Hbt Financial Inc Cash Flow Quality Index
Hbt Financial Inc cash flow quality index. Hbt Financial Inc (HBT) has a Cash Flow Quality Index of 1.26x as of December 2025. Operating cash flow of $23.90 Million exceeds net income of $18.94 Million, indicating high earnings quality where cash backs reported profits. See Hbt Financial Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Hbt Financial Inc (2016–2025)
Cash flow quality index of Hbt Financial Inc from 2016 to 2025. Historical Cash Flow Quality Index for Hbt Financial Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Hbt Financial Inc to assess how comfortably operating cash covers total debt obligations.
Hbt Financial Inc Cash Flow Quality Index by Year (2016–2025)
Hbt Financial Inc cash flow quality index by year from 2016 to 2025. Year-by-year earnings quality comparison for Hbt Financial Inc. For the full cash flow conversion analysis, see Hbt Financial Inc (HBT) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $85.07 Million | $77.01 Million | ▼ -11.3% |
| 2024 | 1.25x | $89.37 Million | $71.78 Million | ▲ +24.5% |
| 2023 | 1.00x | $65.83 Million | $65.84 Million | ▼ -22.2% |
| 2022 | 1.29x | $72.59 Million | $56.46 Million | ▲ +67.9% |
| 2021 | 0.77x | $43.10 Million | $56.27 Million | ▼ -9.7% |
| 2020 | 0.85x | $31.25 Million | $36.84 Million | ▼ -36.3% |
| 2019 | 1.33x | $89.09 Million | $66.86 Million | ▲ +6.3% |
| 2018 | 1.25x | $79.99 Million | $63.80 Million | ▼ -2.4% |
| 2017 | 1.28x | $72.08 Million | $56.10 Million | ▲ +10.1% |
| 2016 | 1.17x | $68.30 Million | $58.55 Million | — |