Hbt Financial Inc Financial Flexibility Index
Hbt Financial Inc financial flexibility index. Hbt Financial Inc (HBT) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $28.49 Million (operating CF $23.90 Million minus capex $4.59 Million) represents 0% of total liabilities ($4.46 Billion). See Hbt Financial Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Hbt Financial Inc (2017–2025)
Financial flexibility index of Hbt Financial Inc from 2017 to 2025. Historical Financial Flexibility Index trend for Hbt Financial Inc across 9 annual periods. Check Hbt Financial Inc earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Hbt Financial Inc Financial Flexibility Index by Year (2017–2025)
Hbt Financial Inc financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for Hbt Financial Inc. For the full cash flow conversion analysis, see Hbt Financial Inc (HBT) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $95.32 Million | $85.07 Million | $4.46 Billion | ▲ +1.2% |
| 2024 | 0.02x | $94.88 Million | $89.37 Million | $4.49 Billion | ▲ +40.5% |
| 2023 | 0.02x | $68.96 Million | $65.83 Million | $4.58 Billion | ▼ -20.0% |
| 2022 | 0.02x | $73.63 Million | $72.59 Million | $3.91 Billion | ▼ -96.7% |
| 2021 | 0.57x | $44.13 Million | $43.10 Million | $77.03 Million | ▲ +33.0% |
| 2020 | 0.43x | $33.12 Million | $31.25 Million | $76.89 Million | ▼ -82.3% |
| 2019 | 2.43x | $91.24 Million | $89.09 Million | $37.58 Million | ▲ +8549.8% |
| 2018 | 0.03x | $81.65 Million | $79.99 Million | $2.91 Billion | ▲ +13.0% |
| 2017 | 0.02x | $74.24 Million | $72.08 Million | $2.99 Billion | — |