Northwest Bancshares Inc (NWBI) — Cash Flow Quality Index
Northwest Bancshares Inc (NWBI) has a Cash Flow Quality Index of 0.59x as of June 2026. Operating cash flow of $31.69 Million is below net income of $53.55 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Northwest Bancshares Inc (NWBI) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Northwest Bancshares Inc Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for Northwest Bancshares Inc across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Northwest Bancshares Inc.
Annual Cash Flow Quality Index for Northwest Bancshares Inc (1994–2025)
Year-by-year earnings quality comparison for Northwest Bancshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | $153.41 Million | $126.01 Million | ▼ -4.4% |
| 2024 | 1.27x | $127.67 Million | $100.28 Million | ▲ +85.0% |
| 2023 | 0.69x | $92.89 Million | $134.96 Million | ▼ -47.6% |
| 2022 | 1.31x | $175.43 Million | $133.67 Million | ▼ -1.4% |
| 2021 | 1.33x | $205.46 Million | $154.32 Million | ▼ -29.0% |
| 2020 | 1.88x | $140.44 Million | $74.85 Million | ▲ +62.5% |
| 2019 | 1.15x | $127.46 Million | $110.43 Million | ▼ -12.3% |
| 2018 | 1.32x | $138.91 Million | $105.49 Million | ▼ -18.1% |
| 2017 | 1.61x | $151.80 Million | $94.47 Million | ▼ -41.2% |
| 2016 | 2.73x | $135.71 Million | $49.67 Million | ▲ +46.1% |
| 2015 | 1.87x | $113.20 Million | $60.54 Million | ▲ +27.9% |
| 2014 | 1.46x | $90.57 Million | $61.96 Million | ▼ -25.3% |
| 2013 | 1.96x | $130.21 Million | $66.56 Million | ▼ -2.4% |
| 2012 | 2.00x | $127.05 Million | $63.39 Million | ▲ +8.3% |
| 2011 | 1.85x | $118.70 Million | $64.15 Million | ▲ +51.3% |
| 2010 | 1.22x | $70.34 Million | $57.52 Million | ▼ -49.2% |
| 2009 | 2.41x | $78.61 Million | $32.65 Million | ▲ +62.5% |
| 2008 | 1.48x | $71.37 Million | $48.17 Million | ▲ +14.4% |
| 2007 | 1.30x | $63.59 Million | $49.10 Million | ▲ +4.7% |
| 2006 | 1.24x | $63.75 Million | $51.54 Million | ▲ +109.0% |
| 2005 | 0.59x | $34.15 Million | $57.70 Million | ▼ -58.8% |
| 2004 | 1.44x | $80.15 Million | $55.80 Million | ▼ -18.3% |
| 2003 | 1.76x | $74.97 Million | $42.65 Million | ▼ -20.7% |
| 2002 | 2.22x | $57.75 Million | $26.06 Million | ▲ +71.7% |
| 2001 | 1.29x | $46.30 Million | $35.88 Million | ▼ -10.5% |
| 2000 | 1.44x | $38.62 Million | $26.78 Million | ▼ -16.6% |
| 1999 | 1.73x | $47.06 Million | $27.20 Million | ▲ +77.8% |
| 1998 | 0.97x | $19.50 Million | $20.04 Million | ▼ -19.3% |
| 1997 | 1.21x | $25.70 Million | $21.32 Million | ▼ -18.3% |
| 1996 | 1.47x | $20.20 Million | $13.70 Million | ▲ +21.1% |
| 1995 | 1.22x | $21.30 Million | $17.50 Million | ▲ +7.8% |
| 1994 | 1.13x | $18.40 Million | $16.30 Million | — |