OceanFirst Financial Corp. (OCFC) — Defensive Interval Ratio
OceanFirst Financial Corp. (OCFC) has a Defensive Interval Ratio of 6680 days as of March 2026. Defensive assets of $1.23 Billion (cash $-, short-term investments $1.18 Billion, receivables $49.59 Million) cover 6680 days of daily cash needs of $184.24K/day. Check OCFC tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
OceanFirst Financial Corp. Defensive Interval Ratio (1995–2025)
This chart shows how OceanFirst Financial Corp.'s Defensive Interval Ratio has evolved across 30 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 6680 days, meaning defensive assets of $1.23 Billion can fund 6680 days of operations without new revenue. Also explore OceanFirst Financial Corp. (OCFC) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for OceanFirst Financial Corp. (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for OceanFirst Financial Corp. from 1995 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see OceanFirst Financial Corp. market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 42 days | $1.28 Billion | $30.19 Million/day | $- | $1.23 Billion | ▲ +11 days |
| 2024 | 31 days | $873.41 Million | $27.74 Million/day | $- | $827.50 Million | ▲ +3 days |
| 2023 | 28 days | $805.77 Million | $28.79 Million/day | $- | $753.89 Million | ▼ -17 days |
| 2022 | 45 days | $502.35 Million | $11.28 Million/day | $- | $457.65 Million | ▼ -13 days |
| 2021 | 57 days | $600.86 Million | $10.48 Million/day | $- | $568.25 Million | ▲ +38 days |
| 2020 | 20 days | $218.57 Million | $11.03 Million/day | $- | $183.30 Million | ▲ +10 days |
| 2019 | 10 days | $172.63 Million | $17.54 Million/day | $- | $150.96 Million | ▲ +2 days |
| 2018 | 7 days | $120.41 Million | $16.10 Million/day | $- | $100.72 Million | ▼ 0 days |
| 2017 | 8 days | $95.83 Million | $12.12 Million/day | $- | $81.58 Million | ▲ +5 days |
| 2016 | 3 days | $32.76 Million | $11.66 Million/day | $- | $20.77 Million | ▼ -3 days |
| 2015 | 6 days | $35.76 Million | $6.39 Million/day | $- | $29.90 Million | ▲ +1 days |
| 2014 | 4 days | $25.31 Million | $5.78 Million/day | $- | $19.80 Million | ▼ -6 days |
| 2013 | 10 days | $49.22 Million | $4.97 Million/day | $- | $43.84 Million | ▼ -104 days |
| 2012 | 113 days | $553.43 Million | $4.88 Million/day | $- | $547.45 Million | ▲ +79 days |
| 2011 | 35 days | $171.71 Million | $4.94 Million/day | $- | $165.28 Million | ▲ +14 days |
| 2010 | 20 days | $98.36 Million | $4.82 Million/day | $- | $91.92 Million | ▼ -33 days |
| 2009 | 54 days | $219.68 Million | $4.10 Million/day | $- | $213.62 Million | ▲ +52 days |
| 2008 | 2 days | $6.30 Million | $3.74 Million/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $6.92 Million | $3.76 Million/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $7.09 Million | $4.45 Million/day | $- | $- | ▲ +0 days |
| 2004 | 1 days | $6.03 Million | $4.12 Million/day | $- | $- | ▼ 0 days |
| 2003 | 1 days | $5.48 Million | $3.70 Million/day | $- | $- | ▼ 0 days |
| 2002 | 2 days | $6.38 Million | $3.83 Million/day | $- | $- | ▼ 0 days |
| 2001 | 2 days | $7.63 Million | $3.62 Million/day | $- | $- | ▼ 0 days |
| 2000 | 3 days | $9.32 Million | $3.67 Million/day | $- | $- | ▲ +0 days |
| 1999 | 2 days | $8.50 Million | $3.81 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $9.80 Million | $3.69 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $11.10 Million | $3.52 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $9.80 Million | $2.83 Million/day | $- | $- | ▲ +1 days |
| 1995 | 3 days | $7.48 Million | $2.54 Million/day | $- | $- | — |