Northwest Bancshares Inc (NWBI) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Northwest Bancshares Inc (NWBI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $78.17 Million (operating CF $73.86 Million minus capex $4.31 Million) represents 0% of total liabilities ($15.00 Billion). Check Northwest Bancshares Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$78.17 Million
Operating CF − Capex

Total Liabilities

$15.00 Billion
USD

Capital Expenditures

$4.31 Million
USD

Northwest Bancshares Inc Financial Flexibility Index (1994–2025)

Historical Financial Flexibility Index trend for Northwest Bancshares Inc across 32 annual periods. See Northwest Bancshares Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Northwest Bancshares Inc (1994–2025)

Year-by-year free cash flow to debt coverage for Northwest Bancshares Inc. For the full company profile including market capitalisation, see NWBI market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $165.04 Million $153.41 Million $14.88 Billion ▲ +9.4%
2024 0.01x $129.97 Million $127.67 Million $12.81 Billion ▲ +28.7%
2023 0.01x $101.45 Million $92.89 Million $12.87 Billion ▼ -44.6%
2022 0.01x $179.75 Million $175.43 Million $12.62 Billion ▼ -17.5%
2021 0.02x $222.97 Million $205.46 Million $12.92 Billion ▲ +38.7%
2020 0.01x $152.69 Million $140.44 Million $12.27 Billion ▼ -17.8%
2019 0.02x $138.36 Million $127.46 Million $9.14 Billion ▼ -12.3%
2018 0.02x $144.14 Million $138.91 Million $8.35 Billion ▼ -9.5%
2017 0.02x $155.52 Million $151.80 Million $8.16 Billion ▲ +6.8%
2016 0.02x $150.94 Million $135.71 Million $8.45 Billion ▲ +10.0%
2015 0.02x $126.42 Million $113.20 Million $7.79 Billion ▲ +8.4%
2014 0.01x $100.54 Million $90.57 Million $6.71 Billion ▼ -32.7%
2013 0.02x $149.57 Million $130.21 Million $6.72 Billion ▲ +4.3%
2012 0.02x $145.31 Million $127.05 Million $6.81 Billion ▲ +10.6%
2011 0.02x $131.14 Million $118.70 Million $6.80 Billion ▲ +52.8%
2010 0.01x $86.28 Million $70.34 Million $6.84 Billion ▼ -14.7%
2009 0.01x $99.24 Million $78.61 Million $6.71 Billion ▲ +7.4%
2008 0.01x $87.02 Million $71.37 Million $6.32 Billion ▲ +19.4%
2007 0.01x $69.79 Million $63.59 Million $6.05 Billion ▼ -2.4%
2006 0.01x $69.99 Million $63.75 Million $5.92 Billion ▲ +78.0%
2005 0.01x $39.11 Million $34.15 Million $5.89 Billion ▼ -62.0%
2004 0.02x $100.52 Million $80.15 Million $5.75 Billion ▲ +3.6%
2003 0.02x $97.82 Million $74.97 Million $5.79 Billion ▲ +17.1%
2002 0.01x $70.18 Million $57.75 Million $4.87 Billion ▼ -3.3%
2001 0.01x $59.48 Million $46.30 Million $3.99 Billion ▲ +14.0%
2000 0.01x $46.79 Million $38.62 Million $3.58 Billion ▼ -25.3%
1999 0.02x $55.35 Million $47.06 Million $3.16 Billion ▲ +82.6%
1998 0.01x $27.30 Million $19.50 Million $2.85 Billion ▼ -25.1%
1997 0.01x $30.00 Million $25.70 Million $2.34 Billion ▼ -37.5%
1996 0.02x $38.80 Million $20.20 Million $1.89 Billion ▲ +37.2%
1995 0.01x $25.20 Million $21.30 Million $1.69 Billion ▼ -2.3%
1994 0.02x $21.60 Million $18.40 Million $1.41 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities