International Bancshares Corporation (IBOC) — Free Cash Flow Generation Index
International Bancshares Corporation (IBOC) has a Free Cash Flow Generation Index of 0.96x as of March 2026. Free cash flow of $117.15 Million represents 1% of operating cash flow ($121.83 Million). See International Bancshares Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
International Bancshares Corporation Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for International Bancshares Corporation across 31 annual periods. Explore debt repayment capacity of International Bancshares Corporation to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for International Bancshares Corporation (1995–2025)
Year-by-year Free Cash Flow Generation Index for International Bancshares Corporation. For the full company profile including market capitalisation, see market cap of International Bancshares Corporation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $494.83 Million | $512.96 Million | $18.12 Million | ▼ -0.6% |
| 2024 | 0.97x | $459.80 Million | $473.95 Million | $14.15 Million | ▲ +3.0% |
| 2023 | 0.94x | $446.94 Million | $474.43 Million | $27.50 Million | ▼ -0.9% |
| 2022 | 0.95x | $368.73 Million | $387.94 Million | $19.21 Million | ▼ -1.4% |
| 2021 | 0.96x | $281.29 Million | $291.68 Million | $10.39 Million | ▼ -1.4% |
| 2020 | 0.98x | $298.41 Million | $305.13 Million | $6.72 Million | ▲ +8.1% |
| 2019 | 0.91x | $281.98 Million | $311.56 Million | $29.59 Million | ▼ -0.2% |
| 2018 | 0.91x | $208.45 Million | $229.85 Million | $21.39 Million | ▼ -2.2% |
| 2017 | 0.93x | $182.50 Million | $196.82 Million | $14.31 Million | ▲ +14.6% |
| 2016 | 0.81x | $164.36 Million | $203.22 Million | $38.86 Million | ▼ -10.4% |
| 2015 | 0.90x | $183.82 Million | $203.65 Million | $19.83 Million | ▲ +22.1% |
| 2014 | 0.74x | $142.68 Million | $193.04 Million | $50.36 Million | ▼ -2.9% |
| 2013 | 0.76x | $159.11 Million | $209.13 Million | $50.02 Million | ▲ +24.6% |
| 2012 | 0.61x | $97.70 Million | $160.01 Million | $62.31 Million | ▼ -31.1% |
| 2011 | 0.89x | $160.26 Million | $180.82 Million | $20.57 Million | ▼ -2.5% |
| 2010 | 0.91x | $161.97 Million | $178.16 Million | $16.19 Million | ▲ +60.1% |
| 2009 | 0.57x | $80.49 Million | $141.77 Million | $61.27 Million | ▲ +4.5% |
| 2008 | 0.54x | $84.49 Million | $155.51 Million | $69.61 Million | ▼ -3.1% |
| 2007 | 0.56x | $102.78 Million | $183.39 Million | $80.61 Million | ▲ +0.3% |
| 2006 | 0.56x | $87.06 Million | $155.74 Million | $68.68 Million | ▼ -7.9% |
| 2005 | 0.61x | $112.89 Million | $185.94 Million | $73.05 Million | ▼ -9.7% |
| 2004 | 0.67x | $106.40 Million | $158.27 Million | $51.87 Million | ▲ +6.7% |
| 2003 | 0.63x | $91.90 Million | $145.90 Million | $54.00 Million | ▼ -29.1% |
| 2002 | 0.89x | $119.70 Million | $134.76 Million | $15.06 Million | ▲ +23.6% |
| 2001 | 0.72x | $75.75 Million | $105.42 Million | $29.66 Million | ▼ -5.4% |
| 2000 | 0.76x | $71.67 Million | $94.34 Million | $22.68 Million | ▲ +0.7% |
| 1999 | 0.75x | $58.30 Million | $77.30 Million | $19.00 Million | ▼ -3.1% |
| 1998 | 0.78x | $67.50 Million | $86.70 Million | $19.20 Million | ▲ +12.1% |
| 1997 | 0.69x | $55.90 Million | $80.50 Million | $24.60 Million | ▼ -8.6% |
| 1996 | 0.76x | $50.81 Million | $66.88 Million | $16.07 Million | ▼ -8.0% |
| 1995 | 0.83x | $54.98 Million | $66.56 Million | $11.58 Million | — |