OceanFirst Financial Corp. Cash Flow Quality Index
OceanFirst Financial Corp. cash flow quality index. OceanFirst Financial Corp. (OCFC) has a Cash Flow Quality Index of 1.23x as of March 2026. Operating cash flow of $25.21 Million exceeds net income of $20.51 Million, indicating high earnings quality where cash backs reported profits. See OCFC financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of OceanFirst Financial Corp. (1995–2025)
Cash flow quality index of OceanFirst Financial Corp. from 1995 to 2025. Historical Cash Flow Quality Index for OceanFirst Financial Corp. across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of OceanFirst Financial Corp. to assess how comfortably operating cash covers total debt obligations.
OceanFirst Financial Corp. Cash Flow Quality Index by Year (1995–2025)
OceanFirst Financial Corp. cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for OceanFirst Financial Corp.. For the full cash flow conversion analysis, see OCFC cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $87.21 Million | $71.03 Million | ▲ +33.6% |
| 2024 | 0.92x | $92.24 Million | $100.39 Million | ▼ -23.1% |
| 2023 | 1.19x | $124.26 Million | $104.03 Million | ▼ -29.7% |
| 2022 | 1.70x | $250.45 Million | $147.36 Million | ▲ +16.9% |
| 2021 | 1.45x | $159.97 Million | $110.08 Million | ▼ -30.6% |
| 2020 | 2.10x | $132.66 Million | $63.31 Million | ▲ +85.1% |
| 2019 | 1.13x | $100.25 Million | $88.57 Million | ▼ -12.0% |
| 2018 | 1.29x | $92.55 Million | $71.93 Million | ▼ -31.8% |
| 2017 | 1.89x | $80.13 Million | $42.47 Million | ▲ +30.1% |
| 2016 | 1.45x | $33.42 Million | $23.05 Million | ▲ +3.6% |
| 2015 | 1.40x | $28.45 Million | $20.32 Million | ▲ +1.1% |
| 2014 | 1.38x | $27.58 Million | $19.92 Million | ▼ -36.2% |
| 2013 | 2.17x | $35.46 Million | $16.33 Million | ▲ +40.7% |
| 2012 | 1.54x | $30.89 Million | $20.02 Million | ▲ +82.3% |
| 2011 | 0.85x | $17.55 Million | $20.74 Million | ▼ -56.8% |
| 2010 | 1.96x | $39.94 Million | $20.38 Million | ▲ +82.3% |
| 2009 | 1.08x | $16.83 Million | $15.65 Million | ▼ -35.8% |
| 2008 | 1.67x | $24.71 Million | $14.76 Million | ▼ -97.2% |
| 2007 | 60.53x | $65.07 Million | $1.07 Million | ▲ +5197.6% |
| 2006 | -1.19x | $-15.00 Million | $12.63 Million | ▼ -182.8% |
| 2005 | 1.43x | $27.95 Million | $19.50 Million | ▲ +64.9% |
| 2004 | 0.87x | $15.60 Million | $17.95 Million | ▼ -69.2% |
| 2003 | 2.82x | $56.06 Million | $19.87 Million | ▲ +3230.9% |
| 2002 | 0.08x | $1.71 Million | $20.14 Million | ▼ -95.1% |
| 2001 | 1.72x | $31.14 Million | $18.16 Million | ▲ +164.9% |
| 2000 | 0.65x | $10.61 Million | $16.38 Million | ▼ -75.3% |
| 1999 | 2.63x | $42.80 Million | $16.30 Million | ▲ +1907.9% |
| 1998 | 0.13x | $1.70 Million | $13.00 Million | ▼ -90.6% |
| 1997 | 1.38x | $19.10 Million | $13.80 Million | ▲ +114.2% |
| 1995 | 0.65x | $5.14 Million | $7.95 Million | — |