Five Star Bancorp (FSBC) — Cash Flow Quality Index

Latest as of March 2026: 1.02x

Five Star Bancorp (FSBC) has a Cash Flow Quality Index of 1.02x as of March 2026. Operating cash flow of $18.93 Million exceeds net income of $18.62 Million, indicating high earnings quality where cash backs reported profits. Explore Five Star Bancorp cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

1.02x
Operating CF / Net Income

Operating Cash Flow

$18.93 Million
USD

Net Income

$18.62 Million
USD

Data as of

Mar 2026
Most recent filing

Five Star Bancorp Cash Flow Quality Index (2016–2025)

Historical Cash Flow Quality Index for Five Star Bancorp across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FSBC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Five Star Bancorp (2016–2025)

Year-by-year earnings quality comparison for Five Star Bancorp. For live market cap and the full company financial profile, see Five Star Bancorp (FSBC) market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.18x $72.61 Million $61.61 Million ▲ +3.9%
2024 1.13x $51.79 Million $45.67 Million ▲ +39.1%
2023 0.82x $38.91 Million $47.73 Million ▼ -20.6%
2022 1.03x $45.98 Million $44.80 Million ▲ +52.0%
2021 0.68x $28.66 Million $42.44 Million ▼ -52.9%
2020 1.43x $51.48 Million $35.93 Million ▲ +45.2%
2019 0.99x $28.91 Million $29.30 Million ▲ +143.6%
2018 -2.26x $-477.00K $211.00K ▼ -154.2%
2017 4.17x $3.56 Million $854.00K ▲ +755.9%
2016 0.49x $250.00K $513.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.