National Bankshares Inc (NKSH) — Defensive Interval Ratio
National Bankshares Inc (NKSH) has a Defensive Interval Ratio of 446261 days as of March 2026. Defensive assets of $665.11 Million (cash $-, short-term investments $658.11 Million, receivables $7.00 Million) cover 446261 days of daily cash needs of $1.49K/day. See National Bankshares Inc (NKSH) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
National Bankshares Inc Defensive Interval Ratio (1995–2025)
This chart shows how National Bankshares Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 446261 days, meaning defensive assets of $665.11 Million can fund 446261 days of operations without new revenue. See net asset quality index of National Bankshares Inc to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for National Bankshares Inc (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for National Bankshares Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NKSH company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 7 days | $30.02 Million | $4.46 Million/day | $- | $23.48 Million | ▼ -2 days |
| 2024 | 9 days | $40.15 Million | $4.51 Million/day | $- | $33.68 Million | ▼ -143 days |
| 2023 | 152 days | $624.91 Million | $4.12 Million/day | $- | $618.60 Million | ▼ -5 days |
| 2022 | 157 days | $662.85 Million | $4.23 Million/day | $- | $656.85 Million | ▼ -12 days |
| 2021 | 169 days | $691.18 Million | $4.09 Million/day | $- | $686.08 Million | ▲ +14 days |
| 2020 | 155 days | $551.77 Million | $3.55 Million/day | $- | $546.74 Million | ▲ +12 days |
| 2019 | 143 days | $439.55 Million | $3.07 Million/day | $- | $435.26 Million | ▼ -6 days |
| 2018 | 149 days | $430.17 Million | $2.88 Million/day | $- | $425.01 Million | ▲ +33 days |
| 2017 | 116 days | $336.68 Million | $2.90 Million/day | $- | $331.39 Million | ▲ +8 days |
| 2016 | 108 days | $309.54 Million | $2.86 Million/day | $- | $304.28 Million | ▲ +22 days |
| 2015 | 87 days | $241.90 Million | $2.79 Million/day | $- | $236.13 Million | ▲ +2 days |
| 2014 | 85 days | $228.59 Million | $2.69 Million/day | $- | $222.84 Million | ▲ +14 days |
| 2013 | 71 days | $187.66 Million | $2.63 Million/day | $- | $181.71 Million | ▼ -5 days |
| 2012 | 76 days | $197.75 Million | $2.59 Million/day | $- | $191.50 Million | ▲ +4 days |
| 2011 | 72 days | $181.22 Million | $2.52 Million/day | $- | $174.92 Million | ▼ -7 days |
| 2010 | 79 days | $190.92 Million | $2.42 Million/day | $- | $184.91 Million | ▲ +4 days |
| 2009 | 75 days | $174.29 Million | $2.34 Million/day | $- | $168.04 Million | ▲ +6 days |
| 2008 | 68 days | $152.99 Million | $2.24 Million/day | $- | $147.23 Million | ▼ -9 days |
| 2007 | 77 days | $164.31 Million | $2.13 Million/day | $- | $158.59 Million | ▲ +65 days |
| 2006 | 12 days | $25.30 Million | $2.10 Million/day | $- | $19.62 Million | ▲ +5 days |
| 2005 | 8 days | $15.42 Million | $2.04 Million/day | $- | $10.28 Million | ▼ -7 days |
| 2004 | 14 days | $27.33 Million | $1.94 Million/day | $- | $22.46 Million | ▼ -10 days |
| 2003 | 24 days | $40.83 Million | $1.71 Million/day | $- | $36.22 Million | ▲ +9 days |
| 2002 | 15 days | $24.83 Million | $1.67 Million/day | $- | $20.54 Million | ▲ +1 days |
| 2001 | 14 days | $21.51 Million | $1.58 Million/day | $- | $16.59 Million | ▼ -19 days |
| 2000 | 33 days | $47.72 Million | $1.46 Million/day | $- | $42.67 Million | ▲ +29 days |
| 1999 | 3 days | $4.00 Million | $1.15 Million/day | $- | $- | ▼ 0 days |
| 1998 | 4 days | $3.80 Million | $1.05 Million/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $3.44 Million | $944.84K/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $3.51 Million | $916.67K/day | $- | $- | ▲ +0 days |
| 1995 | 3 days | $1.67 Million | $492.25K/day | $- | $- | — |