National Bankshares Inc (NKSH) — Net Asset Quality Index

Latest as of March 2026: 10.2%

National Bankshares Inc (NKSH) has a Net Asset Quality Index of 10.2% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.83 Billion minus total liabilities of $1.64 Billion yields net assets of $187.40 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check financial resilience of National Bankshares Inc to evaluate the company's liquid asset resilience ratio.

Quality Index

10.2%
Equity / Total Assets

Net Assets

$187.40 Million
USD

Total Assets

$1.83 Billion
USD

Total Liabilities

$1.64 Billion
USD

National Bankshares Inc Net Asset Quality Index Over Time (1995–2025)

This chart shows how National Bankshares Inc's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the index stands at 10.2%, representing net assets of $187.40 Million against total assets of $1.83 Billion USD. See National Bankshares Inc (NKSH) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for National Bankshares Inc (1995–2025)

The table below presents the year-by-year Net Asset Quality Index for National Bankshares Inc from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see National Bankshares Inc (NKSH) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.1% $184.91 Million $1.82 Billion $1.64 Billion ▲ +1.5 pp
2024 8.6% $156.41 Million $1.81 Billion $1.66 Billion ▲ +0.1 pp
2023 8.5% $140.52 Million $1.66 Billion $1.51 Billion ▲ +1.2 pp
2022 7.3% $122.69 Million $1.68 Billion $1.55 Billion ▼ -4.0 pp
2021 11.3% $191.75 Million $1.70 Billion $1.51 Billion ▼ -1.9 pp
2020 13.2% $200.61 Million $1.52 Billion $1.32 Billion ▼ -0.7 pp
2019 13.9% $183.73 Million $1.32 Billion $1.14 Billion ▼ -1.2 pp
2018 15.1% $190.24 Million $1.26 Billion $1.07 Billion ▲ +0.4 pp
2017 14.7% $184.90 Million $1.26 Billion $1.07 Billion ▲ +0.3 pp
2016 14.4% $178.26 Million $1.23 Billion $1.06 Billion ▲ +0.1 pp
2015 14.3% $172.11 Million $1.20 Billion $1.03 Billion ▼ -0.1 pp
2014 14.4% $166.30 Million $1.15 Billion $988.43 Million ▲ +1.3 pp
2013 13.1% $145.89 Million $1.11 Billion $964.74 Million ▼ -0.5 pp
2012 13.6% $150.11 Million $1.10 Billion $954.25 Million ▲ +0.4 pp
2011 13.2% $141.30 Million $1.07 Billion $925.80 Million ▲ +0.6 pp
2010 12.6% $129.19 Million $1.02 Billion $893.05 Million ▲ +0.2 pp
2009 12.4% $122.08 Million $982.37 Million $860.29 Million ▲ +0.7 pp
2008 11.8% $110.11 Million $935.37 Million $825.27 Million ▼ 0.0 pp
2007 11.8% $104.80 Million $887.65 Million $782.85 Million ▲ +0.7 pp
2006 11.1% $96.75 Million $868.20 Million $771.45 Million ▲ +0.2 pp
2005 10.9% $91.94 Million $841.50 Million $749.56 Million ▼ 0.0 pp
2004 10.9% $87.09 Million $796.15 Million $709.07 Million ▼ -0.4 pp
2003 11.4% $80.64 Million $708.56 Million $627.92 Million ▲ +0.7 pp
2002 10.7% $73.10 Million $684.93 Million $611.83 Million ▲ +0.5 pp
2001 10.1% $65.26 Million $644.62 Million $579.36 Million ▲ +0.0 pp
2000 10.1% $59.83 Million $593.50 Million $533.66 Million ▼ -1.1 pp
1999 11.2% $52.67 Million $472.10 Million $419.43 Million ▼ -2.0 pp
1998 13.1% $58.50 Million $445.20 Million $386.70 Million ▼ -0.3 pp
1997 13.4% $54.03 Million $402.91 Million $348.88 Million ▲ +0.6 pp
1996 12.8% $49.80 Million $388.85 Million $339.05 Million ▲ +1.7 pp
1995 11.1% $22.55 Million $203.39 Million $180.84 Million
pp = percentage points