National Bankshares Inc Cash Flow Quality Index
National Bankshares Inc cash flow quality index. National Bankshares Inc (NKSH) has a Cash Flow Quality Index of 0.70x as of June 2026. Operating cash flow of $3.51 Million is below net income of $5.03 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial flexibility index of National Bankshares Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of National Bankshares Inc (1995–2025)
Cash flow quality index of National Bankshares Inc from 1995 to 2025. Historical Cash Flow Quality Index for National Bankshares Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore NKSH cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
National Bankshares Inc Cash Flow Quality Index by Year (1995–2025)
National Bankshares Inc cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for National Bankshares Inc. For the full cash flow conversion analysis, see NKSH cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.13x | $17.89 Million | $15.83 Million | ▼ -8.7% |
| 2024 | 1.24x | $9.44 Million | $7.62 Million | ▲ +25.1% |
| 2023 | 0.99x | $15.52 Million | $15.69 Million | ▼ -13.0% |
| 2022 | 1.14x | $29.50 Million | $25.93 Million | ▲ +1.3% |
| 2021 | 1.12x | $22.88 Million | $20.38 Million | ▲ +30.9% |
| 2020 | 0.86x | $13.79 Million | $16.08 Million | ▼ -20.4% |
| 2019 | 1.08x | $18.83 Million | $17.47 Million | ▼ -11.9% |
| 2018 | 1.22x | $19.77 Million | $16.15 Million | ▲ +56.9% |
| 2017 | 0.78x | $10.99 Million | $14.09 Million | ▼ -33.5% |
| 2016 | 1.17x | $17.53 Million | $14.94 Million | ▼ -9.5% |
| 2015 | 1.30x | $20.53 Million | $15.83 Million | ▲ +7.8% |
| 2014 | 1.20x | $20.34 Million | $16.91 Million | ▼ -12.5% |
| 2013 | 1.37x | $24.45 Million | $17.79 Million | ▲ +7.4% |
| 2012 | 1.28x | $22.71 Million | $17.75 Million | ▲ +16.0% |
| 2011 | 1.10x | $19.46 Million | $17.64 Million | ▼ -7.5% |
| 2010 | 1.19x | $18.57 Million | $15.57 Million | ▲ +14.8% |
| 2009 | 1.04x | $14.87 Million | $14.32 Million | ▼ -11.0% |
| 2008 | 1.17x | $15.86 Million | $13.59 Million | ▼ -4.7% |
| 2007 | 1.23x | $15.53 Million | $12.68 Million | ▲ +9.6% |
| 2006 | 1.12x | $14.12 Million | $12.63 Million | ▼ -10.2% |
| 2005 | 1.24x | $15.46 Million | $12.42 Million | ▼ -34.8% |
| 2004 | 1.91x | $23.33 Million | $12.23 Million | ▲ +47.6% |
| 2003 | 1.29x | $14.79 Million | $11.44 Million | ▼ -9.1% |
| 2002 | 1.42x | $14.24 Million | $10.01 Million | ▲ +3.9% |
| 2001 | 1.37x | $10.02 Million | $7.31 Million | ▲ +3.3% |
| 2000 | 1.33x | $9.69 Million | $7.31 Million | ▼ -17.4% |
| 1999 | 1.61x | $11.40 Million | $7.10 Million | ▲ +110.0% |
| 1998 | 0.76x | $5.20 Million | $6.80 Million | ▼ -33.8% |
| 1997 | 1.15x | $7.57 Million | $6.56 Million | ▼ -11.4% |
| 1996 | 1.30x | $7.97 Million | $6.12 Million | ▲ +7.0% |
| 1995 | 1.22x | $3.96 Million | $3.26 Million | — |