National Bankshares Inc (NKSH) — Defensive Interval Ratio
National Bankshares Inc (NKSH) has a Defensive Interval Ratio of 7 days as of December 2025. Defensive assets of $30.02 Million (cash $-, short-term investments $23.48 Million, receivables $6.54 Million) cover 7 days of daily cash needs of $4.46 Million/day. Check National Bankshares Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
National Bankshares Inc Defensive Interval Ratio (1995–2025)
This chart shows how National Bankshares Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 7 days, meaning defensive assets of $30.02 Million can fund 7 days of operations without new revenue. Also explore National Bankshares Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for National Bankshares Inc (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for National Bankshares Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see National Bankshares Inc market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 7 days | $30.02 Million | $4.46 Million/day | $- | $23.48 Million | ▼ -2 days |
| 2024 | 9 days | $40.15 Million | $4.51 Million/day | $- | $33.68 Million | ▼ -143 days |
| 2023 | 152 days | $624.91 Million | $4.12 Million/day | $- | $618.60 Million | ▼ -5 days |
| 2022 | 157 days | $662.85 Million | $4.23 Million/day | $- | $656.85 Million | ▼ -12 days |
| 2021 | 169 days | $691.18 Million | $4.09 Million/day | $- | $686.08 Million | ▲ +14 days |
| 2020 | 155 days | $551.77 Million | $3.55 Million/day | $- | $546.74 Million | ▲ +12 days |
| 2019 | 143 days | $439.55 Million | $3.07 Million/day | $- | $435.26 Million | ▼ -6 days |
| 2018 | 149 days | $430.17 Million | $2.88 Million/day | $- | $425.01 Million | ▲ +33 days |
| 2017 | 116 days | $336.68 Million | $2.90 Million/day | $- | $331.39 Million | ▲ +8 days |
| 2016 | 108 days | $309.54 Million | $2.86 Million/day | $- | $304.28 Million | ▲ +22 days |
| 2015 | 87 days | $241.90 Million | $2.79 Million/day | $- | $236.13 Million | ▲ +2 days |
| 2014 | 85 days | $228.59 Million | $2.69 Million/day | $- | $222.84 Million | ▲ +14 days |
| 2013 | 71 days | $187.66 Million | $2.63 Million/day | $- | $181.71 Million | ▼ -5 days |
| 2012 | 76 days | $197.75 Million | $2.59 Million/day | $- | $191.50 Million | ▲ +4 days |
| 2011 | 72 days | $181.22 Million | $2.52 Million/day | $- | $174.92 Million | ▼ -7 days |
| 2010 | 79 days | $190.92 Million | $2.42 Million/day | $- | $184.91 Million | ▲ +4 days |
| 2009 | 75 days | $174.29 Million | $2.34 Million/day | $- | $168.04 Million | ▲ +6 days |
| 2008 | 68 days | $152.99 Million | $2.24 Million/day | $- | $147.23 Million | ▼ -9 days |
| 2007 | 77 days | $164.31 Million | $2.13 Million/day | $- | $158.59 Million | ▲ +65 days |
| 2006 | 12 days | $25.30 Million | $2.10 Million/day | $- | $19.62 Million | ▲ +5 days |
| 2005 | 8 days | $15.42 Million | $2.04 Million/day | $- | $10.28 Million | ▼ -7 days |
| 2004 | 14 days | $27.33 Million | $1.94 Million/day | $- | $22.46 Million | ▼ -10 days |
| 2003 | 24 days | $40.83 Million | $1.71 Million/day | $- | $36.22 Million | ▲ +9 days |
| 2002 | 15 days | $24.83 Million | $1.67 Million/day | $- | $20.54 Million | ▲ +1 days |
| 2001 | 14 days | $21.51 Million | $1.58 Million/day | $- | $16.59 Million | ▼ -19 days |
| 2000 | 33 days | $47.72 Million | $1.46 Million/day | $- | $42.67 Million | ▲ +29 days |
| 1999 | 3 days | $4.00 Million | $1.15 Million/day | $- | $- | ▼ 0 days |
| 1998 | 4 days | $3.80 Million | $1.05 Million/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $3.44 Million | $944.84K/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $3.51 Million | $916.67K/day | $- | $- | ▲ +0 days |
| 1995 | 3 days | $1.67 Million | $492.25K/day | $- | $- | — |