National Bankshares Inc Defensive Interval Ratio
National Bankshares Inc defensive interval ratio. National Bankshares Inc (NKSH) has a Defensive Interval Ratio of 148 days as of June 2026. Defensive assets of $659.69 Million (cash $-, short-term investments $652.66 Million, receivables $7.03 Million) cover 148 days of daily cash needs of $4.46 Million/day. See NKSH working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of National Bankshares Inc (1995–2025)
Defensive interval ratio of National Bankshares Inc from 1995 to 2025. This chart shows how National Bankshares Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the ratio stands at 148 days, meaning defensive assets of $659.69 Million can fund 148 days of operations without new revenue. Check National Bankshares Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
National Bankshares Inc Defensive Interval Ratio by Year (1995–2025)
National Bankshares Inc defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for National Bankshares Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see NKSH asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 7 days | $30.02 Million | $4.46 Million/day | $- | $23.48 Million | ▼ -2 days |
| 2024 | 9 days | $40.15 Million | $4.51 Million/day | $- | $33.68 Million | ▼ -143 days |
| 2023 | 152 days | $624.91 Million | $4.12 Million/day | $- | $618.60 Million | ▼ -5 days |
| 2022 | 157 days | $662.85 Million | $4.23 Million/day | $- | $656.85 Million | ▼ -12 days |
| 2021 | 169 days | $691.18 Million | $4.09 Million/day | $- | $686.08 Million | ▲ +14 days |
| 2020 | 155 days | $551.77 Million | $3.55 Million/day | $- | $546.74 Million | ▲ +12 days |
| 2019 | 143 days | $439.55 Million | $3.07 Million/day | $- | $435.26 Million | ▼ -6 days |
| 2018 | 149 days | $430.17 Million | $2.88 Million/day | $- | $425.01 Million | ▲ +33 days |
| 2017 | 116 days | $336.68 Million | $2.90 Million/day | $- | $331.39 Million | ▲ +8 days |
| 2016 | 108 days | $309.54 Million | $2.86 Million/day | $- | $304.28 Million | ▲ +22 days |
| 2015 | 87 days | $241.90 Million | $2.79 Million/day | $- | $236.13 Million | ▲ +2 days |
| 2014 | 85 days | $228.59 Million | $2.69 Million/day | $- | $222.84 Million | ▲ +14 days |
| 2013 | 71 days | $187.66 Million | $2.63 Million/day | $- | $181.71 Million | ▼ -5 days |
| 2012 | 76 days | $197.75 Million | $2.59 Million/day | $- | $191.50 Million | ▲ +4 days |
| 2011 | 72 days | $181.22 Million | $2.52 Million/day | $- | $174.92 Million | ▼ -7 days |
| 2010 | 79 days | $190.92 Million | $2.42 Million/day | $- | $184.91 Million | ▲ +4 days |
| 2009 | 75 days | $174.29 Million | $2.34 Million/day | $- | $168.04 Million | ▲ +6 days |
| 2008 | 68 days | $152.99 Million | $2.24 Million/day | $- | $147.23 Million | ▼ -9 days |
| 2007 | 77 days | $164.31 Million | $2.13 Million/day | $- | $158.59 Million | ▲ +65 days |
| 2006 | 12 days | $25.30 Million | $2.10 Million/day | $- | $19.62 Million | ▲ +5 days |
| 2005 | 8 days | $15.42 Million | $2.04 Million/day | $- | $10.28 Million | ▼ -7 days |
| 2004 | 14 days | $27.33 Million | $1.94 Million/day | $- | $22.46 Million | ▼ -10 days |
| 2003 | 24 days | $40.83 Million | $1.71 Million/day | $- | $36.22 Million | ▲ +9 days |
| 2002 | 15 days | $24.83 Million | $1.67 Million/day | $- | $20.54 Million | ▲ +1 days |
| 2001 | 14 days | $21.51 Million | $1.58 Million/day | $- | $16.59 Million | ▼ -19 days |
| 2000 | 33 days | $47.72 Million | $1.46 Million/day | $- | $42.67 Million | ▲ +29 days |
| 1999 | 3 days | $4.00 Million | $1.15 Million/day | $- | $- | ▼ 0 days |
| 1998 | 4 days | $3.80 Million | $1.05 Million/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $3.44 Million | $944.84K/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $3.51 Million | $916.67K/day | $- | $- | ▲ +0 days |
| 1995 | 3 days | $1.67 Million | $492.25K/day | $- | $- | — |