Five Star Bancorp (FSBC) — Net Asset Quality Index

Latest as of June 2026: 8.8%

Five Star Bancorp (FSBC) has a Net Asset Quality Index of 8.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $5.38 Billion minus total liabilities of $4.90 Billion yields net assets of $473.77 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read Five Star Bancorp (FSBC) financial obligations for a breakdown of total debt and financial obligations.

Quality Index

8.8%
Equity / Total Assets

Net Assets

$473.77 Million
USD

Total Assets

$5.38 Billion
USD

Total Liabilities

$4.90 Billion
USD

Five Star Bancorp Net Asset Quality Index Over Time (2016–2025)

This chart shows how Five Star Bancorp's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the index stands at 8.8%, representing net assets of $473.77 Million against total assets of $5.38 Billion USD. For live market cap and overall valuation, see market value of Five Star Bancorp.

Annual Net Asset Quality Index for Five Star Bancorp (2016–2025)

The table below presents the year-by-year Net Asset Quality Index for Five Star Bancorp from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Five Star Bancorp (FSBC) strategic investment index to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 9.4% $445.83 Million $4.75 Billion $4.31 Billion ▼ -0.4 pp
2024 9.8% $396.62 Million $4.05 Billion $3.66 Billion ▲ +1.8 pp
2023 8.0% $285.77 Million $3.59 Billion $3.31 Billion ▲ +0.1 pp
2022 7.8% $252.82 Million $3.23 Billion $2.97 Billion ▼ -1.4 pp
2021 9.2% $235.05 Million $2.56 Billion $2.32 Billion ▲ +2.3 pp
2020 6.8% $133.78 Million $1.95 Billion $1.82 Billion ▼ -0.5 pp
2019 7.4% $108.88 Million $1.48 Billion $1.37 Billion ▼ -2.2 pp
2018 9.6% $31.51 Million $328.27 Million $296.76 Million ▼ -0.3 pp
2017 9.9% $31.06 Million $314.38 Million $283.33 Million ▼ -1.8 pp
2016 11.6% $31.86 Million $273.72 Million $241.86 Million
pp = percentage points