International Bancshares Corporation (IBOC) — Free Cash Flow Generation Index
International Bancshares Corporation (IBOC) has a Free Cash Flow Generation Index of 0.94x as of June 2026. Free cash flow of $88.56 Million represents 1% of operating cash flow ($94.22 Million). Explore International Bancshares Corporation capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
International Bancshares Corporation Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for International Bancshares Corporation across 31 annual periods. For the full cash flow conversion analysis, see International Bancshares Corporation (IBOC) cash conversion ratio.
Annual Free Cash Flow Generation for International Bancshares Corporation (1995–2025)
Year-by-year Free Cash Flow Generation Index for International Bancshares Corporation. Check IBOC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $472.94 Million | $491.06 Million | $18.12 Million | ▼ -0.7% |
| 2024 | 0.97x | $459.80 Million | $473.95 Million | $14.15 Million | ▲ +3.0% |
| 2023 | 0.94x | $446.94 Million | $474.43 Million | $27.50 Million | ▼ -0.9% |
| 2022 | 0.95x | $368.73 Million | $387.94 Million | $19.21 Million | ▼ -1.4% |
| 2021 | 0.96x | $281.29 Million | $291.68 Million | $10.39 Million | ▼ -1.4% |
| 2020 | 0.98x | $298.41 Million | $305.13 Million | $6.72 Million | ▲ +8.1% |
| 2019 | 0.91x | $281.98 Million | $311.56 Million | $29.59 Million | ▼ -0.2% |
| 2018 | 0.91x | $208.45 Million | $229.85 Million | $21.39 Million | ▼ -2.2% |
| 2017 | 0.93x | $182.50 Million | $196.82 Million | $14.31 Million | ▲ +14.6% |
| 2016 | 0.81x | $164.36 Million | $203.22 Million | $38.86 Million | ▼ -10.4% |
| 2015 | 0.90x | $183.82 Million | $203.65 Million | $19.83 Million | ▲ +22.1% |
| 2014 | 0.74x | $142.68 Million | $193.04 Million | $50.36 Million | ▼ -2.9% |
| 2013 | 0.76x | $159.11 Million | $209.13 Million | $50.02 Million | ▲ +24.6% |
| 2012 | 0.61x | $97.70 Million | $160.01 Million | $62.31 Million | ▼ -31.1% |
| 2011 | 0.89x | $160.26 Million | $180.82 Million | $20.57 Million | ▼ -2.5% |
| 2010 | 0.91x | $161.97 Million | $178.16 Million | $16.19 Million | ▲ +60.1% |
| 2009 | 0.57x | $80.49 Million | $141.77 Million | $61.27 Million | ▲ +3.6% |
| 2008 | 0.55x | $84.49 Million | $154.10 Million | $69.61 Million | ▼ -2.2% |
| 2007 | 0.56x | $102.78 Million | $183.39 Million | $80.61 Million | ▲ +0.3% |
| 2006 | 0.56x | $87.06 Million | $155.74 Million | $68.68 Million | ▼ -7.9% |
| 2005 | 0.61x | $112.89 Million | $185.94 Million | $73.05 Million | ▼ -9.7% |
| 2004 | 0.67x | $106.40 Million | $158.27 Million | $51.87 Million | ▲ +6.7% |
| 2003 | 0.63x | $91.90 Million | $145.90 Million | $54.00 Million | ▼ -29.1% |
| 2002 | 0.89x | $119.70 Million | $134.76 Million | $15.06 Million | ▲ +23.6% |
| 2001 | 0.72x | $75.75 Million | $105.42 Million | $29.66 Million | ▼ -5.4% |
| 2000 | 0.76x | $71.67 Million | $94.34 Million | $22.68 Million | ▲ +0.7% |
| 1999 | 0.75x | $58.30 Million | $77.30 Million | $19.00 Million | ▼ -3.1% |
| 1998 | 0.78x | $67.50 Million | $86.70 Million | $19.20 Million | ▲ +12.1% |
| 1997 | 0.69x | $55.90 Million | $80.50 Million | $24.60 Million | ▼ -8.6% |
| 1996 | 0.76x | $50.81 Million | $66.88 Million | $16.07 Million | ▼ -8.0% |
| 1995 | 0.83x | $54.98 Million | $66.56 Million | $11.58 Million | — |