International Bancshares Corporation Defensive Interval Ratio
International Bancshares Corporation defensive interval ratio. International Bancshares Corporation (IBOC) has a Defensive Interval Ratio of 2203 days as of June 2026. Defensive assets of $3.69 Billion (cash $-, short-term investments $3.62 Billion, receivables $77.75 Million) cover 2203 days of daily cash needs of $1.68 Million/day. See IBOC working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of International Bancshares Corporation (1995–2025)
Defensive interval ratio of International Bancshares Corporation from 1995 to 2025. This chart shows how International Bancshares Corporation's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the ratio stands at 2203 days, meaning defensive assets of $3.69 Billion can fund 2203 days of operations without new revenue. Check International Bancshares Corporation asset resilience ratio to evaluate the company's liquid asset resilience ratio.
International Bancshares Corporation Defensive Interval Ratio by Year (1995–2025)
International Bancshares Corporation defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for International Bancshares Corporation from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see IBOC current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3058 days | $4.91 Billion | $1.60 Million/day | $- | $4.83 Billion | ▲ +2912 days |
| 2024 | 146 days | $5.06 Billion | $34.65 Million/day | $- | $4.99 Billion | ▲ +2 days |
| 2023 | 144 days | $4.89 Billion | $33.85 Million/day | $- | $4.82 Billion | ▼ -54 days |
| 2022 | 199 days | $4.46 Billion | $22.46 Million/day | $- | $4.42 Billion | ▼ -48 days |
| 2021 | 247 days | $4.24 Billion | $17.20 Million/day | $- | $4.21 Billion | ▲ +145 days |
| 2020 | 102 days | $3.12 Billion | $30.55 Million/day | $- | $3.08 Billion | ▼ -35 days |
| 2019 | 138 days | $3.42 Billion | $24.83 Million/day | $- | $3.38 Billion | ▼ -3 days |
| 2018 | 141 days | $3.45 Billion | $24.46 Million/day | $- | $3.41 Billion | ▼ -195 days |
| 2017 | 336 days | $4.19 Billion | $12.44 Million/day | $- | $4.15 Billion | ▲ +169 days |
| 2016 | 168 days | $4.21 Billion | $25.13 Million/day | $- | $4.18 Billion | ▼ -88 days |
| 2015 | 255 days | $4.23 Billion | $16.58 Million/day | $- | $4.20 Billion | ▲ +60 days |
| 2014 | 195 days | $4.96 Billion | $25.47 Million/day | $- | $4.93 Billion | ▼ -17 days |
| 2013 | 212 days | $5.34 Billion | $25.21 Million/day | $- | $5.30 Billion | ▼ -4 days |
| 2012 | 215 days | $5.56 Billion | $25.80 Million/day | $- | $5.53 Billion | ▲ +9 days |
| 2011 | 206 days | $5.25 Billion | $25.46 Million/day | $- | $5.21 Billion | ▼ -1 days |
| 2010 | 207 days | $5.12 Billion | $24.75 Million/day | $- | $5.09 Billion | ▲ +205 days |
| 2009 | 2 days | $41.73 Million | $23.62 Million/day | $- | $- | ▼ 0 days |
| 2008 | 2 days | $49.11 Million | $22.74 Million/day | $- | $396.00K | ▼ -1 days |
| 2007 | 3 days | $76.15 Million | $23.25 Million/day | $- | $21.85 Million | ▼ -1 days |
| 2006 | 4 days | $86.68 Million | $21.09 Million/day | $- | $29.40 Million | ▼ -10 days |
| 2005 | 14 days | $291.04 Million | $20.32 Million/day | $- | $242.40 Million | ▲ +11 days |
| 2004 | 3 days | $62.54 Million | $19.70 Million/day | $- | $21.40 Million | ▼ -4 days |
| 2003 | 7 days | $92.49 Million | $13.53 Million/day | $- | $63.60 Million | ▲ +3 days |
| 2002 | 4 days | $48.29 Million | $12.87 Million/day | $- | $13.10 Million | ▼ -7 days |
| 2001 | 10 days | $143.20 Million | $13.83 Million/day | $- | $109.35 Million | ▲ +7 days |
| 2000 | 3 days | $43.13 Million | $14.81 Million/day | $- | $2.97 Million | ▲ +0 days |
| 1999 | 3 days | $34.80 Million | $13.78 Million/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $31.50 Million | $9.60 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $31.30 Million | $10.01 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $22.91 Million | $7.29 Million/day | $- | $- | ▼ -1 days |
| 1995 | 4 days | $22.20 Million | $5.87 Million/day | $- | $- | — |