National Bankshares Inc (NKSH) — Financial Flexibility Index
National Bankshares Inc (NKSH) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $3.74 Million (operating CF $3.51 Million minus capex $229.00K) represents 0% of total liabilities ($1.64 Billion). Check cash flow reinvestment rate of National Bankshares Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
National Bankshares Inc Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for National Bankshares Inc across 31 annual periods. For the full cash flow conversion analysis, see NKSH cash flow conversion.
Annual Financial Flexibility Index for National Bankshares Inc (1995–2025)
Year-by-year free cash flow to debt coverage for National Bankshares Inc. Explore National Bankshares Inc (NKSH) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $20.63 Million | $17.89 Million | $1.64 Billion | ▲ +64.1% |
| 2024 | 0.01x | $12.69 Million | $9.44 Million | $1.66 Billion | ▼ -31.7% |
| 2023 | 0.01x | $17.02 Million | $15.52 Million | $1.51 Billion | ▼ -43.2% |
| 2022 | 0.02x | $30.76 Million | $29.50 Million | $1.55 Billion | ▲ +28.8% |
| 2021 | 0.02x | $23.20 Million | $22.88 Million | $1.51 Billion | ▲ +29.8% |
| 2020 | 0.01x | $15.62 Million | $13.79 Million | $1.32 Billion | ▼ -32.2% |
| 2019 | 0.02x | $19.86 Million | $18.83 Million | $1.14 Billion | ▼ -11.3% |
| 2018 | 0.02x | $20.97 Million | $19.77 Million | $1.07 Billion | ▲ +87.3% |
| 2017 | 0.01x | $11.26 Million | $10.99 Million | $1.07 Billion | ▼ -39.0% |
| 2016 | 0.02x | $18.17 Million | $17.53 Million | $1.06 Billion | ▼ -16.2% |
| 2015 | 0.02x | $21.19 Million | $20.53 Million | $1.03 Billion | ▼ -2.3% |
| 2014 | 0.02x | $20.80 Million | $20.34 Million | $988.43 Million | ▼ -17.9% |
| 2013 | 0.03x | $24.73 Million | $24.45 Million | $964.74 Million | ▲ +4.2% |
| 2012 | 0.02x | $23.48 Million | $22.71 Million | $954.25 Million | ▲ +12.9% |
| 2011 | 0.02x | $20.18 Million | $19.46 Million | $925.80 Million | ▲ +0.9% |
| 2010 | 0.02x | $19.29 Million | $18.57 Million | $893.05 Million | ▲ +22.2% |
| 2009 | 0.02x | $15.20 Million | $14.87 Million | $860.29 Million | ▼ -10.1% |
| 2008 | 0.02x | $16.21 Million | $15.86 Million | $825.27 Million | ▼ -2.9% |
| 2007 | 0.02x | $15.85 Million | $15.53 Million | $782.85 Million | ▲ +4.1% |
| 2006 | 0.02x | $15.00 Million | $14.12 Million | $771.45 Million | ▼ -12.4% |
| 2005 | 0.02x | $16.64 Million | $15.46 Million | $749.56 Million | ▼ -37.7% |
| 2004 | 0.04x | $25.27 Million | $23.33 Million | $709.07 Million | ▲ +37.1% |
| 2003 | 0.03x | $16.32 Million | $14.79 Million | $627.92 Million | ▲ +5.7% |
| 2002 | 0.02x | $15.05 Million | $14.24 Million | $611.83 Million | ▲ +30.3% |
| 2001 | 0.02x | $10.94 Million | $10.02 Million | $579.36 Million | ▼ -19.6% |
| 2000 | 0.02x | $12.53 Million | $9.69 Million | $533.66 Million | ▼ -30.6% |
| 1999 | 0.03x | $14.20 Million | $11.40 Million | $419.43 Million | ▲ +87.0% |
| 1998 | 0.02x | $7.00 Million | $5.20 Million | $386.70 Million | ▼ -28.9% |
| 1997 | 0.03x | $8.88 Million | $7.57 Million | $348.88 Million | ▼ -2.5% |
| 1996 | 0.03x | $8.85 Million | $7.97 Million | $339.05 Million | ▲ +11.1% |
| 1995 | 0.02x | $4.25 Million | $3.96 Million | $180.84 Million | — |