Northwest Bancshares Inc (NWBI) — Defensive Interval Ratio
Northwest Bancshares Inc (NWBI) has a Defensive Interval Ratio of 2097 days as of June 2026. Defensive assets of $1.89 Billion (cash $-, short-term investments $1.83 Billion, receivables $57.47 Million) cover 2097 days of daily cash needs of $899.83K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Northwest Bancshares Inc Defensive Interval Ratio (1994–2025)
This chart shows how Northwest Bancshares Inc's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of June 2026, the ratio stands at 2097 days, meaning defensive assets of $1.89 Billion can fund 2097 days of operations without new revenue. For the complete balance sheet picture, see Northwest Bancshares Inc (NWBI) total assets.
Annual Defensive Interval Ratio for Northwest Bancshares Inc (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for Northwest Bancshares Inc from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Northwest Bancshares Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 43 days | $1.64 Billion | $38.20 Million/day | $- | $1.59 Billion | ▲ +9 days |
| 2024 | 34 days | $1.16 Billion | $33.84 Million/day | $- | $1.11 Billion | ▲ +2 days |
| 2023 | 32 days | $1.09 Billion | $33.95 Million/day | $- | $1.04 Billion | ▼ -6 days |
| 2022 | 38 days | $1.25 Billion | $33.28 Million/day | $- | $1.22 Billion | ▼ -9 days |
| 2021 | 46 days | $1.57 Billion | $34.09 Million/day | $- | $1.55 Billion | ▲ +2 days |
| 2020 | 45 days | $1.43 Billion | $32.16 Million/day | $- | $1.40 Billion | ▲ +9 days |
| 2019 | 36 days | $845.66 Million | $23.80 Million/day | $- | $819.90 Million | ▼ -2 days |
| 2018 | 37 days | $825.94 Million | $22.27 Million/day | $- | $801.45 Million | ▼ 0 days |
| 2017 | 38 days | $815.89 Million | $21.74 Million/day | $- | $792.53 Million | ▼ -1 days |
| 2016 | 39 days | $847.90 Million | $21.99 Million/day | $- | $826.20 Million | ▼ -10 days |
| 2015 | 49 days | $895.48 Million | $18.45 Million/day | $- | $874.40 Million | ▼ -10 days |
| 2014 | 59 days | $930.99 Million | $15.88 Million/day | $- | $912.37 Million | ▼ -6 days |
| 2013 | 65 days | $1.04 Billion | $15.96 Million/day | $- | $1.02 Billion | ▼ -3 days |
| 2012 | 68 days | $1.10 Billion | $16.25 Million/day | $- | $1.08 Billion | ▼ -308380 days |
| 2011 | 308447 days | $932.95 Million | $3.02K/day | $- | $908.35 Million | ▲ +308446 days |
| 2010 | 2 days | $26.85 Million | $15.80 Million/day | $- | $632.00K | ▼ 0 days |
| 2009 | 2 days | $26.41 Million | $15.42 Million/day | $- | $632.00K | ▼ -2 days |
| 2008 | 4 days | $51.36 Million | $13.82 Million/day | $- | $24.11 Million | ▼ -8 days |
| 2007 | 12 days | $181.79 Million | $15.20 Million/day | $- | $154.71 Million | ▲ +6 days |
| 2006 | 6 days | $83.35 Million | $14.71 Million/day | $- | $55.32 Million | ▲ +4 days |
| 2005 | 2 days | $25.05 Million | $14.34 Million/day | $- | $- | ▼ -4 days |
| 2004 | 5 days | $76.62 Million | $14.30 Million/day | $- | $52.24 Million | ▼ -5 days |
| 2003 | 10 days | $145.61 Million | $14.43 Million/day | $- | $123.03 Million | ▼ -10 days |
| 2002 | 20 days | $263.15 Million | $12.97 Million/day | $- | $244.44 Million | ▲ +3 days |
| 2001 | 17 days | $172.81 Million | $9.92 Million/day | $- | $153.07 Million | ▲ +10 days |
| 2000 | 7 days | $63.80 Million | $9.02 Million/day | $- | $45.01 Million | ▲ +4 days |
| 1999 | 3 days | $24.44 Million | $8.16 Million/day | $- | $8.46 Million | ▲ +1 days |
| 1998 | 2 days | $14.50 Million | $6.77 Million/day | $- | $- | ▼ 0 days |
| 1997 | 2 days | $13.30 Million | $5.67 Million/day | $- | $- | ▼ 0 days |
| 1996 | 2 days | $11.00 Million | $4.54 Million/day | $- | $- | ▲ +0 days |
| 1995 | 2 days | $9.50 Million | $3.98 Million/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $7.30 Million | $3.53 Million/day | $- | $- | — |