Five Star Bancorp (FSBC) — Defensive Interval Ratio
Five Star Bancorp (FSBC) has a Defensive Interval Ratio of 6 days as of December 2025. Defensive assets of $69.81 Million (cash $-, short-term investments $57.91 Million, receivables $11.90 Million) cover 6 days of daily cash needs of $11.51 Million/day. Check Five Star Bancorp (FSBC) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Five Star Bancorp Defensive Interval Ratio (2017–2025)
This chart shows how Five Star Bancorp's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of December 2025, the ratio stands at 6 days, meaning defensive assets of $69.81 Million can fund 6 days of operations without new revenue. Also explore Five Star Bancorp (FSBC) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Five Star Bancorp (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Five Star Bancorp from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FSBC company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $69.81 Million | $11.51 Million/day | $- | $57.91 Million | ▼ -7 days |
| 2024 | 13 days | $122.57 Million | $9.75 Million/day | $- | $98.19 Million | ▼ -3 days |
| 2023 | 16 days | $130.66 Million | $8.29 Million/day | $- | $108.08 Million | ▼ 0 days |
| 2022 | 16 days | $123.44 Million | $7.66 Million/day | $- | $115.99 Million | ▼ -8 days |
| 2021 | 25 days | $154.14 Million | $6.28 Million/day | $- | $148.81 Million | ▲ +0 days |
| 2020 | 25 days | $120.37 Million | $4.91 Million/day | $- | $114.95 Million | ▲ +2 days |
| 2019 | 22 days | $80.68 Million | $3.61 Million/day | $- | $77.20 Million | ▼ -488 days |
| 2018 | 510 days | $19.21 Million | $37.67K/day | $- | $18.33 Million | ▼ -27 days |
| 2017 | 537 days | $19.14 Million | $35.62K/day | $- | $18.31 Million | — |