Shore Bancshares Inc (SHBI) — Financial Flexibility Index
Shore Bancshares Inc (SHBI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $43.05 Million (operating CF $42.47 Million minus capex $586.00K) represents 0% of total liabilities ($5.70 Billion). Check SHBI capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Shore Bancshares Inc Financial Flexibility Index (1997–2024)
Historical Financial Flexibility Index trend for Shore Bancshares Inc across 28 annual periods. See how liquid is Shore Bancshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Shore Bancshares Inc (1997–2024)
Year-by-year free cash flow to debt coverage for Shore Bancshares Inc. For the full company profile including market capitalisation, see Shore Bancshares Inc (SHBI) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $52.11 Million | $46.89 Million | $5.69 Billion | ▲ +75.7% |
| 2023 | 0.01x | $28.67 Million | $22.71 Million | $5.50 Billion | ▼ -70.5% |
| 2022 | 0.02x | $55.06 Million | $52.65 Million | $3.11 Billion | ▲ +1457.0% |
| 2021 | 0.00x | $-4.05 Million | $-7.50 Million | $3.11 Billion | ▼ -110.9% |
| 2020 | 0.01x | $20.80 Million | $18.43 Million | $1.74 Billion | ▲ +2.3% |
| 2019 | 0.01x | $15.99 Million | $13.74 Million | $1.37 Billion | ▼ -21.7% |
| 2018 | 0.01x | $19.43 Million | $18.30 Million | $1.30 Billion | ▼ -11.5% |
| 2017 | 0.02x | $20.78 Million | $19.52 Million | $1.23 Billion | ▼ -13.7% |
| 2016 | 0.02x | $19.69 Million | $19.00 Million | $1.01 Billion | ▲ +16.3% |
| 2015 | 0.02x | $16.63 Million | $15.12 Million | $988.18 Million | ▲ +5.9% |
| 2014 | 0.02x | $15.26 Million | $13.18 Million | $959.93 Million | ▼ -25.9% |
| 2013 | 0.02x | $20.39 Million | $19.85 Million | $950.83 Million | ▼ -2.6% |
| 2012 | 0.02x | $23.59 Million | $21.39 Million | $1.07 Billion | ▼ -1.4% |
| 2011 | 0.02x | $23.14 Million | $21.92 Million | $1.04 Billion | ▲ +6.2% |
| 2010 | 0.02x | $21.18 Million | $19.89 Million | $1.01 Billion | ▲ +84.3% |
| 2009 | 0.01x | $11.73 Million | $10.18 Million | $1.03 Billion | ▼ -27.1% |
| 2008 | 0.02x | $14.34 Million | $14.01 Million | $917.26 Million | ▼ -29.0% |
| 2007 | 0.02x | $18.42 Million | $17.73 Million | $836.68 Million | ▲ +1.9% |
| 2006 | 0.02x | $17.98 Million | $16.13 Million | $832.23 Million | ▼ -15.6% |
| 2005 | 0.03x | $19.15 Million | $15.36 Million | $748.20 Million | ▲ +19.1% |
| 2004 | 0.02x | $14.96 Million | $13.13 Million | $696.08 Million | ▼ -3.0% |
| 2003 | 0.02x | $13.78 Million | $10.31 Million | $621.85 Million | ▲ +8.2% |
| 2002 | 0.02x | $11.80 Million | $10.20 Million | $576.04 Million | ▲ +8.4% |
| 2001 | 0.02x | $9.67 Million | $8.93 Million | $511.43 Million | ▼ -4.6% |
| 2000 | 0.02x | $9.67 Million | $8.41 Million | $488.07 Million | ▲ +5.6% |
| 1999 | 0.02x | $8.62 Million | $7.88 Million | $459.73 Million | ▼ -8.4% |
| 1998 | 0.02x | $3.26 Million | $2.83 Million | $159.15 Million | ▲ +17.4% |
| 1997 | 0.02x | $2.64 Million | $1.37 Million | $151.60 Million | — |