International Bancshares Corporation (IBOC) — Financial Flexibility Index
International Bancshares Corporation (IBOC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $126.52 Million (operating CF $121.83 Million minus capex $4.68 Million) represents 0% of total liabilities ($13.54 Billion). Also explore IBOC shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
International Bancshares Corporation Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for International Bancshares Corporation across 31 annual periods. Check IBOC PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for International Bancshares Corporation (1995–2025)
Year-by-year free cash flow to debt coverage for International Bancshares Corporation. For the full company profile including market capitalisation, see International Bancshares Corporation (IBOC) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $531.08 Million | $512.96 Million | $13.43 Billion | ▲ +4.9% |
| 2024 | 0.04x | $488.10 Million | $473.95 Million | $12.94 Billion | ▼ -5.2% |
| 2023 | 0.04x | $501.93 Million | $474.43 Million | $12.62 Billion | ▲ +31.5% |
| 2022 | 0.03x | $407.15 Million | $387.94 Million | $13.46 Billion | ▼ -94.3% |
| 2021 | 0.53x | $302.07 Million | $291.68 Million | $570.78 Million | ▲ +1911.2% |
| 2020 | 0.03x | $311.86 Million | $305.13 Million | $11.85 Billion | ▼ -22.9% |
| 2019 | 0.03x | $341.15 Million | $311.56 Million | $9.99 Billion | ▲ +34.9% |
| 2018 | 0.03x | $251.24 Million | $229.85 Million | $9.93 Billion | ▲ +23.9% |
| 2017 | 0.02x | $211.13 Million | $196.82 Million | $10.35 Billion | ▼ -15.0% |
| 2016 | 0.02x | $242.08 Million | $203.22 Million | $10.08 Billion | ▲ +8.6% |
| 2015 | 0.02x | $223.48 Million | $203.65 Million | $10.11 Billion | ▼ -3.6% |
| 2014 | 0.02x | $243.40 Million | $193.04 Million | $10.62 Billion | ▼ -5.7% |
| 2013 | 0.02x | $259.14 Million | $209.13 Million | $10.66 Billion | ▲ +14.3% |
| 2012 | 0.02x | $222.32 Million | $160.01 Million | $10.45 Billion | ▲ +7.1% |
| 2011 | 0.02x | $201.39 Million | $180.82 Million | $10.14 Billion | ▲ +7.1% |
| 2010 | 0.02x | $194.34 Million | $178.16 Million | $10.48 Billion | ▼ -5.5% |
| 2009 | 0.02x | $203.04 Million | $141.77 Million | $10.36 Billion | ▼ -2.6% |
| 2008 | 0.02x | $225.13 Million | $155.51 Million | $11.18 Billion | ▼ -22.0% |
| 2007 | 0.03x | $264.01 Million | $183.39 Million | $10.23 Billion | ▲ +15.8% |
| 2006 | 0.02x | $224.43 Million | $155.74 Million | $10.07 Billion | ▼ -17.4% |
| 2005 | 0.03x | $258.99 Million | $185.94 Million | $9.60 Billion | ▲ +17.7% |
| 2004 | 0.02x | $210.13 Million | $158.27 Million | $9.16 Billion | ▼ -31.2% |
| 2003 | 0.03x | $199.91 Million | $145.90 Million | $6.00 Billion | ▲ +32.3% |
| 2002 | 0.03x | $149.81 Million | $134.76 Million | $5.95 Billion | ▲ +9.7% |
| 2001 | 0.02x | $135.08 Million | $105.42 Million | $5.88 Billion | ▲ +6.8% |
| 2000 | 0.02x | $117.02 Million | $94.34 Million | $5.44 Billion | ▲ +13.1% |
| 1999 | 0.02x | $96.30 Million | $77.30 Million | $5.07 Billion | ▼ -17.2% |
| 1998 | 0.02x | $105.90 Million | $86.70 Million | $4.62 Billion | ▼ -8.9% |
| 1997 | 0.03x | $105.10 Million | $80.50 Million | $4.18 Billion | ▼ -6.9% |
| 1996 | 0.03x | $82.95 Million | $66.88 Million | $3.07 Billion | ▼ -6.9% |
| 1995 | 0.03x | $78.15 Million | $66.56 Million | $2.69 Billion | — |