National Bankshares Inc (NKSH) — Cash Flow-to-Debt Ratio
National Bankshares Inc (NKSH) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $3.51 Million could theoretically repay 0% of its total liabilities ($1.64 Billion) in one year. See National Bankshares Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
National Bankshares Inc Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for National Bankshares Inc across 31 annual periods. For the full cash flow conversion analysis, see National Bankshares Inc operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for National Bankshares Inc (1995–2025)
Year-by-year debt coverage analysis for National Bankshares Inc. Check cash flow quality index of National Bankshares Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $17.89 Million | $1.64 Billion | ▲ +91.4% |
| 2024 | 0.01x | $9.44 Million | $1.66 Billion | ▼ -44.4% |
| 2023 | 0.01x | $15.52 Million | $1.51 Billion | ▼ -46.0% |
| 2022 | 0.02x | $29.50 Million | $1.55 Billion | ▲ +25.2% |
| 2021 | 0.02x | $22.88 Million | $1.51 Billion | ▲ +44.9% |
| 2020 | 0.01x | $13.79 Million | $1.32 Billion | ▼ -36.8% |
| 2019 | 0.02x | $18.83 Million | $1.14 Billion | ▼ -10.8% |
| 2018 | 0.02x | $19.77 Million | $1.07 Billion | ▲ +80.9% |
| 2017 | 0.01x | $10.99 Million | $1.07 Billion | ▼ -38.2% |
| 2016 | 0.02x | $17.53 Million | $1.06 Billion | ▼ -16.6% |
| 2015 | 0.02x | $20.53 Million | $1.03 Billion | ▼ -3.3% |
| 2014 | 0.02x | $20.34 Million | $988.43 Million | ▼ -18.8% |
| 2013 | 0.03x | $24.45 Million | $964.74 Million | ▲ +6.5% |
| 2012 | 0.02x | $22.71 Million | $954.25 Million | ▲ +13.3% |
| 2011 | 0.02x | $19.46 Million | $925.80 Million | ▲ +1.1% |
| 2010 | 0.02x | $18.57 Million | $893.05 Million | ▲ +20.2% |
| 2009 | 0.02x | $14.87 Million | $860.29 Million | ▼ -10.1% |
| 2008 | 0.02x | $15.86 Million | $825.27 Million | ▼ -3.1% |
| 2007 | 0.02x | $15.53 Million | $782.85 Million | ▲ +8.4% |
| 2006 | 0.02x | $14.12 Million | $771.45 Million | ▼ -11.3% |
| 2005 | 0.02x | $15.46 Million | $749.56 Million | ▼ -37.3% |
| 2004 | 0.03x | $23.33 Million | $709.07 Million | ▲ +39.7% |
| 2003 | 0.02x | $14.79 Million | $627.92 Million | ▲ +1.2% |
| 2002 | 0.02x | $14.24 Million | $611.83 Million | ▲ +34.7% |
| 2001 | 0.02x | $10.02 Million | $579.36 Million | ▼ -4.8% |
| 2000 | 0.02x | $9.69 Million | $533.66 Million | ▼ -33.2% |
| 1999 | 0.03x | $11.40 Million | $419.43 Million | ▲ +102.1% |
| 1998 | 0.01x | $5.20 Million | $386.70 Million | ▼ -38.1% |
| 1997 | 0.02x | $7.57 Million | $348.88 Million | ▼ -7.6% |
| 1996 | 0.02x | $7.97 Million | $339.05 Million | ▲ +7.2% |
| 1995 | 0.02x | $3.96 Million | $180.84 Million | — |