Hbt Financial Inc (HBT) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Hbt Financial Inc (HBT) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $28.49 Million (operating CF $23.90 Million minus capex $4.59 Million) represents 0% of total liabilities ($4.46 Billion). Also explore HBT year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$28.49 Million
Operating CF − Capex

Total Liabilities

$4.46 Billion
USD

Capital Expenditures

$4.59 Million
USD

Hbt Financial Inc Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Hbt Financial Inc across 9 annual periods. Check Hbt Financial Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Hbt Financial Inc (2017–2025)

Year-by-year free cash flow to debt coverage for Hbt Financial Inc. For the full company profile including market capitalisation, see Hbt Financial Inc market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $95.32 Million $85.07 Million $4.46 Billion ▲ +1.2%
2024 0.02x $94.88 Million $89.37 Million $4.49 Billion ▲ +40.5%
2023 0.02x $68.96 Million $65.83 Million $4.58 Billion ▼ -20.0%
2022 0.02x $73.63 Million $72.59 Million $3.91 Billion ▼ -96.7%
2021 0.57x $44.13 Million $43.10 Million $77.03 Million ▲ +33.0%
2020 0.43x $33.12 Million $31.25 Million $76.89 Million ▼ -82.3%
2019 2.43x $91.24 Million $89.09 Million $37.58 Million ▲ +8549.8%
2018 0.03x $81.65 Million $79.99 Million $2.91 Billion ▲ +13.0%
2017 0.02x $74.24 Million $72.08 Million $2.99 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities