Five Star Bancorp (FSBC) — Cash Flow-to-Debt Ratio
Five Star Bancorp (FSBC) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $23.68 Million could theoretically repay 0% of its total liabilities ($4.90 Billion) in one year. See Five Star Bancorp free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Five Star Bancorp Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Five Star Bancorp across 10 annual periods. For the full cash flow conversion analysis, see Five Star Bancorp operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Five Star Bancorp (2016–2025)
Year-by-year debt coverage analysis for Five Star Bancorp. Check FSBC cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $72.61 Million | $4.31 Billion | ▲ +19.0% |
| 2024 | 0.01x | $51.79 Million | $3.66 Billion | ▲ +20.4% |
| 2023 | 0.01x | $38.91 Million | $3.31 Billion | ▼ -23.9% |
| 2022 | 0.02x | $45.98 Million | $2.97 Billion | ▲ +25.2% |
| 2021 | 0.01x | $28.66 Million | $2.32 Billion | ▼ -56.4% |
| 2020 | 0.03x | $51.48 Million | $1.82 Billion | ▲ +34.1% |
| 2019 | 0.02x | $28.91 Million | $1.37 Billion | ▲ +1411.7% |
| 2018 | 0.00x | $-477.00K | $296.76 Million | ▼ -112.8% |
| 2017 | 0.01x | $3.56 Million | $283.33 Million | ▲ +1116.3% |
| 2016 | 0.00x | $250.00K | $241.86 Million | — |