Northwest Bancshares Inc (NWBI) — Defensive Interval Ratio
Northwest Bancshares Inc (NWBI) has a Defensive Interval Ratio of 61 days as of March 2026. Defensive assets of $2.45 Billion (cash $-, short-term investments $2.39 Billion, receivables $57.22 Million) cover 61 days of daily cash needs of $39.93 Million/day. Check how tangible is Northwest Bancshares Inc's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Northwest Bancshares Inc Defensive Interval Ratio (1994–2025)
This chart shows how Northwest Bancshares Inc's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of March 2026, the ratio stands at 61 days, meaning defensive assets of $2.45 Billion can fund 61 days of operations without new revenue. Also explore NWBI net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Northwest Bancshares Inc (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for Northwest Bancshares Inc from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Northwest Bancshares Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 43 days | $1.64 Billion | $38.20 Million/day | $- | $1.59 Billion | ▲ +9 days |
| 2024 | 34 days | $1.16 Billion | $33.84 Million/day | $- | $1.11 Billion | ▲ +2 days |
| 2023 | 32 days | $1.09 Billion | $33.95 Million/day | $- | $1.04 Billion | ▼ -6 days |
| 2022 | 38 days | $1.25 Billion | $33.28 Million/day | $- | $1.22 Billion | ▼ -9 days |
| 2021 | 46 days | $1.57 Billion | $34.09 Million/day | $- | $1.55 Billion | ▲ +2 days |
| 2020 | 45 days | $1.43 Billion | $32.16 Million/day | $- | $1.40 Billion | ▲ +9 days |
| 2019 | 36 days | $845.66 Million | $23.80 Million/day | $- | $819.90 Million | ▼ -2 days |
| 2018 | 37 days | $825.94 Million | $22.27 Million/day | $- | $801.45 Million | ▼ 0 days |
| 2017 | 38 days | $815.89 Million | $21.74 Million/day | $- | $792.53 Million | ▼ -1 days |
| 2016 | 39 days | $847.90 Million | $21.99 Million/day | $- | $826.20 Million | ▼ -10 days |
| 2015 | 49 days | $895.48 Million | $18.45 Million/day | $- | $874.40 Million | ▼ -10 days |
| 2014 | 59 days | $930.99 Million | $15.88 Million/day | $- | $912.37 Million | ▼ -6 days |
| 2013 | 65 days | $1.04 Billion | $15.96 Million/day | $- | $1.02 Billion | ▼ -3 days |
| 2012 | 68 days | $1.10 Billion | $16.25 Million/day | $- | $1.08 Billion | ▼ -308380 days |
| 2011 | 308447 days | $932.95 Million | $3.02K/day | $- | $908.35 Million | ▲ +308446 days |
| 2010 | 2 days | $26.85 Million | $15.80 Million/day | $- | $632.00K | ▼ 0 days |
| 2009 | 2 days | $26.41 Million | $15.42 Million/day | $- | $632.00K | ▼ -2 days |
| 2008 | 4 days | $51.36 Million | $13.82 Million/day | $- | $24.11 Million | ▼ -8 days |
| 2007 | 12 days | $181.79 Million | $15.20 Million/day | $- | $154.71 Million | ▲ +6 days |
| 2006 | 6 days | $83.35 Million | $14.71 Million/day | $- | $55.32 Million | ▲ +4 days |
| 2005 | 2 days | $25.05 Million | $14.34 Million/day | $- | $- | ▼ -4 days |
| 2004 | 5 days | $76.62 Million | $14.30 Million/day | $- | $52.24 Million | ▼ -5 days |
| 2003 | 10 days | $145.61 Million | $14.43 Million/day | $- | $123.03 Million | ▼ -10 days |
| 2002 | 20 days | $263.15 Million | $12.97 Million/day | $- | $244.44 Million | ▲ +3 days |
| 2001 | 17 days | $172.81 Million | $9.92 Million/day | $- | $153.07 Million | ▲ +10 days |
| 2000 | 7 days | $63.80 Million | $9.02 Million/day | $- | $45.01 Million | ▲ +4 days |
| 1999 | 3 days | $24.44 Million | $8.16 Million/day | $- | $8.46 Million | ▲ +1 days |
| 1998 | 2 days | $14.50 Million | $6.77 Million/day | $- | $- | ▼ 0 days |
| 1997 | 2 days | $13.30 Million | $5.67 Million/day | $- | $- | ▼ 0 days |
| 1996 | 2 days | $11.00 Million | $4.54 Million/day | $- | $- | ▲ +0 days |
| 1995 | 2 days | $9.50 Million | $3.98 Million/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $7.30 Million | $3.53 Million/day | $- | $- | — |