star Bancorp. For live market cap and the full company financial profile, see Five Star Bancorp (FSBC) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $72.61 Million | $61.61 Million | ▲ +3.9% |
| 2024 | 1.13x | $51.79 Million | $45.67 Million | ▲ +39.1% |
| 2023 | 0.82x | $38.91 Million | $47.73 Million | ▼ -20.6% |
| 2022 | 1.03x | $45.98 Million | $44.80 Million | ▲ +52.0% |
| 2021 | 0.68x | $28.66 Million | $42.44 Million | ▼ -52.9% |
| 2020 | 1.43x | $51.48 Million | $35.93 Million | ▲ +45.2% |
| 2019 | 0.99x | $28.91 Million | $29.30 Million | ▲ +143.6% |
| 2018 | -2.26x | $-477.00K | $211.00K | ▼ -154.2% |
| 2017 | 4.17x | $3.56 Million | $854.00K | ▲ +755.9% |
| 2016 | 0.49x | $250.00K | $513.00K | — |