Hbt Financial Inc (HBT) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.46x

Hbt Financial Inc (HBT) has a Cash Flow Reinvestment Rate of 0.46x as of December 2025, reinvesting $11.01 Million (capex $4.59 Million plus investments $-6.42 Million) from operating cash flow of $23.90 Million. See Hbt Financial Inc (HBT) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.46x
(Capex + Investments) / Operating CF

Total Reinvested

$11.01 Million
Capex + Investments

Operating Cash Flow

$23.90 Million
USD

Capital Expenditures

$4.59 Million
USD

Hbt Financial Inc Cash Flow Reinvestment Rate (2016–2025)

Historical reinvestment intensity for Hbt Financial Inc across 10 annual periods. For the full cash flow conversion analysis, see Hbt Financial Inc cash flow conversion.

Annual Cash Flow Reinvestment Rate for Hbt Financial Inc (2016–2025)

Year-by-year capital reinvestment analysis for Hbt Financial Inc. See HBT financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.63x $53.98 Million $85.07 Million $10.25 Million ▲ +49.8%
2024 0.42x $37.85 Million $89.37 Million $5.51 Million ▼ -80.5%
2023 2.17x $142.97 Million $65.83 Million $3.13 Million ▼ -52.5%
2022 4.57x $331.74 Million $72.59 Million $1.05 Million ▼ -43.9%
2021 8.15x $351.21 Million $43.10 Million $1.03 Million ▼ -33.4%
2020 12.24x $382.46 Million $31.25 Million $1.87 Million ▲ +827.9%
2019 1.32x $117.49 Million $89.09 Million $2.15 Million ▲ +58.1%
2018 0.83x $66.74 Million $79.99 Million $1.66 Million ▼ -35.0%
2017 1.28x $92.47 Million $72.08 Million $2.16 Million ▲ +236.4%
2016 0.38x $26.05 Million $68.30 Million $1.47 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow