Hbt Financial Inc (HBT) — Cash Flow Quality Index
Hbt Financial Inc (HBT) has a Cash Flow Quality Index of 1.26x as of December 2025. Operating cash flow of $23.90 Million exceeds net income of $18.94 Million, indicating high earnings quality where cash backs reported profits. Explore investment intensity of Hbt Financial Inc to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hbt Financial Inc Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for Hbt Financial Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Hbt Financial Inc (HBT) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Hbt Financial Inc (2016–2025)
Year-by-year earnings quality comparison for Hbt Financial Inc. For live market cap and the full company financial profile, see HBT market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $85.07 Million | $77.01 Million | ▼ -11.3% |
| 2024 | 1.25x | $89.37 Million | $71.78 Million | ▲ +24.5% |
| 2023 | 1.00x | $65.83 Million | $65.84 Million | ▼ -22.2% |
| 2022 | 1.29x | $72.59 Million | $56.46 Million | ▲ +67.9% |
| 2021 | 0.77x | $43.10 Million | $56.27 Million | ▼ -9.7% |
| 2020 | 0.85x | $31.25 Million | $36.84 Million | ▼ -36.3% |
| 2019 | 1.33x | $89.09 Million | $66.86 Million | ▲ +6.3% |
| 2018 | 1.25x | $79.99 Million | $63.80 Million | ▼ -2.4% |
| 2017 | 1.28x | $72.08 Million | $56.10 Million | ▲ +10.1% |
| 2016 | 1.17x | $68.30 Million | $58.55 Million | — |