Five Star Bancorp Financial Flexibility Index

Latest as of June 2026: 0.00x

Five Star Bancorp financial flexibility index. Five Star Bancorp (FSBC) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $24.12 Million (operating CF $23.68 Million minus capex $441.00K) represents 0% of total liabilities ($4.90 Billion). See FSBC cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$24.12 Million
Operating CF − Capex

Total Liabilities

$4.90 Billion
USD

Capital Expenditures

$441.00K
USD

Financial Flexibility Index of Five Star Bancorp (2016–2025)

Financial flexibility index of Five Star Bancorp from 2016 to 2025. Historical Financial Flexibility Index trend for Five Star Bancorp across 10 annual periods. Check FSBC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Five Star Bancorp Financial Flexibility Index by Year (2016–2025)

Five Star Bancorp financial flexibility index by year from 2016 to 2025. Year-by-year free cash flow to debt coverage for Five Star Bancorp. For the full cash flow conversion analysis, see FSBC cash generation efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $73.81 Million $72.61 Million $4.31 Billion ▲ +19.5%
2024 0.01x $52.41 Million $51.79 Million $3.66 Billion ▲ +19.8%
2023 0.01x $39.57 Million $38.91 Million $3.31 Billion ▼ -23.4%
2022 0.02x $46.46 Million $45.98 Million $2.97 Billion ▲ +23.5%
2021 0.01x $29.37 Million $28.66 Million $2.32 Billion ▼ -56.0%
2020 0.03x $52.31 Million $51.48 Million $1.82 Billion ▲ +34.0%
2019 0.02x $29.41 Million $28.91 Million $1.37 Billion ▲ +5636.2%
2018 0.00x $-115.00K $-477.00K $296.76 Million ▼ -102.5%
2017 0.02x $4.44 Million $3.56 Million $283.33 Million ▲ +519.9%
2016 0.00x $611.00K $250.00K $241.86 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities