OceanFirst Financial Corp. (OCFC) — Cash Flow Quality Index
OceanFirst Financial Corp. (OCFC) has a Cash Flow Quality Index of 1.23x as of March 2026. Operating cash flow of $25.21 Million exceeds net income of $20.51 Million, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of OceanFirst Financial Corp. to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OceanFirst Financial Corp. Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for OceanFirst Financial Corp. across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check OCFC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for OceanFirst Financial Corp. (1995–2025)
Year-by-year earnings quality comparison for OceanFirst Financial Corp.. For live market cap and the full company financial profile, see OCFC stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $87.21 Million | $71.03 Million | ▲ +33.6% |
| 2024 | 0.92x | $92.24 Million | $100.39 Million | ▼ -23.1% |
| 2023 | 1.19x | $124.26 Million | $104.03 Million | ▼ -29.7% |
| 2022 | 1.70x | $250.45 Million | $147.36 Million | ▲ +16.9% |
| 2021 | 1.45x | $159.97 Million | $110.08 Million | ▼ -30.6% |
| 2020 | 2.10x | $132.66 Million | $63.31 Million | ▲ +85.1% |
| 2019 | 1.13x | $100.25 Million | $88.57 Million | ▼ -12.0% |
| 2018 | 1.29x | $92.55 Million | $71.93 Million | ▼ -31.8% |
| 2017 | 1.89x | $80.13 Million | $42.47 Million | ▲ +30.1% |
| 2016 | 1.45x | $33.42 Million | $23.05 Million | ▲ +3.6% |
| 2015 | 1.40x | $28.45 Million | $20.32 Million | ▲ +1.1% |
| 2014 | 1.38x | $27.58 Million | $19.92 Million | ▼ -36.2% |
| 2013 | 2.17x | $35.46 Million | $16.33 Million | ▲ +40.7% |
| 2012 | 1.54x | $30.89 Million | $20.02 Million | ▲ +82.3% |
| 2011 | 0.85x | $17.55 Million | $20.74 Million | ▼ -56.8% |
| 2010 | 1.96x | $39.94 Million | $20.38 Million | ▲ +82.3% |
| 2009 | 1.08x | $16.83 Million | $15.65 Million | ▼ -35.8% |
| 2008 | 1.67x | $24.71 Million | $14.76 Million | ▼ -97.2% |
| 2007 | 60.53x | $65.07 Million | $1.07 Million | ▲ +5197.6% |
| 2006 | -1.19x | $-15.00 Million | $12.63 Million | ▼ -182.8% |
| 2005 | 1.43x | $27.95 Million | $19.50 Million | ▲ +64.9% |
| 2004 | 0.87x | $15.60 Million | $17.95 Million | ▼ -69.2% |
| 2003 | 2.82x | $56.06 Million | $19.87 Million | ▲ +3230.9% |
| 2002 | 0.08x | $1.71 Million | $20.14 Million | ▼ -95.1% |
| 2001 | 1.72x | $31.14 Million | $18.16 Million | ▲ +164.9% |
| 2000 | 0.65x | $10.61 Million | $16.38 Million | ▼ -75.3% |
| 1999 | 2.63x | $42.80 Million | $16.30 Million | ▲ +1907.9% |
| 1998 | 0.13x | $1.70 Million | $13.00 Million | ▼ -90.6% |
| 1997 | 1.38x | $19.10 Million | $13.80 Million | ▲ +114.2% |
| 1995 | 0.65x | $5.14 Million | $7.95 Million | — |