Hbt Financial Inc (HBT) — Cash Flow-to-Debt Ratio
Hbt Financial Inc (HBT) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $23.90 Million could theoretically repay 0% of its total liabilities ($4.46 Billion) in one year. See Hbt Financial Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Hbt Financial Inc Cash Flow-to-Debt Ratio (2017–2025)
Historical debt coverage capacity for Hbt Financial Inc across 9 annual periods. Also explore Hbt Financial Inc (HBT) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Hbt Financial Inc (2017–2025)
Year-by-year debt coverage analysis for Hbt Financial Inc. For market capitalisation and broader financial context, see Hbt Financial Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $85.07 Million | $4.46 Billion | ▼ -4.1% |
| 2024 | 0.02x | $89.37 Million | $4.49 Billion | ▲ +38.6% |
| 2023 | 0.01x | $65.83 Million | $4.58 Billion | ▼ -22.6% |
| 2022 | 0.02x | $72.59 Million | $3.91 Billion | ▼ -96.7% |
| 2021 | 0.56x | $43.10 Million | $77.03 Million | ▲ +37.6% |
| 2020 | 0.41x | $31.25 Million | $76.89 Million | ▼ -82.9% |
| 2019 | 2.37x | $89.09 Million | $37.58 Million | ▲ +8521.0% |
| 2018 | 0.03x | $79.99 Million | $2.91 Billion | ▲ +14.0% |
| 2017 | 0.02x | $72.08 Million | $2.99 Billion | — |