International Bancshares Corporation (IBOC) — Net Asset Quality Index
International Bancshares Corporation (IBOC) has a Net Asset Quality Index of 19.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $17.02 Billion minus total liabilities of $13.65 Billion yields net assets of $3.38 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read International Bancshares Corporation balance sheet liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
International Bancshares Corporation Net Asset Quality Index Over Time (1995–2025)
This chart shows how International Bancshares Corporation's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the index stands at 19.8%, representing net assets of $3.38 Billion against total assets of $17.02 Billion USD. For live market cap and overall valuation, see International Bancshares Corporation market cap and net worth.
Annual Net Asset Quality Index for International Bancshares Corporation (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for International Bancshares Corporation from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check IBOC strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 19.5% | $3.25 Billion | $16.68 Billion | $13.43 Billion | ▲ +1.7 pp |
| 2024 | 17.8% | $2.80 Billion | $15.74 Billion | $12.94 Billion | ▲ +1.5 pp |
| 2023 | 16.2% | $2.45 Billion | $15.07 Billion | $12.62 Billion | ▲ +3.1 pp |
| 2022 | 13.2% | $2.04 Billion | $15.50 Billion | $13.46 Billion | ▼ -83.3 pp |
| 2021 | 96.4% | $15.48 Billion | $16.05 Billion | $570.78 Million | ▲ +80.9 pp |
| 2020 | 15.5% | $2.18 Billion | $14.03 Billion | $11.85 Billion | ▼ -2.0 pp |
| 2019 | 17.5% | $2.12 Billion | $12.11 Billion | $9.99 Billion | ▲ +1.1 pp |
| 2018 | 16.3% | $1.94 Billion | $11.87 Billion | $9.93 Billion | ▲ +1.2 pp |
| 2017 | 15.1% | $1.84 Billion | $12.18 Billion | $10.35 Billion | ▲ +0.5 pp |
| 2016 | 14.6% | $1.72 Billion | $11.80 Billion | $10.08 Billion | ▲ +0.5 pp |
| 2015 | 14.1% | $1.67 Billion | $11.77 Billion | $10.11 Billion | ▲ +1.2 pp |
| 2014 | 13.0% | $1.58 Billion | $12.20 Billion | $10.62 Billion | ▲ +1.2 pp |
| 2013 | 11.8% | $1.42 Billion | $12.08 Billion | $10.66 Billion | ▼ -0.3 pp |
| 2012 | 12.1% | $1.44 Billion | $11.88 Billion | $10.45 Billion | ▼ -1.5 pp |
| 2011 | 13.6% | $1.60 Billion | $11.74 Billion | $10.14 Billion | ▲ +1.4 pp |
| 2010 | 12.2% | $1.46 Billion | $11.94 Billion | $10.48 Billion | ▲ +0.3 pp |
| 2009 | 12.0% | $1.41 Billion | $11.76 Billion | $10.36 Billion | ▲ +1.9 pp |
| 2008 | 10.1% | $1.26 Billion | $12.44 Billion | $11.18 Billion | ▲ +1.7 pp |
| 2007 | 8.4% | $935.90 Million | $11.17 Billion | $10.23 Billion | ▲ +0.7 pp |
| 2006 | 7.7% | $842.06 Million | $10.91 Billion | $10.07 Billion | ▲ +0.1 pp |
| 2005 | 7.6% | $792.87 Million | $10.39 Billion | $9.60 Billion | ▲ +0.0 pp |
| 2004 | 7.6% | $753.09 Million | $9.92 Billion | $9.16 Billion | ▼ -1.2 pp |
| 2003 | 8.8% | $577.38 Million | $6.58 Billion | $6.00 Billion | ▲ +0.4 pp |
| 2002 | 8.4% | $547.26 Million | $6.50 Billion | $5.95 Billion | ▲ +0.6 pp |
| 2001 | 7.8% | $497.03 Million | $6.38 Billion | $5.88 Billion | ▲ +0.7 pp |
| 2000 | 7.1% | $416.89 Million | $5.86 Billion | $5.44 Billion | ▲ +0.6 pp |
| 1999 | 6.5% | $353.40 Million | $5.42 Billion | $5.07 Billion | ▼ -0.9 pp |
| 1998 | 7.4% | $370.30 Million | $4.99 Billion | $4.62 Billion | ▼ -0.1 pp |
| 1997 | 7.6% | $341.20 Million | $4.52 Billion | $4.18 Billion | ▼ -0.9 pp |
| 1996 | 8.5% | $283.77 Million | $3.35 Billion | $3.07 Billion | ▲ +0.1 pp |
| 1995 | 8.4% | $245.76 Million | $2.94 Billion | $2.69 Billion | — |