International Bancshares Corporation (IBOC) — Defensive Interval Ratio
International Bancshares Corporation (IBOC) has a Defensive Interval Ratio of 45 days as of March 2026. Defensive assets of $75.32 Million (cash $-, short-term investments $-, receivables $75.32 Million) cover 45 days of daily cash needs of $1.66 Million/day. Check International Bancshares Corporation tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
International Bancshares Corporation Defensive Interval Ratio (1995–2025)
This chart shows how International Bancshares Corporation's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 45 days, meaning defensive assets of $75.32 Million can fund 45 days of operations without new revenue. Also explore International Bancshares Corporation (IBOC) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for International Bancshares Corporation (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for International Bancshares Corporation from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see International Bancshares Corporation market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3058 days | $4.91 Billion | $1.60 Million/day | $- | $4.83 Billion | ▲ +2912 days |
| 2024 | 146 days | $5.06 Billion | $34.65 Million/day | $- | $4.99 Billion | ▲ +2 days |
| 2023 | 144 days | $4.89 Billion | $33.85 Million/day | $- | $4.82 Billion | ▼ -54 days |
| 2022 | 199 days | $4.46 Billion | $22.46 Million/day | $- | $4.42 Billion | ▼ -48 days |
| 2021 | 247 days | $4.24 Billion | $17.20 Million/day | $- | $4.21 Billion | ▲ +145 days |
| 2020 | 102 days | $3.12 Billion | $30.55 Million/day | $- | $3.08 Billion | ▼ -35 days |
| 2019 | 138 days | $3.42 Billion | $24.83 Million/day | $- | $3.38 Billion | ▼ -3 days |
| 2018 | 141 days | $3.45 Billion | $24.46 Million/day | $- | $3.41 Billion | ▼ -195 days |
| 2017 | 336 days | $4.19 Billion | $12.44 Million/day | $- | $4.15 Billion | ▲ +169 days |
| 2016 | 168 days | $4.21 Billion | $25.13 Million/day | $- | $4.18 Billion | ▼ -88 days |
| 2015 | 255 days | $4.23 Billion | $16.58 Million/day | $- | $4.20 Billion | ▲ +60 days |
| 2014 | 195 days | $4.96 Billion | $25.47 Million/day | $- | $4.93 Billion | ▼ -17 days |
| 2013 | 212 days | $5.34 Billion | $25.21 Million/day | $- | $5.30 Billion | ▼ -4 days |
| 2012 | 215 days | $5.56 Billion | $25.80 Million/day | $- | $5.53 Billion | ▲ +9 days |
| 2011 | 206 days | $5.25 Billion | $25.46 Million/day | $- | $5.21 Billion | ▼ -1 days |
| 2010 | 207 days | $5.12 Billion | $24.75 Million/day | $- | $5.09 Billion | ▲ +205 days |
| 2009 | 2 days | $41.73 Million | $23.62 Million/day | $- | $- | ▼ 0 days |
| 2008 | 2 days | $49.11 Million | $22.74 Million/day | $- | $396.00K | ▼ -1 days |
| 2007 | 3 days | $76.15 Million | $23.25 Million/day | $- | $21.85 Million | ▼ -1 days |
| 2006 | 4 days | $86.68 Million | $21.09 Million/day | $- | $29.40 Million | ▼ -10 days |
| 2005 | 14 days | $291.04 Million | $20.32 Million/day | $- | $242.40 Million | ▲ +11 days |
| 2004 | 3 days | $62.54 Million | $19.70 Million/day | $- | $21.40 Million | ▼ -4 days |
| 2003 | 7 days | $92.49 Million | $13.53 Million/day | $- | $63.60 Million | ▲ +3 days |
| 2002 | 4 days | $48.29 Million | $12.87 Million/day | $- | $13.10 Million | ▼ -7 days |
| 2001 | 10 days | $143.20 Million | $13.83 Million/day | $- | $109.35 Million | ▲ +7 days |
| 2000 | 3 days | $43.13 Million | $14.81 Million/day | $- | $2.97 Million | ▲ +0 days |
| 1999 | 3 days | $34.80 Million | $13.78 Million/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $31.50 Million | $9.60 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $31.30 Million | $10.01 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $22.91 Million | $7.29 Million/day | $- | $- | ▼ -1 days |
| 1995 | 4 days | $22.20 Million | $5.87 Million/day | $- | $- | — |