National Bankshares Inc Financial Flexibility Index

Latest as of June 2026: 0.00x

National Bankshares Inc financial flexibility index. National Bankshares Inc (NKSH) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $3.74 Million (operating CF $3.51 Million minus capex $229.00K) represents 0% of total liabilities ($1.64 Billion). See National Bankshares Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$3.74 Million
Operating CF − Capex

Total Liabilities

$1.64 Billion
USD

Capital Expenditures

$229.00K
USD

Financial Flexibility Index of National Bankshares Inc (1995–2025)

Financial flexibility index of National Bankshares Inc from 1995 to 2025. Historical Financial Flexibility Index trend for National Bankshares Inc across 31 annual periods. Check NKSH cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

National Bankshares Inc Financial Flexibility Index by Year (1995–2025)

National Bankshares Inc financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for National Bankshares Inc. For the full cash flow conversion analysis, see National Bankshares Inc (NKSH) cash conversion ratio.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $20.63 Million $17.89 Million $1.64 Billion ▲ +64.1%
2024 0.01x $12.69 Million $9.44 Million $1.66 Billion ▼ -31.7%
2023 0.01x $17.02 Million $15.52 Million $1.51 Billion ▼ -43.2%
2022 0.02x $30.76 Million $29.50 Million $1.55 Billion ▲ +28.8%
2021 0.02x $23.20 Million $22.88 Million $1.51 Billion ▲ +29.8%
2020 0.01x $15.62 Million $13.79 Million $1.32 Billion ▼ -32.2%
2019 0.02x $19.86 Million $18.83 Million $1.14 Billion ▼ -11.3%
2018 0.02x $20.97 Million $19.77 Million $1.07 Billion ▲ +87.3%
2017 0.01x $11.26 Million $10.99 Million $1.07 Billion ▼ -39.0%
2016 0.02x $18.17 Million $17.53 Million $1.06 Billion ▼ -16.2%
2015 0.02x $21.19 Million $20.53 Million $1.03 Billion ▼ -2.3%
2014 0.02x $20.80 Million $20.34 Million $988.43 Million ▼ -17.9%
2013 0.03x $24.73 Million $24.45 Million $964.74 Million ▲ +4.2%
2012 0.02x $23.48 Million $22.71 Million $954.25 Million ▲ +12.9%
2011 0.02x $20.18 Million $19.46 Million $925.80 Million ▲ +0.9%
2010 0.02x $19.29 Million $18.57 Million $893.05 Million ▲ +22.2%
2009 0.02x $15.20 Million $14.87 Million $860.29 Million ▼ -10.1%
2008 0.02x $16.21 Million $15.86 Million $825.27 Million ▼ -2.9%
2007 0.02x $15.85 Million $15.53 Million $782.85 Million ▲ +4.1%
2006 0.02x $15.00 Million $14.12 Million $771.45 Million ▼ -12.4%
2005 0.02x $16.64 Million $15.46 Million $749.56 Million ▼ -37.7%
2004 0.04x $25.27 Million $23.33 Million $709.07 Million ▲ +37.1%
2003 0.03x $16.32 Million $14.79 Million $627.92 Million ▲ +5.7%
2002 0.02x $15.05 Million $14.24 Million $611.83 Million ▲ +30.3%
2001 0.02x $10.94 Million $10.02 Million $579.36 Million ▼ -19.6%
2000 0.02x $12.53 Million $9.69 Million $533.66 Million ▼ -30.6%
1999 0.03x $14.20 Million $11.40 Million $419.43 Million ▲ +87.0%
1998 0.02x $7.00 Million $5.20 Million $386.70 Million ▼ -28.9%
1997 0.03x $8.88 Million $7.57 Million $348.88 Million ▼ -2.5%
1996 0.03x $8.85 Million $7.97 Million $339.05 Million ▲ +11.1%
1995 0.02x $4.25 Million $3.96 Million $180.84 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities