OceanFirst Financial Corp. (OCFC) — Net Asset Quality Index
OceanFirst Financial Corp. (OCFC) has a Net Asset Quality Index of 11.5% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $14.56 Billion minus total liabilities of $12.89 Billion yields net assets of $1.67 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See OceanFirst Financial Corp. (OCFC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
OceanFirst Financial Corp. Net Asset Quality Index Over Time (1995–2025)
This chart shows how OceanFirst Financial Corp.'s Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the index stands at 11.5%, representing net assets of $1.67 Billion against total assets of $14.56 Billion USD. Explore OCFC cash flow metrics to assess how effectively this company generates cash.
Annual Net Asset Quality Index for OceanFirst Financial Corp. (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for OceanFirst Financial Corp. from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see OceanFirst Financial Corp. market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.4% | $1.66 Billion | $14.56 Billion | $12.90 Billion | ▼ -1.3 pp |
| 2024 | 12.7% | $1.70 Billion | $13.42 Billion | $11.72 Billion | ▲ +0.4 pp |
| 2023 | 12.3% | $1.66 Billion | $13.54 Billion | $11.88 Billion | ▲ +0.2 pp |
| 2022 | 12.1% | $1.59 Billion | $13.10 Billion | $11.52 Billion | ▼ -85.9 pp |
| 2021 | 98.0% | $11.51 Billion | $11.74 Billion | $229.14 Million | ▲ +0.1 pp |
| 2020 | 97.9% | $11.21 Billion | $11.45 Billion | $235.47 Million | ▲ +84.0 pp |
| 2019 | 14.0% | $1.15 Billion | $8.25 Billion | $7.09 Billion | ▲ +0.2 pp |
| 2018 | 13.8% | $1.04 Billion | $7.52 Billion | $6.48 Billion | ▲ +2.7 pp |
| 2017 | 11.1% | $601.94 Million | $5.42 Billion | $4.81 Billion | ▲ +0.0 pp |
| 2016 | 11.1% | $572.04 Million | $5.17 Billion | $4.60 Billion | ▼ -75.6 pp |
| 2015 | 86.6% | $2.25 Billion | $2.59 Billion | $346.88 Million | ▲ +0.7 pp |
| 2014 | 85.9% | $2.02 Billion | $2.36 Billion | $332.74 Million | ▲ +76.4 pp |
| 2013 | 9.5% | $214.35 Million | $2.25 Billion | $2.04 Billion | ▼ -0.2 pp |
| 2012 | 9.7% | $219.79 Million | $2.27 Billion | $2.05 Billion | ▲ +0.3 pp |
| 2011 | 9.4% | $216.85 Million | $2.30 Billion | $2.09 Billion | ▲ +0.5 pp |
| 2010 | 8.9% | $201.25 Million | $2.25 Billion | $2.05 Billion | ▼ -0.1 pp |
| 2009 | 9.0% | $183.54 Million | $2.03 Billion | $1.85 Billion | ▲ +2.6 pp |
| 2008 | 6.4% | $119.78 Million | $1.86 Billion | $1.74 Billion | ▼ 0.0 pp |
| 2007 | 6.4% | $124.31 Million | $1.93 Billion | $1.80 Billion | ▲ +0.1 pp |
| 2006 | 6.4% | $132.32 Million | $2.08 Billion | $1.94 Billion | ▼ -0.6 pp |
| 2005 | 7.0% | $138.78 Million | $1.99 Billion | $1.85 Billion | ▼ -0.2 pp |
| 2004 | 7.2% | $137.96 Million | $1.91 Billion | $1.78 Billion | ▼ -0.6 pp |
| 2003 | 7.8% | $134.66 Million | $1.72 Billion | $1.58 Billion | ▲ +0.1 pp |
| 2002 | 7.8% | $135.31 Million | $1.74 Billion | $1.61 Billion | ▼ -0.6 pp |
| 2001 | 8.3% | $146.73 Million | $1.76 Billion | $1.62 Billion | ▼ -1.3 pp |
| 2000 | 9.6% | $157.74 Million | $1.64 Billion | $1.48 Billion | ▼ -0.9 pp |
| 1999 | 10.5% | $167.50 Million | $1.59 Billion | $1.42 Billion | ▼ -2.1 pp |
| 1998 | 12.7% | $197.70 Million | $1.56 Billion | $1.36 Billion | ▼ -1.6 pp |
| 1997 | 14.3% | $215.50 Million | $1.51 Billion | $1.30 Billion | ▼ -5.1 pp |
| 1996 | 19.4% | $252.80 Million | $1.30 Billion | $1.05 Billion | ▲ +10.5 pp |
| 1995 | 8.9% | $92.35 Million | $1.04 Billion | $944.09 Million | — |