Northwest Bancshares Inc (NWBI) — Financial Flexibility Index
Northwest Bancshares Inc (NWBI) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $37.24 Million (operating CF $31.69 Million minus capex $5.56 Million) represents 0% of total liabilities ($15.29 Billion). Check Northwest Bancshares Inc (NWBI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Northwest Bancshares Inc Financial Flexibility Index (1994–2025)
Historical Financial Flexibility Index trend for Northwest Bancshares Inc across 32 annual periods. For the full cash flow conversion analysis, see NWBI operating cash flow.
Annual Financial Flexibility Index for Northwest Bancshares Inc (1994–2025)
Year-by-year free cash flow to debt coverage for Northwest Bancshares Inc. Explore NWBI debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $165.04 Million | $153.41 Million | $14.88 Billion | ▲ +9.4% |
| 2024 | 0.01x | $129.97 Million | $127.67 Million | $12.81 Billion | ▲ +28.7% |
| 2023 | 0.01x | $101.45 Million | $92.89 Million | $12.87 Billion | ▼ -44.6% |
| 2022 | 0.01x | $179.75 Million | $175.43 Million | $12.62 Billion | ▼ -17.5% |
| 2021 | 0.02x | $222.97 Million | $205.46 Million | $12.92 Billion | ▲ +38.7% |
| 2020 | 0.01x | $152.69 Million | $140.44 Million | $12.27 Billion | ▼ -17.8% |
| 2019 | 0.02x | $138.36 Million | $127.46 Million | $9.14 Billion | ▼ -12.3% |
| 2018 | 0.02x | $144.14 Million | $138.91 Million | $8.35 Billion | ▼ -9.5% |
| 2017 | 0.02x | $155.52 Million | $151.80 Million | $8.16 Billion | ▲ +6.8% |
| 2016 | 0.02x | $150.94 Million | $135.71 Million | $8.45 Billion | ▲ +10.0% |
| 2015 | 0.02x | $126.42 Million | $113.20 Million | $7.79 Billion | ▲ +8.4% |
| 2014 | 0.01x | $100.54 Million | $90.57 Million | $6.71 Billion | ▼ -32.7% |
| 2013 | 0.02x | $149.57 Million | $130.21 Million | $6.72 Billion | ▲ +4.3% |
| 2012 | 0.02x | $145.31 Million | $127.05 Million | $6.81 Billion | ▲ +10.6% |
| 2011 | 0.02x | $131.14 Million | $118.70 Million | $6.80 Billion | ▲ +52.8% |
| 2010 | 0.01x | $86.28 Million | $70.34 Million | $6.84 Billion | ▼ -14.7% |
| 2009 | 0.01x | $99.24 Million | $78.61 Million | $6.71 Billion | ▲ +7.4% |
| 2008 | 0.01x | $87.02 Million | $71.37 Million | $6.32 Billion | ▲ +19.4% |
| 2007 | 0.01x | $69.79 Million | $63.59 Million | $6.05 Billion | ▼ -2.4% |
| 2006 | 0.01x | $69.99 Million | $63.75 Million | $5.92 Billion | ▲ +78.0% |
| 2005 | 0.01x | $39.11 Million | $34.15 Million | $5.89 Billion | ▼ -62.0% |
| 2004 | 0.02x | $100.52 Million | $80.15 Million | $5.75 Billion | ▲ +3.6% |
| 2003 | 0.02x | $97.82 Million | $74.97 Million | $5.79 Billion | ▲ +17.1% |
| 2002 | 0.01x | $70.18 Million | $57.75 Million | $4.87 Billion | ▼ -3.3% |
| 2001 | 0.01x | $59.48 Million | $46.30 Million | $3.99 Billion | ▲ +14.0% |
| 2000 | 0.01x | $46.79 Million | $38.62 Million | $3.58 Billion | ▼ -25.3% |
| 1999 | 0.02x | $55.35 Million | $47.06 Million | $3.16 Billion | ▲ +82.6% |
| 1998 | 0.01x | $27.30 Million | $19.50 Million | $2.85 Billion | ▼ -25.1% |
| 1997 | 0.01x | $30.00 Million | $25.70 Million | $2.34 Billion | ▼ -37.5% |
| 1996 | 0.02x | $38.80 Million | $20.20 Million | $1.89 Billion | ▲ +37.2% |
| 1995 | 0.01x | $25.20 Million | $21.30 Million | $1.69 Billion | ▼ -2.3% |
| 1994 | 0.02x | $21.60 Million | $18.40 Million | $1.41 Billion | — |