International Bancshares Corporation (IBOC) — Cash Flow Quality Index
International Bancshares Corporation (IBOC) has a Cash Flow Quality Index of 1.19x as of March 2026. Operating cash flow of $121.83 Million exceeds net income of $102.19 Million, indicating high earnings quality where cash backs reported profits. Explore International Bancshares Corporation (IBOC) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
International Bancshares Corporation Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for International Bancshares Corporation across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check International Bancshares Corporation tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for International Bancshares Corporation (1995–2025)
Year-by-year earnings quality comparison for International Bancshares Corporation. For live market cap and the full company financial profile, see International Bancshares Corporation (IBOC) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.24x | $512.96 Million | $412.29 Million | ▲ +7.4% |
| 2024 | 1.16x | $473.95 Million | $409.17 Million | ▲ +0.5% |
| 2023 | 1.15x | $474.43 Million | $411.77 Million | ▼ -10.8% |
| 2022 | 1.29x | $387.94 Million | $300.23 Million | ▲ +12.5% |
| 2021 | 1.15x | $291.68 Million | $253.92 Million | ▼ -37.0% |
| 2020 | 1.82x | $305.13 Million | $167.32 Million | ▲ +20.1% |
| 2019 | 1.52x | $311.56 Million | $205.10 Million | ▲ +42.7% |
| 2018 | 1.06x | $229.85 Million | $215.93 Million | ▼ -14.9% |
| 2017 | 1.25x | $196.82 Million | $157.44 Million | ▼ -17.6% |
| 2016 | 1.52x | $203.22 Million | $133.93 Million | ▲ +1.9% |
| 2015 | 1.49x | $203.65 Million | $136.73 Million | ▲ +18.2% |
| 2014 | 1.26x | $193.04 Million | $153.15 Million | ▼ -23.8% |
| 2013 | 1.66x | $209.13 Million | $126.35 Million | ▲ +11.5% |
| 2012 | 1.48x | $160.01 Million | $107.83 Million | ▲ +4.3% |
| 2011 | 1.42x | $180.82 Million | $127.15 Million | ▲ +3.8% |
| 2010 | 1.37x | $178.16 Million | $130.02 Million | ▲ +38.0% |
| 2009 | 0.99x | $141.77 Million | $142.74 Million | ▼ -15.6% |
| 2008 | 1.18x | $155.51 Million | $132.11 Million | ▼ -22.1% |
| 2007 | 1.51x | $183.39 Million | $121.31 Million | ▲ +13.6% |
| 2006 | 1.33x | $155.74 Million | $117.00 Million | ▲ +0.8% |
| 2005 | 1.32x | $185.94 Million | $140.78 Million | ▼ -0.7% |
| 2004 | 1.33x | $158.27 Million | $119.03 Million | ▲ +11.3% |
| 2003 | 1.19x | $145.90 Million | $122.13 Million | ▼ -10.8% |
| 2002 | 1.34x | $134.76 Million | $100.63 Million | ▲ +5.9% |
| 2001 | 1.26x | $105.42 Million | $83.34 Million | ▲ +0.8% |
| 2000 | 1.25x | $94.34 Million | $75.17 Million | ▲ +7.5% |
| 1999 | 1.17x | $77.30 Million | $66.20 Million | ▼ -27.7% |
| 1998 | 1.61x | $86.70 Million | $53.70 Million | ▼ -1.9% |
| 1997 | 1.65x | $80.50 Million | $48.90 Million | ▲ +9.2% |
| 1996 | 1.51x | $66.88 Million | $44.35 Million | ▼ -9.2% |
| 1995 | 1.66x | $66.56 Million | $40.06 Million | — |