Shore Bancshares Inc Cash Flow Quality Index
Shore Bancshares Inc cash flow quality index. Shore Bancshares Inc (SHBI) has a Cash Flow Quality Index of 2.96x as of September 2025. Operating cash flow of $42.47 Million exceeds net income of $14.35 Million, indicating high earnings quality where cash backs reported profits. See financial flexibility index of Shore Bancshares Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Shore Bancshares Inc (1997–2024)
Cash flow quality index of Shore Bancshares Inc from 1997 to 2024. Historical Cash Flow Quality Index for Shore Bancshares Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Shore Bancshares Inc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Shore Bancshares Inc Cash Flow Quality Index by Year (1997–2024)
Shore Bancshares Inc cash flow quality index by year from 1997 to 2024. Year-by-year earnings quality comparison for Shore Bancshares Inc. For the full cash flow conversion analysis, see Shore Bancshares Inc cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.07x | $46.89 Million | $43.89 Million | ▼ -47.2% |
| 2023 | 2.02x | $22.71 Million | $11.23 Million | ▲ +19.8% |
| 2022 | 1.69x | $52.65 Million | $31.18 Million | ▲ +445.9% |
| 2021 | -0.49x | $-7.50 Million | $15.37 Million | ▼ -141.7% |
| 2020 | 1.17x | $18.43 Million | $15.73 Million | ▲ +38.1% |
| 2019 | 0.85x | $13.74 Million | $16.20 Million | ▼ -43.1% |
| 2018 | 1.49x | $18.30 Million | $12.26 Million | ▼ -13.9% |
| 2017 | 1.73x | $19.52 Million | $11.26 Million | ▼ -12.1% |
| 2016 | 1.97x | $19.00 Million | $9.64 Million | ▼ -7.3% |
| 2015 | 2.13x | $15.12 Million | $7.11 Million | ▼ -18.5% |
| 2014 | 2.61x | $13.18 Million | $5.05 Million | ▲ +86.4% |
| 2009 | 1.40x | $10.18 Million | $7.27 Million | ▲ +14.6% |
| 2008 | 1.22x | $14.01 Million | $11.47 Million | ▼ -7.3% |
| 2007 | 1.32x | $17.73 Million | $13.45 Million | ▲ +10.7% |
| 2006 | 1.19x | $16.13 Million | $13.55 Million | ▼ -0.1% |
| 2005 | 1.19x | $15.36 Million | $12.89 Million | ▼ -7.4% |
| 2004 | 1.29x | $13.13 Million | $10.20 Million | ▲ +18.6% |
| 2003 | 1.09x | $10.31 Million | $9.50 Million | ▼ -6.4% |
| 2002 | 1.16x | $10.20 Million | $8.79 Million | ▲ +3.9% |
| 2001 | 1.12x | $8.93 Million | $7.99 Million | ▲ +5.7% |
| 2000 | 1.06x | $8.41 Million | $7.96 Million | ▼ -8.7% |
| 1999 | 1.16x | $7.88 Million | $6.80 Million | ▼ -9.2% |
| 1998 | 1.27x | $2.83 Million | $2.22 Million | ▲ +120.9% |
| 1997 | 0.58x | $1.37 Million | $2.37 Million | — |