OceanFirst Financial Corp. Defensive Interval Ratio
OceanFirst Financial Corp. defensive interval ratio. OceanFirst Financial Corp. (OCFC) has a Defensive Interval Ratio of 6680 days as of March 2026. Defensive assets of $1.23 Billion (cash $-, short-term investments $1.18 Billion, receivables $49.59 Million) cover 6680 days of daily cash needs of $184.24K/day. See OceanFirst Financial Corp. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of OceanFirst Financial Corp. (1995–2025)
Defensive interval ratio of OceanFirst Financial Corp. from 1995 to 2025. This chart shows how OceanFirst Financial Corp.'s Defensive Interval Ratio has evolved across 30 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 6680 days, meaning defensive assets of $1.23 Billion can fund 6680 days of operations without new revenue. Check how resilient are OceanFirst Financial Corp.'s assets to evaluate the company's liquid asset resilience ratio.
OceanFirst Financial Corp. Defensive Interval Ratio by Year (1995–2025)
OceanFirst Financial Corp. defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for OceanFirst Financial Corp. from 1995 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of OceanFirst Financial Corp..
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 42 days | $1.28 Billion | $30.19 Million/day | $- | $1.23 Billion | ▲ +11 days |
| 2024 | 31 days | $873.41 Million | $27.74 Million/day | $- | $827.50 Million | ▲ +3 days |
| 2023 | 28 days | $805.77 Million | $28.79 Million/day | $- | $753.89 Million | ▼ -17 days |
| 2022 | 45 days | $502.35 Million | $11.28 Million/day | $- | $457.65 Million | ▼ -13 days |
| 2021 | 57 days | $600.86 Million | $10.48 Million/day | $- | $568.25 Million | ▲ +38 days |
| 2020 | 20 days | $218.57 Million | $11.03 Million/day | $- | $183.30 Million | ▲ +10 days |
| 2019 | 10 days | $172.63 Million | $17.54 Million/day | $- | $150.96 Million | ▲ +2 days |
| 2018 | 7 days | $120.41 Million | $16.10 Million/day | $- | $100.72 Million | ▼ 0 days |
| 2017 | 8 days | $95.83 Million | $12.12 Million/day | $- | $81.58 Million | ▲ +5 days |
| 2016 | 3 days | $32.76 Million | $11.66 Million/day | $- | $20.77 Million | ▼ -3 days |
| 2015 | 6 days | $35.76 Million | $6.39 Million/day | $- | $29.90 Million | ▲ +1 days |
| 2014 | 4 days | $25.31 Million | $5.78 Million/day | $- | $19.80 Million | ▼ -6 days |
| 2013 | 10 days | $49.22 Million | $4.97 Million/day | $- | $43.84 Million | ▼ -104 days |
| 2012 | 113 days | $553.43 Million | $4.88 Million/day | $- | $547.45 Million | ▲ +79 days |
| 2011 | 35 days | $171.71 Million | $4.94 Million/day | $- | $165.28 Million | ▲ +14 days |
| 2010 | 20 days | $98.36 Million | $4.82 Million/day | $- | $91.92 Million | ▼ -33 days |
| 2009 | 54 days | $219.68 Million | $4.10 Million/day | $- | $213.62 Million | ▲ +52 days |
| 2008 | 2 days | $6.30 Million | $3.74 Million/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $6.92 Million | $3.76 Million/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $7.09 Million | $4.45 Million/day | $- | $- | ▲ +0 days |
| 2004 | 1 days | $6.03 Million | $4.12 Million/day | $- | $- | ▼ 0 days |
| 2003 | 1 days | $5.48 Million | $3.70 Million/day | $- | $- | ▼ 0 days |
| 2002 | 2 days | $6.38 Million | $3.83 Million/day | $- | $- | ▼ 0 days |
| 2001 | 2 days | $7.63 Million | $3.62 Million/day | $- | $- | ▼ 0 days |
| 2000 | 3 days | $9.32 Million | $3.67 Million/day | $- | $- | ▲ +0 days |
| 1999 | 2 days | $8.50 Million | $3.81 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $9.80 Million | $3.69 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $11.10 Million | $3.52 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $9.80 Million | $2.83 Million/day | $- | $- | ▲ +1 days |
| 1995 | 3 days | $7.48 Million | $2.54 Million/day | $- | $- | — |