National Bankshares Inc (NKSH) — Financial Flexibility Index
National Bankshares Inc (NKSH) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $3.53 Million (operating CF $3.30 Million minus capex $229.00K) represents 0% of total liabilities ($1.64 Billion). Check National Bankshares Inc (NKSH) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
National Bankshares Inc Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for National Bankshares Inc across 31 annual periods. See National Bankshares Inc (NKSH) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for National Bankshares Inc (1995–2025)
Year-by-year free cash flow to debt coverage for National Bankshares Inc. For the full company profile including market capitalisation, see National Bankshares Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $20.63 Million | $17.89 Million | $1.64 Billion | ▲ +64.1% |
| 2024 | 0.01x | $12.69 Million | $9.44 Million | $1.66 Billion | ▼ -31.7% |
| 2023 | 0.01x | $17.02 Million | $15.52 Million | $1.51 Billion | ▼ -43.2% |
| 2022 | 0.02x | $30.76 Million | $29.50 Million | $1.55 Billion | ▲ +28.8% |
| 2021 | 0.02x | $23.20 Million | $22.88 Million | $1.51 Billion | ▲ +29.8% |
| 2020 | 0.01x | $15.62 Million | $13.79 Million | $1.32 Billion | ▼ -32.2% |
| 2019 | 0.02x | $19.86 Million | $18.83 Million | $1.14 Billion | ▼ -11.3% |
| 2018 | 0.02x | $20.97 Million | $19.77 Million | $1.07 Billion | ▲ +87.3% |
| 2017 | 0.01x | $11.26 Million | $10.99 Million | $1.07 Billion | ▼ -39.0% |
| 2016 | 0.02x | $18.17 Million | $17.53 Million | $1.06 Billion | ▼ -16.2% |
| 2015 | 0.02x | $21.19 Million | $20.53 Million | $1.03 Billion | ▼ -2.3% |
| 2014 | 0.02x | $20.80 Million | $20.34 Million | $988.43 Million | ▼ -17.9% |
| 2013 | 0.03x | $24.73 Million | $24.45 Million | $964.74 Million | ▲ +4.2% |
| 2012 | 0.02x | $23.48 Million | $22.71 Million | $954.25 Million | ▲ +12.9% |
| 2011 | 0.02x | $20.18 Million | $19.46 Million | $925.80 Million | ▲ +0.9% |
| 2010 | 0.02x | $19.29 Million | $18.57 Million | $893.05 Million | ▲ +22.2% |
| 2009 | 0.02x | $15.20 Million | $14.87 Million | $860.29 Million | ▼ -10.1% |
| 2008 | 0.02x | $16.21 Million | $15.86 Million | $825.27 Million | ▼ -2.9% |
| 2007 | 0.02x | $15.85 Million | $15.53 Million | $782.85 Million | ▲ +4.1% |
| 2006 | 0.02x | $15.00 Million | $14.12 Million | $771.45 Million | ▼ -12.4% |
| 2005 | 0.02x | $16.64 Million | $15.46 Million | $749.56 Million | ▼ -37.7% |
| 2004 | 0.04x | $25.27 Million | $23.33 Million | $709.07 Million | ▲ +37.1% |
| 2003 | 0.03x | $16.32 Million | $14.79 Million | $627.92 Million | ▲ +5.7% |
| 2002 | 0.02x | $15.05 Million | $14.24 Million | $611.83 Million | ▲ +30.3% |
| 2001 | 0.02x | $10.94 Million | $10.02 Million | $579.36 Million | ▼ -19.6% |
| 2000 | 0.02x | $12.53 Million | $9.69 Million | $533.66 Million | ▼ -30.6% |
| 1999 | 0.03x | $14.20 Million | $11.40 Million | $419.43 Million | ▲ +87.0% |
| 1998 | 0.02x | $7.00 Million | $5.20 Million | $386.70 Million | ▼ -28.9% |
| 1997 | 0.03x | $8.88 Million | $7.57 Million | $348.88 Million | ▼ -2.5% |
| 1996 | 0.03x | $8.85 Million | $7.97 Million | $339.05 Million | ▲ +11.1% |
| 1995 | 0.02x | $4.25 Million | $3.96 Million | $180.84 Million | — |