OceanFirst Financial Corp. (OCFC) — Cash Flow Quality Index
OceanFirst Financial Corp. (OCFC) has a Cash Flow Quality Index of 1.23x as of March 2026. Operating cash flow of $25.21 Million exceeds net income of $20.51 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of OceanFirst Financial Corp. to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OceanFirst Financial Corp. Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for OceanFirst Financial Corp. across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see OceanFirst Financial Corp. (OCFC) cash flow conversion.
Annual Cash Flow Quality Index for OceanFirst Financial Corp. (1995–2025)
Year-by-year earnings quality comparison for OceanFirst Financial Corp..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $87.21 Million | $71.03 Million | ▲ +33.6% |
| 2024 | 0.92x | $92.24 Million | $100.39 Million | ▼ -23.1% |
| 2023 | 1.19x | $124.26 Million | $104.03 Million | ▼ -29.7% |
| 2022 | 1.70x | $250.45 Million | $147.36 Million | ▲ +16.9% |
| 2021 | 1.45x | $159.97 Million | $110.08 Million | ▼ -30.6% |
| 2020 | 2.10x | $132.66 Million | $63.31 Million | ▲ +85.1% |
| 2019 | 1.13x | $100.25 Million | $88.57 Million | ▼ -12.0% |
| 2018 | 1.29x | $92.55 Million | $71.93 Million | ▼ -31.8% |
| 2017 | 1.89x | $80.13 Million | $42.47 Million | ▲ +30.1% |
| 2016 | 1.45x | $33.42 Million | $23.05 Million | ▲ +3.6% |
| 2015 | 1.40x | $28.45 Million | $20.32 Million | ▲ +1.1% |
| 2014 | 1.38x | $27.58 Million | $19.92 Million | ▼ -36.2% |
| 2013 | 2.17x | $35.46 Million | $16.33 Million | ▲ +40.7% |
| 2012 | 1.54x | $30.89 Million | $20.02 Million | ▲ +82.3% |
| 2011 | 0.85x | $17.55 Million | $20.74 Million | ▼ -56.8% |
| 2010 | 1.96x | $39.94 Million | $20.38 Million | ▲ +82.3% |
| 2009 | 1.08x | $16.83 Million | $15.65 Million | ▼ -35.8% |
| 2008 | 1.67x | $24.71 Million | $14.76 Million | ▼ -97.2% |
| 2007 | 60.53x | $65.07 Million | $1.07 Million | ▲ +5197.6% |
| 2006 | -1.19x | $-15.00 Million | $12.63 Million | ▼ -182.8% |
| 2005 | 1.43x | $27.95 Million | $19.50 Million | ▲ +64.9% |
| 2004 | 0.87x | $15.60 Million | $17.95 Million | ▼ -69.2% |
| 2003 | 2.82x | $56.06 Million | $19.87 Million | ▲ +3230.9% |
| 2002 | 0.08x | $1.71 Million | $20.14 Million | ▼ -95.1% |
| 2001 | 1.72x | $31.14 Million | $18.16 Million | ▲ +164.9% |
| 2000 | 0.65x | $10.61 Million | $16.38 Million | ▼ -75.3% |
| 1999 | 2.63x | $42.80 Million | $16.30 Million | ▲ +1907.9% |
| 1998 | 0.13x | $1.70 Million | $13.00 Million | ▼ -90.6% |
| 1997 | 1.38x | $19.10 Million | $13.80 Million | ▲ +114.2% |
| 1995 | 0.65x | $5.14 Million | $7.95 Million | — |