International Bancshares Corporation Financial Flexibility Index
International Bancshares Corporation financial flexibility index. International Bancshares Corporation (IBOC) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $99.89 Million (operating CF $94.22 Million minus capex $5.67 Million) represents 0% of total liabilities ($13.65 Billion). See International Bancshares Corporation (IBOC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of International Bancshares Corporation (1995–2025)
Financial flexibility index of International Bancshares Corporation from 1995 to 2025. Historical Financial Flexibility Index trend for International Bancshares Corporation across 31 annual periods. Check how high is International Bancshares Corporation's earnings quality to evaluate the quality of earnings relative to operating cash generation.
International Bancshares Corporation Financial Flexibility Index by Year (1995–2025)
International Bancshares Corporation financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for International Bancshares Corporation. For the full cash flow conversion analysis, see IBOC cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $509.18 Million | $491.06 Million | $13.43 Billion | ▲ +0.5% |
| 2024 | 0.04x | $488.10 Million | $473.95 Million | $12.94 Billion | ▼ -5.2% |
| 2023 | 0.04x | $501.93 Million | $474.43 Million | $12.62 Billion | ▲ +31.5% |
| 2022 | 0.03x | $407.15 Million | $387.94 Million | $13.46 Billion | ▼ -94.3% |
| 2021 | 0.53x | $302.07 Million | $291.68 Million | $570.78 Million | ▲ +1911.2% |
| 2020 | 0.03x | $311.86 Million | $305.13 Million | $11.85 Billion | ▼ -22.9% |
| 2019 | 0.03x | $341.15 Million | $311.56 Million | $9.99 Billion | ▲ +34.9% |
| 2018 | 0.03x | $251.24 Million | $229.85 Million | $9.93 Billion | ▲ +23.9% |
| 2017 | 0.02x | $211.13 Million | $196.82 Million | $10.35 Billion | ▼ -15.0% |
| 2016 | 0.02x | $242.08 Million | $203.22 Million | $10.08 Billion | ▲ +8.6% |
| 2015 | 0.02x | $223.48 Million | $203.65 Million | $10.11 Billion | ▼ -3.6% |
| 2014 | 0.02x | $243.40 Million | $193.04 Million | $10.62 Billion | ▼ -5.7% |
| 2013 | 0.02x | $259.14 Million | $209.13 Million | $10.66 Billion | ▲ +14.3% |
| 2012 | 0.02x | $222.32 Million | $160.01 Million | $10.45 Billion | ▲ +7.1% |
| 2011 | 0.02x | $201.39 Million | $180.82 Million | $10.14 Billion | ▲ +7.1% |
| 2010 | 0.02x | $194.34 Million | $178.16 Million | $10.48 Billion | ▼ -5.5% |
| 2009 | 0.02x | $203.04 Million | $141.77 Million | $10.36 Billion | ▼ -2.0% |
| 2008 | 0.02x | $223.72 Million | $154.10 Million | $11.18 Billion | ▼ -22.5% |
| 2007 | 0.03x | $264.01 Million | $183.39 Million | $10.23 Billion | ▲ +15.8% |
| 2006 | 0.02x | $224.43 Million | $155.74 Million | $10.07 Billion | ▼ -17.4% |
| 2005 | 0.03x | $258.99 Million | $185.94 Million | $9.60 Billion | ▲ +17.7% |
| 2004 | 0.02x | $210.13 Million | $158.27 Million | $9.16 Billion | ▼ -31.2% |
| 2003 | 0.03x | $199.91 Million | $145.90 Million | $6.00 Billion | ▲ +32.3% |
| 2002 | 0.03x | $149.81 Million | $134.76 Million | $5.95 Billion | ▲ +9.7% |
| 2001 | 0.02x | $135.08 Million | $105.42 Million | $5.88 Billion | ▲ +6.8% |
| 2000 | 0.02x | $117.02 Million | $94.34 Million | $5.44 Billion | ▲ +13.1% |
| 1999 | 0.02x | $96.30 Million | $77.30 Million | $5.07 Billion | ▼ -17.2% |
| 1998 | 0.02x | $105.90 Million | $86.70 Million | $4.62 Billion | ▼ -8.9% |
| 1997 | 0.03x | $105.10 Million | $80.50 Million | $4.18 Billion | ▼ -6.9% |
| 1996 | 0.03x | $82.95 Million | $66.88 Million | $3.07 Billion | ▼ -6.9% |
| 1995 | 0.03x | $78.15 Million | $66.56 Million | $2.69 Billion | — |