OceanFirst Financial Corp. Financial Flexibility Index

Latest as of March 2026: 0.00x

OceanFirst Financial Corp. financial flexibility index. OceanFirst Financial Corp. (OCFC) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $27.16 Million (operating CF $25.21 Million minus capex $1.95 Million) represents 0% of total liabilities ($12.89 Billion). See OceanFirst Financial Corp. free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$27.16 Million
Operating CF − Capex

Total Liabilities

$12.89 Billion
USD

Capital Expenditures

$1.95 Million
USD

Financial Flexibility Index of OceanFirst Financial Corp. (1995–2025)

Financial flexibility index of OceanFirst Financial Corp. from 1995 to 2025. Historical Financial Flexibility Index trend for OceanFirst Financial Corp. across 31 annual periods. Check OceanFirst Financial Corp. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

OceanFirst Financial Corp. Financial Flexibility Index by Year (1995–2025)

OceanFirst Financial Corp. financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for OceanFirst Financial Corp.. For the full cash flow conversion analysis, see OCFC cash generation efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $94.91 Million $87.21 Million $12.90 Billion ▼ -13.6%
2024 0.01x $99.81 Million $92.24 Million $11.72 Billion ▼ -23.4%
2023 0.01x $131.97 Million $124.26 Million $11.88 Billion ▼ -52.8%
2022 0.02x $271.35 Million $250.45 Million $11.52 Billion ▼ -97.3%
2021 0.88x $202.01 Million $159.97 Million $229.14 Million ▲ +40.9%
2020 0.63x $147.38 Million $132.66 Million $235.47 Million ▲ +4115.3%
2019 0.01x $105.32 Million $100.25 Million $7.09 Billion ▼ -7.6%
2018 0.02x $104.04 Million $92.55 Million $6.48 Billion ▼ -40.0%
2017 0.03x $128.83 Million $80.13 Million $4.81 Billion ▲ +206.7%
2016 0.01x $40.09 Million $33.42 Million $4.60 Billion ▼ -90.6%
2015 0.09x $32.34 Million $28.45 Million $346.88 Million ▼ -1.7%
2014 0.09x $31.55 Million $27.58 Million $332.74 Million ▲ +385.6%
2013 0.02x $39.74 Million $35.46 Million $2.04 Billion ▲ +19.5%
2012 0.02x $33.49 Million $30.89 Million $2.05 Billion ▲ +72.3%
2011 0.01x $19.78 Million $17.55 Million $2.09 Billion ▼ -54.3%
2010 0.02x $42.50 Million $39.94 Million $2.05 Billion ▲ +95.6%
2009 0.01x $19.57 Million $16.83 Million $1.85 Billion ▼ -38.4%
2008 0.02x $29.91 Million $24.71 Million $1.74 Billion ▼ -53.5%
2007 0.04x $66.68 Million $65.07 Million $1.80 Billion ▲ +762.6%
2006 -0.01x $-10.85 Million $-15.00 Million $1.94 Billion ▼ -134.3%
2005 0.02x $30.09 Million $27.95 Million $1.85 Billion ▲ +68.1%
2004 0.01x $17.22 Million $15.60 Million $1.78 Billion ▼ -73.1%
2003 0.04x $56.95 Million $56.06 Million $1.58 Billion ▲ +1122.9%
2002 0.00x $4.73 Million $1.71 Million $1.61 Billion ▼ -86.5%
2001 0.02x $35.16 Million $31.14 Million $1.62 Billion ▲ +153.6%
2000 0.01x $12.71 Million $10.61 Million $1.48 Billion ▼ -72.4%
1999 0.03x $44.30 Million $42.80 Million $1.42 Billion ▲ +1416.1%
1998 0.00x $2.80 Million $1.70 Million $1.36 Billion ▼ -87.1%
1997 0.02x $20.60 Million $19.10 Million $1.30 Billion ▼ -2.8%
1996 0.02x $17.20 Million $10.00 Million $1.05 Billion ▲ +66.9%
1995 0.01x $9.26 Million $5.14 Million $944.09 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities