OceanFirst Financial Corp. (OCFC) — Financial Flexibility Index
OceanFirst Financial Corp. (OCFC) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $27.16 Million (operating CF $25.21 Million minus capex $1.95 Million) represents 0% of total liabilities ($12.89 Billion). Check OceanFirst Financial Corp. (OCFC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OceanFirst Financial Corp. Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for OceanFirst Financial Corp. across 31 annual periods. For the full cash flow conversion analysis, see OCFC cash flow conversion.
Annual Financial Flexibility Index for OceanFirst Financial Corp. (1995–2025)
Year-by-year free cash flow to debt coverage for OceanFirst Financial Corp.. Explore how well can OceanFirst Financial Corp. service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $94.91 Million | $87.21 Million | $12.90 Billion | ▼ -13.6% |
| 2024 | 0.01x | $99.81 Million | $92.24 Million | $11.72 Billion | ▼ -23.4% |
| 2023 | 0.01x | $131.97 Million | $124.26 Million | $11.88 Billion | ▼ -52.8% |
| 2022 | 0.02x | $271.35 Million | $250.45 Million | $11.52 Billion | ▼ -97.3% |
| 2021 | 0.88x | $202.01 Million | $159.97 Million | $229.14 Million | ▲ +40.9% |
| 2020 | 0.63x | $147.38 Million | $132.66 Million | $235.47 Million | ▲ +4115.3% |
| 2019 | 0.01x | $105.32 Million | $100.25 Million | $7.09 Billion | ▼ -7.6% |
| 2018 | 0.02x | $104.04 Million | $92.55 Million | $6.48 Billion | ▼ -40.0% |
| 2017 | 0.03x | $128.83 Million | $80.13 Million | $4.81 Billion | ▲ +206.7% |
| 2016 | 0.01x | $40.09 Million | $33.42 Million | $4.60 Billion | ▼ -90.6% |
| 2015 | 0.09x | $32.34 Million | $28.45 Million | $346.88 Million | ▼ -1.7% |
| 2014 | 0.09x | $31.55 Million | $27.58 Million | $332.74 Million | ▲ +385.6% |
| 2013 | 0.02x | $39.74 Million | $35.46 Million | $2.04 Billion | ▲ +19.5% |
| 2012 | 0.02x | $33.49 Million | $30.89 Million | $2.05 Billion | ▲ +72.3% |
| 2011 | 0.01x | $19.78 Million | $17.55 Million | $2.09 Billion | ▼ -54.3% |
| 2010 | 0.02x | $42.50 Million | $39.94 Million | $2.05 Billion | ▲ +95.6% |
| 2009 | 0.01x | $19.57 Million | $16.83 Million | $1.85 Billion | ▼ -38.4% |
| 2008 | 0.02x | $29.91 Million | $24.71 Million | $1.74 Billion | ▼ -53.5% |
| 2007 | 0.04x | $66.68 Million | $65.07 Million | $1.80 Billion | ▲ +762.6% |
| 2006 | -0.01x | $-10.85 Million | $-15.00 Million | $1.94 Billion | ▼ -134.3% |
| 2005 | 0.02x | $30.09 Million | $27.95 Million | $1.85 Billion | ▲ +68.1% |
| 2004 | 0.01x | $17.22 Million | $15.60 Million | $1.78 Billion | ▼ -73.1% |
| 2003 | 0.04x | $56.95 Million | $56.06 Million | $1.58 Billion | ▲ +1122.9% |
| 2002 | 0.00x | $4.73 Million | $1.71 Million | $1.61 Billion | ▼ -86.5% |
| 2001 | 0.02x | $35.16 Million | $31.14 Million | $1.62 Billion | ▲ +153.6% |
| 2000 | 0.01x | $12.71 Million | $10.61 Million | $1.48 Billion | ▼ -72.4% |
| 1999 | 0.03x | $44.30 Million | $42.80 Million | $1.42 Billion | ▲ +1416.1% |
| 1998 | 0.00x | $2.80 Million | $1.70 Million | $1.36 Billion | ▼ -87.1% |
| 1997 | 0.02x | $20.60 Million | $19.10 Million | $1.30 Billion | ▼ -2.8% |
| 1996 | 0.02x | $17.20 Million | $10.00 Million | $1.05 Billion | ▲ +66.9% |
| 1995 | 0.01x | $9.26 Million | $5.14 Million | $944.09 Million | — |