Hbt Financial Inc Cash Flow-to-Debt Ratio
Hbt Financial Inc cash flow-to-debt ratio. Hbt Financial Inc (HBT) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $23.90 Million could theoretically repay 0% of its total liabilities ($4.46 Billion) in one year. Check HBT cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Hbt Financial Inc (2017–2025)
Cash flow-to-debt ratio of Hbt Financial Inc from 2017 to 2025. Historical debt coverage capacity for Hbt Financial Inc across 9 annual periods. Check HBT capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Hbt Financial Inc Cash Flow-to-Debt Ratio by Year (2017–2025)
Hbt Financial Inc cash flow-to-debt ratio by year from 2017 to 2025. Year-by-year debt coverage analysis for Hbt Financial Inc. For the full cash flow conversion analysis, see Hbt Financial Inc cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $85.07 Million | $4.46 Billion | ▼ -4.1% |
| 2024 | 0.02x | $89.37 Million | $4.49 Billion | ▲ +38.6% |
| 2023 | 0.01x | $65.83 Million | $4.58 Billion | ▼ -22.6% |
| 2022 | 0.02x | $72.59 Million | $3.91 Billion | ▼ -96.7% |
| 2021 | 0.56x | $43.10 Million | $77.03 Million | ▲ +37.6% |
| 2020 | 0.41x | $31.25 Million | $76.89 Million | ▼ -82.9% |
| 2019 | 2.37x | $89.09 Million | $37.58 Million | ▲ +8521.0% |
| 2018 | 0.03x | $79.99 Million | $2.91 Billion | ▲ +14.0% |
| 2017 | 0.02x | $72.08 Million | $2.99 Billion | — |