Hbt Financial Inc (HBT) — Net Asset Quality Index

Latest as of March 2026: 11.0%

Hbt Financial Inc (HBT) has a Net Asset Quality Index of 11.0% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.77 Billion minus total liabilities of $6.03 Billion yields net assets of $747.40 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check financial resilience of Hbt Financial Inc to evaluate the company's liquid asset resilience ratio.

Quality Index

11.0%
Equity / Total Assets

Net Assets

$747.40 Million
USD

Total Assets

$6.77 Billion
USD

Total Liabilities

$6.03 Billion
USD

Hbt Financial Inc Net Asset Quality Index Over Time (2017–2025)

This chart shows how Hbt Financial Inc's Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of March 2026, the index stands at 11.0%, representing net assets of $747.40 Million against total assets of $6.77 Billion USD. See Hbt Financial Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Hbt Financial Inc (2017–2025)

The table below presents the year-by-year Net Asset Quality Index for Hbt Financial Inc from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see HBT stock market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 12.1% $615.50 Million $5.07 Billion $4.46 Billion ▲ +1.3 pp
2024 10.8% $544.61 Million $5.03 Billion $4.49 Billion ▲ +1.2 pp
2023 9.6% $489.50 Million $5.07 Billion $4.58 Billion ▲ +0.9 pp
2022 8.7% $373.63 Million $4.29 Billion $3.91 Billion ▼ -89.5 pp
2021 98.2% $4.24 Billion $4.31 Billion $77.03 Million ▲ +0.3 pp
2020 97.9% $3.59 Billion $3.67 Billion $76.89 Million ▼ -0.9 pp
2019 98.8% $3.21 Billion $3.25 Billion $37.58 Million ▲ +88.4 pp
2018 10.5% $340.40 Million $3.25 Billion $2.91 Billion ▲ +0.7 pp
2017 9.8% $323.92 Million $3.31 Billion $2.99 Billion
pp = percentage points