Shore Bancshares Inc (SHBI) — Cash Flow Quality Index
Shore Bancshares Inc (SHBI) has a Cash Flow Quality Index of 2.96x as of September 2025. Operating cash flow of $42.47 Million exceeds net income of $14.35 Million, indicating high earnings quality where cash backs reported profits. Explore SHBI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Shore Bancshares Inc Cash Flow Quality Index (1997–2024)
Historical Cash Flow Quality Index for Shore Bancshares Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Shore Bancshares Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for Shore Bancshares Inc (1997–2024)
Year-by-year earnings quality comparison for Shore Bancshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.07x | $46.89 Million | $43.89 Million | ▼ -47.2% |
| 2023 | 2.02x | $22.71 Million | $11.23 Million | ▲ +19.8% |
| 2022 | 1.69x | $52.65 Million | $31.18 Million | ▲ +445.9% |
| 2021 | -0.49x | $-7.50 Million | $15.37 Million | ▼ -141.7% |
| 2020 | 1.17x | $18.43 Million | $15.73 Million | ▲ +38.1% |
| 2019 | 0.85x | $13.74 Million | $16.20 Million | ▼ -43.1% |
| 2018 | 1.49x | $18.30 Million | $12.26 Million | ▼ -13.9% |
| 2017 | 1.73x | $19.52 Million | $11.26 Million | ▼ -12.1% |
| 2016 | 1.97x | $19.00 Million | $9.64 Million | ▼ -7.3% |
| 2015 | 2.13x | $15.12 Million | $7.11 Million | ▼ -18.5% |
| 2014 | 2.61x | $13.18 Million | $5.05 Million | ▲ +86.4% |
| 2009 | 1.40x | $10.18 Million | $7.27 Million | ▲ +14.6% |
| 2008 | 1.22x | $14.01 Million | $11.47 Million | ▼ -7.3% |
| 2007 | 1.32x | $17.73 Million | $13.45 Million | ▲ +10.7% |
| 2006 | 1.19x | $16.13 Million | $13.55 Million | ▼ -0.1% |
| 2005 | 1.19x | $15.36 Million | $12.89 Million | ▼ -7.4% |
| 2004 | 1.29x | $13.13 Million | $10.20 Million | ▲ +18.6% |
| 2003 | 1.09x | $10.31 Million | $9.50 Million | ▼ -6.4% |
| 2002 | 1.16x | $10.20 Million | $8.79 Million | ▲ +3.9% |
| 2001 | 1.12x | $8.93 Million | $7.99 Million | ▲ +5.7% |
| 2000 | 1.06x | $8.41 Million | $7.96 Million | ▼ -8.7% |
| 1999 | 1.16x | $7.88 Million | $6.80 Million | ▼ -9.2% |
| 1998 | 1.27x | $2.83 Million | $2.22 Million | ▲ +120.9% |
| 1997 | 0.58x | $1.37 Million | $2.37 Million | — |