National Bankshares Inc (NKSH) — Cash Flow Quality Index
National Bankshares Inc (NKSH) has a Cash Flow Quality Index of 0.66x as of March 2026. Operating cash flow of $3.30 Million is below net income of $4.98 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore National Bankshares Inc operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
National Bankshares Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for National Bankshares Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check National Bankshares Inc (NKSH) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for National Bankshares Inc (1995–2025)
Year-by-year earnings quality comparison for National Bankshares Inc. For live market cap and the full company financial profile, see National Bankshares Inc (NKSH) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.13x | $17.89 Million | $15.83 Million | ▼ -8.7% |
| 2024 | 1.24x | $9.44 Million | $7.62 Million | ▲ +25.1% |
| 2023 | 0.99x | $15.52 Million | $15.69 Million | ▼ -13.0% |
| 2022 | 1.14x | $29.50 Million | $25.93 Million | ▲ +1.3% |
| 2021 | 1.12x | $22.88 Million | $20.38 Million | ▲ +30.9% |
| 2020 | 0.86x | $13.79 Million | $16.08 Million | ▼ -20.4% |
| 2019 | 1.08x | $18.83 Million | $17.47 Million | ▼ -11.9% |
| 2018 | 1.22x | $19.77 Million | $16.15 Million | ▲ +56.9% |
| 2017 | 0.78x | $10.99 Million | $14.09 Million | ▼ -33.5% |
| 2016 | 1.17x | $17.53 Million | $14.94 Million | ▼ -9.5% |
| 2015 | 1.30x | $20.53 Million | $15.83 Million | ▲ +7.8% |
| 2014 | 1.20x | $20.34 Million | $16.91 Million | ▼ -12.5% |
| 2013 | 1.37x | $24.45 Million | $17.79 Million | ▲ +7.4% |
| 2012 | 1.28x | $22.71 Million | $17.75 Million | ▲ +16.0% |
| 2011 | 1.10x | $19.46 Million | $17.64 Million | ▼ -7.5% |
| 2010 | 1.19x | $18.57 Million | $15.57 Million | ▲ +14.8% |
| 2009 | 1.04x | $14.87 Million | $14.32 Million | ▼ -11.0% |
| 2008 | 1.17x | $15.86 Million | $13.59 Million | ▼ -4.7% |
| 2007 | 1.23x | $15.53 Million | $12.68 Million | ▲ +9.6% |
| 2006 | 1.12x | $14.12 Million | $12.63 Million | ▼ -10.2% |
| 2005 | 1.24x | $15.46 Million | $12.42 Million | ▼ -34.8% |
| 2004 | 1.91x | $23.33 Million | $12.23 Million | ▲ +47.6% |
| 2003 | 1.29x | $14.79 Million | $11.44 Million | ▼ -9.1% |
| 2002 | 1.42x | $14.24 Million | $10.01 Million | ▲ +3.9% |
| 2001 | 1.37x | $10.02 Million | $7.31 Million | ▲ +3.3% |
| 2000 | 1.33x | $9.69 Million | $7.31 Million | ▼ -17.4% |
| 1999 | 1.61x | $11.40 Million | $7.10 Million | ▲ +110.0% |
| 1998 | 0.76x | $5.20 Million | $6.80 Million | ▼ -33.8% |
| 1997 | 1.15x | $7.57 Million | $6.56 Million | ▼ -11.4% |
| 1996 | 1.30x | $7.97 Million | $6.12 Million | ▲ +7.0% |
| 1995 | 1.22x | $3.96 Million | $3.26 Million | — |