Five Star Bancorp Cash Flow Quality Index
Five Star Bancorp cash flow quality index. Five Star Bancorp (FSBC) has a Cash Flow Quality Index of 1.22x as of June 2026. Operating cash flow of $23.68 Million exceeds net income of $19.40 Million, indicating high earnings quality where cash backs reported profits. See FSBC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Five Star Bancorp (2016–2025)
Cash flow quality index of Five Star Bancorp from 2016 to 2025. Historical Cash Flow Quality Index for Five Star Bancorp across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore FSBC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Five Star Bancorp Cash Flow Quality Index by Year (2016–2025)
Five Star Bancorp cash flow quality index by year from 2016 to 2025. Year-by-year earnings quality comparison for Five Star Bancorp. For the full cash flow conversion analysis, see Five Star Bancorp (FSBC) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $72.61 Million | $61.61 Million | ▲ +3.9% |
| 2024 | 1.13x | $51.79 Million | $45.67 Million | ▲ +39.1% |
| 2023 | 0.82x | $38.91 Million | $47.73 Million | ▼ -20.6% |
| 2022 | 1.03x | $45.98 Million | $44.80 Million | ▲ +52.0% |
| 2021 | 0.68x | $28.66 Million | $42.44 Million | ▼ -52.9% |
| 2020 | 1.43x | $51.48 Million | $35.93 Million | ▲ +45.2% |
| 2019 | 0.99x | $28.91 Million | $29.30 Million | ▲ +143.6% |
| 2018 | -2.26x | $-477.00K | $211.00K | ▼ -154.2% |
| 2017 | 4.17x | $3.56 Million | $854.00K | ▲ +755.9% |
| 2016 | 0.49x | $250.00K | $513.00K | — |