Hbt Financial Inc (HBT) — Defensive Interval Ratio
Hbt Financial Inc (HBT) has a Defensive Interval Ratio of 76769 days as of March 2026. Defensive assets of $1.06 Billion (cash $-, short-term investments $1.03 Billion, receivables $35.31 Million) cover 76769 days of daily cash needs of $13.82K/day. Check tangible net worth ratio of Hbt Financial Inc to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hbt Financial Inc Defensive Interval Ratio (2017–2025)
This chart shows how Hbt Financial Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of March 2026, the ratio stands at 76769 days, meaning defensive assets of $1.06 Billion can fund 76769 days of operations without new revenue. Also explore Hbt Financial Inc (HBT) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Hbt Financial Inc (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Hbt Financial Inc from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Hbt Financial Inc (HBT) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 101 days | $836.88 Million | $8.31 Million/day | $- | $813.10 Million | ▲ +94 days |
| 2024 | 6 days | $77.06 Million | $11.91 Million/day | $- | $52.28 Million | ▼ -58 days |
| 2023 | 64 days | $784.00 Million | $12.18 Million/day | $- | $759.46 Million | ▼ -22 days |
| 2022 | 87 days | $863.03 Million | $9.95 Million/day | $- | $843.52 Million | ▼ -36 days |
| 2021 | 123 days | $957.07 Million | $7.80 Million/day | $- | $942.17 Million | ▼ -22 days |
| 2020 | 144 days | $937.12 Million | $6.49 Million/day | $- | $922.87 Million | ▲ +48 days |
| 2019 | 97 days | $606.36 Million | $6.26 Million/day | $- | $592.40 Million | ▲ +8 days |
| 2018 | 89 days | $694.83 Million | $7.80 Million/day | $- | $679.53 Million | ▼ -9 days |
| 2017 | 98 days | $784.32 Million | $8.02 Million/day | $- | $769.57 Million | — |