Shore Bancshares Inc (SHBI) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Shore Bancshares Inc (SHBI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $43.05 Million (operating CF $42.47 Million minus capex $586.00K) represents 0% of total liabilities ($5.70 Billion). Also explore Shore Bancshares Inc net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$43.05 Million
Operating CF − Capex

Total Liabilities

$5.70 Billion
USD

Capital Expenditures

$586.00K
USD

Shore Bancshares Inc Financial Flexibility Index (1997–2024)

Historical Financial Flexibility Index trend for Shore Bancshares Inc across 28 annual periods. Check Shore Bancshares Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Shore Bancshares Inc (1997–2024)

Year-by-year free cash flow to debt coverage for Shore Bancshares Inc. For the full company profile including market capitalisation, see Shore Bancshares Inc market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $52.11 Million $46.89 Million $5.69 Billion ▲ +75.7%
2023 0.01x $28.67 Million $22.71 Million $5.50 Billion ▼ -70.5%
2022 0.02x $55.06 Million $52.65 Million $3.11 Billion ▲ +1457.0%
2021 0.00x $-4.05 Million $-7.50 Million $3.11 Billion ▼ -110.9%
2020 0.01x $20.80 Million $18.43 Million $1.74 Billion ▲ +2.3%
2019 0.01x $15.99 Million $13.74 Million $1.37 Billion ▼ -21.7%
2018 0.01x $19.43 Million $18.30 Million $1.30 Billion ▼ -11.5%
2017 0.02x $20.78 Million $19.52 Million $1.23 Billion ▼ -13.7%
2016 0.02x $19.69 Million $19.00 Million $1.01 Billion ▲ +16.3%
2015 0.02x $16.63 Million $15.12 Million $988.18 Million ▲ +5.9%
2014 0.02x $15.26 Million $13.18 Million $959.93 Million ▼ -25.9%
2013 0.02x $20.39 Million $19.85 Million $950.83 Million ▼ -2.6%
2012 0.02x $23.59 Million $21.39 Million $1.07 Billion ▼ -1.4%
2011 0.02x $23.14 Million $21.92 Million $1.04 Billion ▲ +6.2%
2010 0.02x $21.18 Million $19.89 Million $1.01 Billion ▲ +84.3%
2009 0.01x $11.73 Million $10.18 Million $1.03 Billion ▼ -27.1%
2008 0.02x $14.34 Million $14.01 Million $917.26 Million ▼ -29.0%
2007 0.02x $18.42 Million $17.73 Million $836.68 Million ▲ +1.9%
2006 0.02x $17.98 Million $16.13 Million $832.23 Million ▼ -15.6%
2005 0.03x $19.15 Million $15.36 Million $748.20 Million ▲ +19.1%
2004 0.02x $14.96 Million $13.13 Million $696.08 Million ▼ -3.0%
2003 0.02x $13.78 Million $10.31 Million $621.85 Million ▲ +8.2%
2002 0.02x $11.80 Million $10.20 Million $576.04 Million ▲ +8.4%
2001 0.02x $9.67 Million $8.93 Million $511.43 Million ▼ -4.6%
2000 0.02x $9.67 Million $8.41 Million $488.07 Million ▲ +5.6%
1999 0.02x $8.62 Million $7.88 Million $459.73 Million ▼ -8.4%
1998 0.02x $3.26 Million $2.83 Million $159.15 Million ▲ +17.4%
1997 0.02x $2.64 Million $1.37 Million $151.60 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities