Northwest Bancshares Inc Cash Flow Quality Index
Northwest Bancshares Inc cash flow quality index. Northwest Bancshares Inc (NWBI) has a Cash Flow Quality Index of 0.59x as of June 2026. Operating cash flow of $31.69 Million is below net income of $53.55 Million, suggesting accrual-heavy earnings not yet converted to cash. See NWBI financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Northwest Bancshares Inc (1994–2025)
Cash flow quality index of Northwest Bancshares Inc from 1994 to 2025. Historical Cash Flow Quality Index for Northwest Bancshares Inc across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore NWBI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Northwest Bancshares Inc Cash Flow Quality Index by Year (1994–2025)
Northwest Bancshares Inc cash flow quality index by year from 1994 to 2025. Year-by-year earnings quality comparison for Northwest Bancshares Inc. For the full cash flow conversion analysis, see Northwest Bancshares Inc (NWBI) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | $153.41 Million | $126.01 Million | ▼ -4.4% |
| 2024 | 1.27x | $127.67 Million | $100.28 Million | ▲ +85.0% |
| 2023 | 0.69x | $92.89 Million | $134.96 Million | ▼ -47.6% |
| 2022 | 1.31x | $175.43 Million | $133.67 Million | ▼ -1.4% |
| 2021 | 1.33x | $205.46 Million | $154.32 Million | ▼ -29.0% |
| 2020 | 1.88x | $140.44 Million | $74.85 Million | ▲ +62.5% |
| 2019 | 1.15x | $127.46 Million | $110.43 Million | ▼ -12.3% |
| 2018 | 1.32x | $138.91 Million | $105.49 Million | ▼ -18.1% |
| 2017 | 1.61x | $151.80 Million | $94.47 Million | ▼ -41.2% |
| 2016 | 2.73x | $135.71 Million | $49.67 Million | ▲ +46.1% |
| 2015 | 1.87x | $113.20 Million | $60.54 Million | ▲ +27.9% |
| 2014 | 1.46x | $90.57 Million | $61.96 Million | ▼ -25.3% |
| 2013 | 1.96x | $130.21 Million | $66.56 Million | ▼ -2.4% |
| 2012 | 2.00x | $127.05 Million | $63.39 Million | ▲ +8.3% |
| 2011 | 1.85x | $118.70 Million | $64.15 Million | ▲ +51.3% |
| 2010 | 1.22x | $70.34 Million | $57.52 Million | ▼ -49.2% |
| 2009 | 2.41x | $78.61 Million | $32.65 Million | ▲ +62.5% |
| 2008 | 1.48x | $71.37 Million | $48.17 Million | ▲ +14.4% |
| 2007 | 1.30x | $63.59 Million | $49.10 Million | ▲ +4.7% |
| 2006 | 1.24x | $63.75 Million | $51.54 Million | ▲ +109.0% |
| 2005 | 0.59x | $34.15 Million | $57.70 Million | ▼ -58.8% |
| 2004 | 1.44x | $80.15 Million | $55.80 Million | ▼ -18.3% |
| 2003 | 1.76x | $74.97 Million | $42.65 Million | ▼ -20.7% |
| 2002 | 2.22x | $57.75 Million | $26.06 Million | ▲ +71.7% |
| 2001 | 1.29x | $46.30 Million | $35.88 Million | ▼ -10.5% |
| 2000 | 1.44x | $38.62 Million | $26.78 Million | ▼ -16.6% |
| 1999 | 1.73x | $47.06 Million | $27.20 Million | ▲ +77.8% |
| 1998 | 0.97x | $19.50 Million | $20.04 Million | ▼ -19.3% |
| 1997 | 1.21x | $25.70 Million | $21.32 Million | ▼ -18.3% |
| 1996 | 1.47x | $20.20 Million | $13.70 Million | ▲ +21.1% |
| 1995 | 1.22x | $21.30 Million | $17.50 Million | ▲ +7.8% |
| 1994 | 1.13x | $18.40 Million | $16.30 Million | — |