Five Star Bancorp Net Asset Quality Index

Latest as of June 2026: 8.8%

Five Star Bancorp net asset quality index. Five Star Bancorp (FSBC) has a Net Asset Quality Index of 8.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $5.38 Billion minus total liabilities of $4.90 Billion yields net assets of $473.77 Million. A higher index indicates a stronger, lower-leverage balance sheet. See FSBC book value for net asset value and shareholders' equity analysis.

Quality Index

8.8%
Equity / Total Assets

Net Assets

$473.77 Million
USD

Total Assets

$5.38 Billion
USD

Total Liabilities

$4.90 Billion
USD

Net Asset Quality Index of Five Star Bancorp (2016–2025)

Net asset quality index of Five Star Bancorp from 2016 to 2025. This chart shows how Five Star Bancorp's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the index stands at 8.8%, representing net assets of $473.77 Million against total assets of $5.38 Billion USD. Check Five Star Bancorp strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Five Star Bancorp Net Asset Quality Index by Year (2016–2025)

Five Star Bancorp net asset quality index by year from 2016 to 2025. The table below presents the year-by-year Net Asset Quality Index for Five Star Bancorp from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Five Star Bancorp market cap and net worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 9.4% $445.83 Million $4.75 Billion $4.31 Billion ▼ -0.4 pp
2024 9.8% $396.62 Million $4.05 Billion $3.66 Billion ▲ +1.8 pp
2023 8.0% $285.77 Million $3.59 Billion $3.31 Billion ▲ +0.1 pp
2022 7.8% $252.82 Million $3.23 Billion $2.97 Billion ▼ -1.4 pp
2021 9.2% $235.05 Million $2.56 Billion $2.32 Billion ▲ +2.3 pp
2020 6.8% $133.78 Million $1.95 Billion $1.82 Billion ▼ -0.5 pp
2019 7.4% $108.88 Million $1.48 Billion $1.37 Billion ▼ -2.2 pp
2018 9.6% $31.51 Million $328.27 Million $296.76 Million ▼ -0.3 pp
2017 9.9% $31.06 Million $314.38 Million $283.33 Million ▼ -1.8 pp
2016 11.6% $31.86 Million $273.72 Million $241.86 Million —
pp = percentage points