Shore Bancshares Inc Financial Flexibility Index
Shore Bancshares Inc financial flexibility index. Shore Bancshares Inc (SHBI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $43.05 Million (operating CF $42.47 Million minus capex $586.00K) represents 0% of total liabilities ($5.70 Billion). See SHBI FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Shore Bancshares Inc (1997–2024)
Financial flexibility index of Shore Bancshares Inc from 1997 to 2024. Historical Financial Flexibility Index trend for Shore Bancshares Inc across 28 annual periods. Check SHBI operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Shore Bancshares Inc Financial Flexibility Index by Year (1997–2024)
Shore Bancshares Inc financial flexibility index by year from 1997 to 2024. Year-by-year free cash flow to debt coverage for Shore Bancshares Inc. For the full cash flow conversion analysis, see Shore Bancshares Inc (SHBI) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $52.11 Million | $46.89 Million | $5.69 Billion | ▲ +75.7% |
| 2023 | 0.01x | $28.67 Million | $22.71 Million | $5.50 Billion | ▼ -70.5% |
| 2022 | 0.02x | $55.06 Million | $52.65 Million | $3.11 Billion | ▲ +1457.0% |
| 2021 | 0.00x | $-4.05 Million | $-7.50 Million | $3.11 Billion | ▼ -110.9% |
| 2020 | 0.01x | $20.80 Million | $18.43 Million | $1.74 Billion | ▲ +2.3% |
| 2019 | 0.01x | $15.99 Million | $13.74 Million | $1.37 Billion | ▼ -21.7% |
| 2018 | 0.01x | $19.43 Million | $18.30 Million | $1.30 Billion | ▼ -11.5% |
| 2017 | 0.02x | $20.78 Million | $19.52 Million | $1.23 Billion | ▼ -13.7% |
| 2016 | 0.02x | $19.69 Million | $19.00 Million | $1.01 Billion | ▲ +16.3% |
| 2015 | 0.02x | $16.63 Million | $15.12 Million | $988.18 Million | ▲ +5.9% |
| 2014 | 0.02x | $15.26 Million | $13.18 Million | $959.93 Million | ▼ -25.9% |
| 2013 | 0.02x | $20.39 Million | $19.85 Million | $950.83 Million | ▼ -2.6% |
| 2012 | 0.02x | $23.59 Million | $21.39 Million | $1.07 Billion | ▼ -1.4% |
| 2011 | 0.02x | $23.14 Million | $21.92 Million | $1.04 Billion | ▲ +6.2% |
| 2010 | 0.02x | $21.18 Million | $19.89 Million | $1.01 Billion | ▲ +84.3% |
| 2009 | 0.01x | $11.73 Million | $10.18 Million | $1.03 Billion | ▼ -27.1% |
| 2008 | 0.02x | $14.34 Million | $14.01 Million | $917.26 Million | ▼ -29.0% |
| 2007 | 0.02x | $18.42 Million | $17.73 Million | $836.68 Million | ▲ +1.9% |
| 2006 | 0.02x | $17.98 Million | $16.13 Million | $832.23 Million | ▼ -15.6% |
| 2005 | 0.03x | $19.15 Million | $15.36 Million | $748.20 Million | ▲ +19.1% |
| 2004 | 0.02x | $14.96 Million | $13.13 Million | $696.08 Million | ▼ -3.0% |
| 2003 | 0.02x | $13.78 Million | $10.31 Million | $621.85 Million | ▲ +8.2% |
| 2002 | 0.02x | $11.80 Million | $10.20 Million | $576.04 Million | ▲ +8.4% |
| 2001 | 0.02x | $9.67 Million | $8.93 Million | $511.43 Million | ▼ -4.6% |
| 2000 | 0.02x | $9.67 Million | $8.41 Million | $488.07 Million | ▲ +5.6% |
| 1999 | 0.02x | $8.62 Million | $7.88 Million | $459.73 Million | ▼ -8.4% |
| 1998 | 0.02x | $3.26 Million | $2.83 Million | $159.15 Million | ▲ +17.4% |
| 1997 | 0.02x | $2.64 Million | $1.37 Million | $151.60 Million | — |