Northwest Bancshares Inc (NWBI) — Cash Flow Quality Index

Latest as of March 2026: 1.46x

Northwest Bancshares Inc (NWBI) has a Cash Flow Quality Index of 1.46x as of March 2026. Operating cash flow of $73.86 Million exceeds net income of $50.54 Million, indicating high earnings quality where cash backs reported profits. Explore Northwest Bancshares Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.46x
Operating CF / Net Income

Operating Cash Flow

$73.86 Million
USD

Net Income

$50.54 Million
USD

Data as of

Mar 2026
Most recent filing

Northwest Bancshares Inc Cash Flow Quality Index (1994–2025)

Historical Cash Flow Quality Index for Northwest Bancshares Inc across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Northwest Bancshares Inc's equity to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Northwest Bancshares Inc (1994–2025)

Year-by-year earnings quality comparison for Northwest Bancshares Inc. For live market cap and the full company financial profile, see NWBI market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.22x $153.41 Million $126.01 Million ▼ -4.4%
2024 1.27x $127.67 Million $100.28 Million ▲ +85.0%
2023 0.69x $92.89 Million $134.96 Million ▼ -47.6%
2022 1.31x $175.43 Million $133.67 Million ▼ -1.4%
2021 1.33x $205.46 Million $154.32 Million ▼ -29.0%
2020 1.88x $140.44 Million $74.85 Million ▲ +62.5%
2019 1.15x $127.46 Million $110.43 Million ▼ -12.3%
2018 1.32x $138.91 Million $105.49 Million ▼ -18.1%
2017 1.61x $151.80 Million $94.47 Million ▼ -41.2%
2016 2.73x $135.71 Million $49.67 Million ▲ +46.1%
2015 1.87x $113.20 Million $60.54 Million ▲ +27.9%
2014 1.46x $90.57 Million $61.96 Million ▼ -25.3%
2013 1.96x $130.21 Million $66.56 Million ▼ -2.4%
2012 2.00x $127.05 Million $63.39 Million ▲ +8.3%
2011 1.85x $118.70 Million $64.15 Million ▲ +51.3%
2010 1.22x $70.34 Million $57.52 Million ▼ -49.2%
2009 2.41x $78.61 Million $32.65 Million ▲ +62.5%
2008 1.48x $71.37 Million $48.17 Million ▲ +14.4%
2007 1.30x $63.59 Million $49.10 Million ▲ +4.7%
2006 1.24x $63.75 Million $51.54 Million ▲ +109.0%
2005 0.59x $34.15 Million $57.70 Million ▼ -58.8%
2004 1.44x $80.15 Million $55.80 Million ▼ -18.3%
2003 1.76x $74.97 Million $42.65 Million ▼ -20.7%
2002 2.22x $57.75 Million $26.06 Million ▲ +71.7%
2001 1.29x $46.30 Million $35.88 Million ▼ -10.5%
2000 1.44x $38.62 Million $26.78 Million ▼ -16.6%
1999 1.73x $47.06 Million $27.20 Million ▲ +77.8%
1998 0.97x $19.50 Million $20.04 Million ▼ -19.3%
1997 1.21x $25.70 Million $21.32 Million ▼ -18.3%
1996 1.47x $20.20 Million $13.70 Million ▲ +21.1%
1995 1.22x $21.30 Million $17.50 Million ▲ +7.8%
1994 1.13x $18.40 Million $16.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.