Five Star Bancorp (FSBC) — Defensive Interval Ratio
Five Star Bancorp (FSBC) has a Defensive Interval Ratio of 7 days as of June 2026. Defensive assets of $90.58 Million (cash $-, short-term investments $90.58 Million, receivables $-) cover 7 days of daily cash needs of $13.15 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Five Star Bancorp Defensive Interval Ratio (2017–2025)
This chart shows how Five Star Bancorp's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of June 2026, the ratio stands at 7 days, meaning defensive assets of $90.58 Million can fund 7 days of operations without new revenue. For the complete balance sheet picture, see FSBC total assets.
Annual Defensive Interval Ratio for Five Star Bancorp (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Five Star Bancorp from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Five Star Bancorp (FSBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $69.81 Million | $11.51 Million/day | $- | $57.91 Million | ▼ -7 days |
| 2024 | 13 days | $122.57 Million | $9.75 Million/day | $- | $98.19 Million | ▼ -3 days |
| 2023 | 16 days | $130.66 Million | $8.29 Million/day | $- | $108.08 Million | ▼ 0 days |
| 2022 | 16 days | $123.44 Million | $7.66 Million/day | $- | $115.99 Million | ▼ -8 days |
| 2021 | 25 days | $154.14 Million | $6.28 Million/day | $- | $148.81 Million | ▲ +0 days |
| 2020 | 25 days | $120.37 Million | $4.91 Million/day | $- | $114.95 Million | ▲ +2 days |
| 2019 | 22 days | $80.68 Million | $3.61 Million/day | $- | $77.20 Million | ▼ -488 days |
| 2018 | 510 days | $19.21 Million | $37.67K/day | $- | $18.33 Million | ▼ -27 days |
| 2017 | 537 days | $19.14 Million | $35.62K/day | $- | $18.31 Million | — |