Hbt Financial Inc (HBT) — Financial Flexibility Index
Hbt Financial Inc (HBT) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $28.49 Million (operating CF $23.90 Million minus capex $4.59 Million) represents 0% of total liabilities ($4.46 Billion). Check Hbt Financial Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Hbt Financial Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Hbt Financial Inc across 9 annual periods. See Hbt Financial Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Hbt Financial Inc (2017–2025)
Year-by-year free cash flow to debt coverage for Hbt Financial Inc. For the full company profile including market capitalisation, see market value of Hbt Financial Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $95.32 Million | $85.07 Million | $4.46 Billion | ▲ +1.2% |
| 2024 | 0.02x | $94.88 Million | $89.37 Million | $4.49 Billion | ▲ +40.5% |
| 2023 | 0.02x | $68.96 Million | $65.83 Million | $4.58 Billion | ▼ -20.0% |
| 2022 | 0.02x | $73.63 Million | $72.59 Million | $3.91 Billion | ▼ -96.7% |
| 2021 | 0.57x | $44.13 Million | $43.10 Million | $77.03 Million | ▲ +33.0% |
| 2020 | 0.43x | $33.12 Million | $31.25 Million | $76.89 Million | ▼ -82.3% |
| 2019 | 2.43x | $91.24 Million | $89.09 Million | $37.58 Million | ▲ +8549.8% |
| 2018 | 0.03x | $81.65 Million | $79.99 Million | $2.91 Billion | ▲ +13.0% |
| 2017 | 0.02x | $74.24 Million | $72.08 Million | $2.99 Billion | — |